# DeFi — X 热门讨论 (2026-10-08 14:03 UTC)
## @DeFi_Dad (DeFi Dad ⟠ defidad.eth) · 10-08 13:00 · ♥126 ↻4 💬20 This team has been insufferable for years
In-fucking-sufferable to watch
Idk anyone who uses it
Idk a single protocol on it anymore
But you are always here bitching like a whiny petulant child
Raise money off L2 hype, brag to us you’re the best tech, FUD Ethereum, and cry when no one uses you.
Just fuck off already @Starknet > 引用 @Starknet: We are actively considering becoming an L1.
This would enable Starknet to become the first fully quantum-resistant network, with 2027 as our target. https://x.com/DeFi_Dad/status/2108180790030856522
## @0xAltKing (The Altcoin KING) · 10-08 11:48 · ♥78 ↻0 💬39 ➥ Zcash just printed $38B in 30 day volume
@Zcash processed $38.1B in trading volume over the past 30 days, averaging roughly $1.27B per day.
That is a lot of liquidity for an asset still primarily viewed as a privacy coin.
[1] Volume was highly volatile
Daily volume peaked at $2.58B on September 17, alongside a sharp move in ZEC.
Over the period, zcash:native traded between roughly $1,080 and $1,653 before ending near $1,233.
Volume moved heavily with price, which points more toward speculation and positioning than sustained financial activity.
[2] Zcash doesn’t really have TVL
TVL normally measures assets deposited into smart contracts across lending markets, DEXs, collateral vaults, liquid staking and other applications.
Zcash is a UTXO based privacy focused L1 without a native smart contract ecosystem comparable to Ethereum or Solana.
So there isn’t a conventional DeFi TVL number to point to.
You can measure market cap, exchange volume, shielded pool balances, institutional holdings or wrapped supply, but they represent different things.
[3] Institutional AUM is a different capital signal
Zcash linked investment products have also attracted meaningful capital.
The ZCSH product reached roughly $977M in AUM by September 23, with cumulative net collections of about $306M since launch.
That shows demand for regulated ZEC exposure beyond spot trading.
But AUM and TVL shouldn’t be treated as the same metric.
A fund holds an asset for exposure.
TVL represents capital being used inside an onchain financial system.
[4] The missing piece is DeFi composability
For ZEC to become useful collateral across DeFi, it needs more than trading volume.
It needs deep spot liquidity, reliable pricing, liquid borrowing markets and risk systems that can handle its volatility and regulatory constraints.
It also needs a practical way to connect privacy focused assets with smart contract environments.
That stack is still relatively undeveloped.
The numbers tell the story:
→ $38.1B in 30 day volume → ~$1.27B average daily volume → $2.58B peak daily volume → ~$977M peak AUM in the cited period → No native DeFi TVL
Zcash has the liquidity.
What it doesn’t have yet is the financial infrastructure around that liquidity.
That is the gap between Zcash’s market activity and its actual use in DeFi. https://x.com/0xAltKing/status/2108162649481495009
## @bi_9527zx (DeFi狙击手 | Ai🕊️) · 10-08 09:26 · ♥71 ↻11 💬23 meme雷达V2版本来了，兄弟们可以去体验了。
希望今年都能抓到金狗，把老版本直接删除清理终端后下载V2最新版。
想省事直接把开源网址丢给Codex，hermes，豆包桌面版等AI就行。提示词：帮我安装这个开源软件，适配我的电脑和VPN网络，并且在桌面创建快捷方式！
安装完成后看我X推特主页的置顶教程进行配置API即可完成！
始终免费私聊你们卖给你们meme雷达的都是骗子，请勿上当受骗！
永久免费地址：https://t.co/K9IPihK1Ox
注意：工具仅为辅助，不作为个人财务决策。 https://x.com/bi_9527zx/status/2108126862287204827
## @Pipsurfer369 (Pipsurfer) · 10-08 09:00 · ♥73 ↻15 💬5 After putting together the research from multiple angles, I think the most accurate conclusion is:
The infrastructure is real. The connections are real. The intended role of $WALLET is what we're still waiting to see. What makes $WALLET interesting isn't one isolated transaction. It's the accumulation of infrastructure around it:
Robinhood Chain itself. The wallets involved in its early deployment. Delayed Inbox infrastructure. USDG / Paxos. Stock Tokens. Chainlink. Programmable wallets. Settlement infrastructure. Robinhood Wallet. Quests and rewards. And the wallet that launched $WALLET.
None of this, by itself, proves what $WALLET will ultimately do.
But taken together, it makes the idea that this is simply an unrelated token increasingly difficult to reconcile with the broader picture. And we're still very early. Robinhood Chain's public mainnet only launched in July 2026. We're roughly three months into the public lifecycle of an ecosystem Robinhood is building around onchain finance, tokenized real-world assets, DeFi and its Wallet.
So the real question isn't: “Why isn't $WALLET already doing everything?” It's: “What does Robinhood want this ecosystem to look like 12–24 months from now?” Because building infrastructure is one thing. Building an entire ecosystem around a new chain with specific components, integrations and financial rails and then leaving it permanently unused would make little sense. It's like building a new city.
It has a name. It has roads, utilities, districts, transport links and financial infrastructure. The architecture is there. You can debate which buildings will actually be occupied.
