# DeFi — X 热门讨论 (2026-09-21 17:25 UTC)
## @BrljevicIg24934 (Igor Igor 🪶) · 09-21 16:59 · ♥96 ↻63 💬31 🔥 ArcOne 2.2 IS LIVE — and launching a coin just became easy.
It’s so simple…
👶 A 1-year-old could launch a coin with @ArcToolsBackup 🔥
No complicated setup. No 10 different websites. No endless transactions. No unnecessary steps.
One transaction.
Taxes. Logo. Socials. LP burned.
LAUNCH. 🚀
And @ArcToolsBackup isn’t stopping there.
It’s becoming the terminal in your pocket for the entire @arc ecosystem.
Paste a CA or choose a launchpad:
⚡ ArcToolsPad ⚡ Hopium ⚡ Arguspad ⚡ Tolly ⚡ Uniswap V4 ⚡ More venues in one place
One list. One tap. Done.
💵 Native USDC ⚡ One-tap buying 🚫 No pop-ups 🔥 No friction
Want to snipe a fresh launch?
Paste the CA in Telegram or directly inside the app.
Click → Buy → Done.
And now you can update ArcOne FROM INSIDE THE APP.
Settings → App updates → Update.
No browser. No downloading the app again.
Your wallet and settings stay exactly where they are. 🔒
This is no longer “just another wallet.”
@ArcToolsBackup is turning launching and trading on @arc into something almost anyone can do.
👶 If a 1-year-old can understand it, you know the UX is getting serious. 😂🔥
💰 $ARCT CA: 0x1ea1e4f9a9975f1f6e9c0a9f6e8ada7a66e6de52
UPDATE NOW.
Older builds: https://t.co/xpCFxfLgKe
#ArcOne #ArcTools #ARCT #ArcChain #Circle #USDC #DeFi #Crypto #Memecoins #Launchpad #ArcEcosystem > 引用 @ArcToolsBackup: App Updated to 2.2
ArcOne 2.2 is out — and from now on you update from inside the app.
Settings → App updates → Update. The app downloads the signed build, verifies it and opens the installer. No browser, no re-downloading from the site. Your wallet and settings stay.
On 1.8–2.1: Settings → App updates → Update. On older builds, or if you are new: https://t.co/LZH71CXr7B — this is the last time you need the site for it.
ArcOne · powered by ArcTools https://x.com/BrljevicIg24934/status/2102080402600951834
## @OzakAGI (Ozak AI) · 09-21 15:00 · ♥78 ↻21 💬25 The Alliance Series continues, and this one follows a partnership we announced last week 🚀
We are running a 6-day round with @SodabotAI.
SodaBot is a smart OS built for DeFi AI agents, powered by on-chain data. Its Signal Agent tracks high-performing wallets and calls out where alpha is actually moving, while its Copy Trade Agent mirrors those wallets automatically, combining the RFM model, LLMs and transaction analysis to follow smart money, market trends and whale patterns 📊
Live across Ethereum, Solana, Base and BNB Chain, with a dedicated signal channel for each.
Here is what is happening over the 6 days:
- Joint quests on the Ozak AI Rewards Hub. Complete the tasks, earn XPs, and get involved with both communities - 4 XSpaces across the week. Real conversations with both teams, live questions, and a look at what each side is building - Everything coordinated across all our channels, so wherever you follow us, you will not miss a thing
Two teams that think the oldest edge in crypto is simply knowing what better-informed money is doing, and that it should not stay a private advantage 🤝
Jump in at the Rewards Hub: https://t.co/V275QGIy58 🚀 https://x.com/OzakAGI/status/2102050221123350919
## @btcergou (Crypto二狗) · 09-21 12:38 · ♥77 ↻0 💬67 最近看 @flock_io 的几条更新，单独拆开其实都不算难理解，但放在一起看，方向反而清楚了很多。一边在扩大Crypto里的资产和交易入口，另一边又在把AI基础设施往政府、农业、公共服务这些现实场景里推。
先来看看最近比较值得关注的FOMO $flock 的FOMO已经接入Robinhood Chain。现在大家比较熟悉的还是 tokenized stocks、memecoin和DeFi，但FLock想往里面再塞进一种完全不同的资产：AI Model