But it would be strange to conclude that the city was built with no intention of anyone ever living in it.
That's where I think we are with $WALLET. There are enough pieces on the table to understand that we're looking at an architecture, not an isolated token. How much of that architecture ultimately translates into $WALLET utility? That's the part time will reveal.
And we're only ~3 months into the chain.
With a full bull market potentially still ahead of us, the more interesting question may be what this looks like 12–24 months from now, rather than what it looks like today. https://x.com/Pipsurfer369/status/2108120353054634334
## @MSBIntel (MSB Intel) · 10-08 12:30 · ♥76 ↻13 💬3 BREAKING: Firelight Protocol goes live on Flare, backing DeFi vault cover with staked FXRP capped at $115M in XRP. https://t.co/dUG24fduJW https://x.com/MSBIntel/status/2108173065448222866
## @Michael_Liu93 (憨厚的麦总) · 10-08 13:12 · ♥72 ↻9 💬12 做长线投资安全边际极其重要，都知道ai未来牛逼，也都知道btc未来牛逼，但同样的资产在不同价格你的安全边际完全不一样，安全边际又直接定义了收益和持仓体验。你在存储最热的时候6w买的btc和在crypto最热的时候12w买的btc，现在持仓体验完全不同。
到了今天也是一样，你问我ai牛逼不，我会说非常牛逼，但你让我allin ai标的长拿我下不去手，最多做做短线。但这个价格crypto的beta标的就算慢一些震荡多一些，我也是愿意长期拿的，因为就算最极端情况再往下，btc去个5w？eth回个1300？但ai标获利盘这么重，万一出现个基本面的反转，真套住了就不知道猴年马月解套了。
如果把crypto这个大资产类别拆的更细说安全边际，btc在低位，币股在低位，eth sol还行，几个defi蓝筹标稍差一些，hype zec安全边际最差（类似ai的逻辑，我也知道hype zec牛逼，我也有hype，但高了就是安全边际差，而crypto最不缺的就是反转）
越到了牛市后期越得多想安全边际这个问题，因为绝大部分crypto项目的基本面都是建立在流动性之上的，流动性又建立在周期上，btc一跌，流动性撤退就是一瞬间的事情，而你以为夯实的基本面也只是流动性溢出的结果罢了（最直观的例子就是最近的pons和stonk这俩launchpad）
所以今天再回看一下引用的这三个筛选标准，手里拿的长期仓位是否符合？
1. 持仓周期是至少放心拿3-5年（这个“放心”很重要，因为我自己要足够懂它的周期，或者它自身已经有足够长的时间证明自己，比如qqq） 2. 标的在一个快速增长的市场里，有至少5-10年的可预见增长（有足够的成长股安全垫），且有足够好的护城河 3. 现在价格相对低价（因为如果是长拿就不怕等建仓机会，短线则无所谓，今天追了，下周平了我也无所谓什么估值高低，主要还是看情绪） > 引用 @Michael_Liu93: 最近有不少朋友来问我为什么跟crcl杠上了，AI这么火为什么不去追AI？
其实不是跟Crcl杠上了，AI标的和其他山寨币我都在玩，但是在做短线交易，我不可能开个单就发个帖子。
最近我在想的一个问题：如果让我挑一批可以长拿并且现在可以建仓的标的，有哪些要求？符合这些要求的标的有哪些？
想了想，我对于建仓长拿标的的要求是： 1. 持仓周期是至少放心拿3-5年（这个“放心”很重要，因为我自己要足够懂它的周期，或者它自身已经有足够长的时间证明自己，比如qqq） 2. 标的在一个快速增长的市场里，有至少5-10年的可预见增长（有足够的成长股安全垫），且有足够好的护城河 3. 现在价格相对低价（因为如果是长拿就不怕等建仓机会，短线则无所谓，今天追了，下周平了我也无所谓什么估值高低，主要还是看情绪）
在我的认知里（有分歧很正常）： 盘一盘哪些明显不符合以上要求？哪些有些符合？哪些全都符合？还有哪些是我不确定的？
首先明显不符合的：几乎所有中概股，A股，黄金白银贵金属（年初就已经看顶），山寨币（包括eth，eth比较适合做周期波段交易）
符合1和2要求的标的：Apple，Nvda，Google，QQQ，OEF
符合123要求的标的：涉及到3就一定不会是AI相关的标的，而在Crypto赛道，BTC，Crcl（其实我也想把Hype加进去，但严格按这个标准来说，还不是）
那些我不确定的： 存储股：三星，海力士，SNDK，MU。不符合3，符合2，不确定符不符合1 Mag7的其他家：微软，Meta，Tesla，我不那么确定 消费类的价值股：符合1和3，不符合2 AI产业链更细分的就更不在我的开枪范围了，因为我不够懂，比如光通信的Lumentum，Coherent，Nokia，芯片的Marvell，博通，这些跟着qqq的波动做做短线得了，让我重仓梭进去追高我也拿不住，更不会知道什么时候该止损。
现在是crypto每四年一次的播种季，麻将固然好玩，但不能误了农时，不然明年这个时候又要愁下一把麻将钱去哪找了。 https://x.com/Michael_Liu93/status/2108183797649076225