FOMO本身做的就是Fair Open Model Offering。简单理解，不只是给一个ai 模型发Token，而是尝试把 Model Token和FLock API Platform上真实的模型inference、AI使用需求连接起来。
这样一来，模型不再只是后台的一段代码，而是可以逐渐进入“发行、交易、调用”同一套链上经济关系里。
这个方向我觉得比单纯讲 AI Token 有意思。
过去Crypto给很多东西做过资产化，股票、黄金、国债、算力，现在FLock想继续往前推一步：
如果一个AI Model本身能够持续被调用、产生使用需求，那它能不能也成为一种onchain asset？
而且FLock并不是只把入口留在Robinhood Chain。$FLOCK 此前已经采用Chainlink CCT，通过CCIP / Transporter打通Base、Ethereum、BNB Chain、HyperEVM和Robinhood Chain。
链上的分发渠道在铺，中心化市场这一边也没停。9月12日，OKX已经上线FLOCK/USDT永续合约，Web、App、API都可以交易，最高支持20x。
所以这两件事我更愿意放在一起看。Robinhood Chain承接的是FOMO、Model Token以及后面的链上AI asset economy；OKX增加的则是 $FLOCK 在中心化衍生品市场里的交易入口。
一个在扩生态，一个在扩市场，但如果FLock最近只有这些动作，我觉得它依然很容易被归到“Crypto + AI”这一类项目里。
真正让我觉得它后面的路线开始出现差异的，其实是另外一条线。FLock与UNDP Dominican Republic Country Office 在9月4日签署了新的MoU。
这件事和上面两个Crypto方向几乎完全不同。双方谈的是公共部门数字创新、数据治理、可信公共系统，以及 social protection、climate/environmental sustainability 等实际问题。
而且并不是签完 MoU 才开始找应用。今年5月，FLock 团队已经在Dominican Republic推进过crop microinsurance pilot，尝试用AI做风险评估，用blockchain处理payout/settlement，同时通过privacy-preserving AI避免为了使用AI而直接暴露原始敏感数据。
这个案例反而让我更容易理解 FLock 为什么一直在做去中心化和隐私AI。如果只是生成一张图片、写一段文字，普通用户可能根本不关心模型背后的数据在哪里。
但换成政府数据、医疗数据、农业数据、金融数据和个人隐私数据，事情马上就不一样了。这些场景不是“不想用AI”，而是很多原始数据本身就不能随便交给外部平台。
FLock 此前在Sarawak推进sovereign AI时，其实也是类似的思路，通过federated learning让数据尽量留在本地，同时完成模型训练和协作。
所以把最近这些动作串起来，我觉得比单独看任何一次官宣都更有意思：
Robinhood Chain→扩AI Model的链上资产场景 OKX→扩大 $FLOCK 的交易入口 UNDP Dominican Republic→把AI infrastructure往真实公共服务场景推进
前两条解决Crypto世界里的distribution和liquidity，后一条则是在回答另一个更长期的问题： 这套AI infrastructure离开Crypto以后，到底有没有地方真正需要它？
如果后面FOMO的Model Token能产生更多真实inference需求，同时政府和公共机构方向继续出现可落地的 pilot，那 FLock 这条线就不只是给 DeAI 再讲一个新故事了。
它真正想连接的，可能是AI asset economy和现实世界的数据使用需求。 > 引用 @flock_io: From sovereign AI initiatives in Sarawak to our work with UNDP country offices across regions, we have seen that distributed ledger technologies (DLTs) like blockchain and decentralised AI create real value in public systems.
At the @UN Headquarters, our founder and CEO, @0x7SUN, shared how FLock is applying privacy-preserving AI, federated learning, and blockchain in government-led initiatives while keeping data secure and under local control.
Thank you to @PakistanUN_NY, UN Trade and Development (@UNCTAD), the United Nations Office for Digital and Emerging Technologies, @UNDP, @UNDP_AltFinLab, and other partners for having us contribute to this important conversation. https://x.com/btcergou/status/2102014726599586245
## @Cryptofly777 (Linda) · 09-21 16:15 · ♥93 ↻13 💬9 Cardano DeFi should’ve been a success.
The demand was there, the money was there, and the community was there.
So what led to the collapse, and more importantly, is what we’re doing right now actually going to fix it? 👇 https://t.co/wnMR7Yncfv https://x.com/Cryptofly777/status/2102069090328133642
## @FabiusDefi (Fabius DeFi) · 09-21 14:45 · ♥71 ↻7 💬25 We have Coinbase, Robinhood and Circle all cooking this cycle!
But not all can keep real momentum cuz issuing the asset is easy, getting a user to actually be active is not.
So I looked back at the 3 of them to see what’s actually shipping.
🔹 @base / @coinbase
Base is Coinbase’s consumer crypto chain, and the layer they are pushing for AI agents to pay and settle on.
They issued B20 stock tokens on Base and dropped them into wallets, DEX and DeFi that already exist.
Where the chain actually stands:
~$5.95B DeFi TVL ~$5.06B stables, USDC ~84.7% ~$780M DEX volume / 24h ~250k active addresses and ~8.46M tx / 24h – Coinbase itself: 7.6M monthly transacting users in Q2
Agent rail:
– x402 has settled ~198.9M payments and ~$52.7M in volume across Base, Solana and Polygon – Base is still the main venue for x402 activity
Stock side is still small:
– Coinbase stocks went live on Base late August – tokenized equities are still tiny versus Base’s ~$5.1B stablecoin float
🔹 @RobinhoodCrypto / @RobinhoodApp
This one is a tokenized stock bet. The Moat of the chain are 28.6M funded accounts and ~$384B on the platform
Intended loop:
Robinhood users bring stocks onchain → 24/7 trading + lending + self-custody → builders show up → more assets move onchain
What actually showed up first:
– degens, memes, launchpads – TVL now ~$992M, stables ~$1.05B – RWA active AUM now ~$296M vs the whole Robinhood book – in 74 days it took 7.9% of Jumper’s 30-day volume
🔹 @arc / @circle
Wants to be the OS for digital cash w/ USDC as gas.
Mainnet went live on Sep 16. BlackRock, DTCC, Visa, Mastercard as validators. Aave, Morpho, Uniswap on day 1.
Day-one print:
– 7.76M txs – Uniswap volume >$410M – USDC transfers ~$1B – ~$650M USDC sitting onchain – 700k+ new addresses on day one
Circle already sits on ~$73.8B USDC globally. Arc only needs a slice of that flow to matter.
To wrap up:
– Coinbase is using Base to make crypto users and agents transact
– Robinhood is using a new chain to put stock tokens in front of brokerage users
– Circle is using Arc to turn USDC float into payment and settlement flow
All 3 make sense and none of them have closed the loop, imo
It’s still early to tell who lasts.
I don’t think the winner is whoever issued first or printed the loudest week-one volume.
I think it’s whoever makes the asset useful as collateral, tradable across deep venues, and composable with the rest of onchain finance. https://x.com/FabiusDefi/status/2102046502550134999
## @Defi_Rocketeer (Defi Rocketeer) · 09-21 13:06 · ♥81 ↻5 💬19 i like this bounce, but i’m not going to FOMO right before a major macro event
BTC has recovered to $85K, and momentum is clearly improving.
but there are still too many variables over the next few days to ignore:
- On Sep 24, Trump and Xi Jinping will meet in Washington, with the trade truce, AI, and US-China relations among the main topics.
- The Fed just hiked rates by 25 bps to 3.75% -4.00%, and 16/18 policymakers still expect at least one more hike this year.
- BTC ETF flows have only just started recovering after two large outflow sessions earlier this week.
- The market has just gone through a large wave of liquidations, so leverage is still playing a meaningful role in price volatility.
i’m not bearish. on the contrary, BTC reclaiming $80K is a positive signal.
but the closer the market gets to peak excitement, the more important it is to check the risk before thinking about the reward.
🟡 Enjoy the rally, keep your positioning reasonable, limit leverage, and don’t let FOMO make decisions for you.
when the market gets a pullback, i’ll still focus on the projects I’ve mentioned many times on my X: projects with real revenue, reasonable tokenomics and allocation mechanisms, and infrastructure that institutions may have to use in the future.
DYOR. https://x.com/Defi_Rocketeer/status/2102021611998359638
## @MoneyPrinter0x (MP) · 09-21 16:42 · ♥76 ↻1 💬17 this will be the layer 2s of this cycle
this cycle's matics, avaxs will be defi on tokenized equities > 引用 @MoneyPrinter0x: DeFi on tokenized equities is not a thing yet,
But i'm calling it - it WILL be the biggest, most fundamental, breakthrough in the entire financial and societal space.
One day, Someone will make it possible for every market participant of this $600Trillion market to earn Yield on tokenized equities, to permissionlessly create structured products out of tokenized equities & earn from it, to create the most liquid, most distributive trickle-back decentralized economics that the world has ever seen.
The entire stock market has literally not been disrupted for nearly a hundred years.
The last fundamental innovation was literally stocks going electronic, NOTHING else.
Just the same middlemen fee model, IPO-ing for multi-hundred billions over and over again every year.
There is too much middlemen in the equities space. And as of this year, equities are finally coming onchain.
It doesn't take a genius to realize that we are on the precipice of something great. The same kinds of which that happened when the NASDAQ went electronic in 1971. The same kinds of which that happened when the NYSE went electronic in 1984.
But it does take a genius to create something that has never existed before. https://x.com/MoneyPrinter0x/status/2102076106060992769