# stablecoins — X 热门讨论 (2026-10-02 14:13 UTC)

## @0xDani (Daniel) · 10-02 12:49 · ♥112 ↻108 💬3 RedotPay has become one of the largest stablecoin neobanks in the world

And that didn’t happen by accident. I was planning a full review, but that will come later

A lot of people ask why RedotPay has such large volumes. The answer is simple: people actually use the product, and it’s popular. Here’s why

In 3 years since launch, RedotPay has:

- 9M+ users - 100+ countries - $14B + annualized payment volume - international transfers directly from crypto - the ability to send USDT, USDC, BTC and other assets directly to bank accounts and e-wallets - crypto-backed loans: pledge BTC or ETH and borrow USDT or USDC without selling your assets - flexible credit line backed by crypto for everyday spending - recipients can receive regular local currency - transfers in 20+ currencies across 200+ countries and regions - USD, EUR, GBP, BRL, MXN, INR, PHP, THB, VND, ZAR, IDR, HKD, AUD, NGN, AED, KRW and more - the ability to send money not only to yourself, but also to other people’s accounts - some of the best rates on the market for sending crypto to fiat to other people - local payment rails including SEPA, Pix and SPEI - exchange rate, fee and final amount shown before sending - personal EUR IBAN in your name - EUR, GBP and USD swaps into stablecoins and other crypto assets inside the app - EUR and GBP withdrawals back to bank accounts - P2P with support for 50 local currencies - and of course everything needed for everyday spending: Apple Pay, Google Pay, physical/virtual cards, crypto spending and ATM withdrawals

RedotPay covers the needs of very different types of users

- Want yield on your assets? It’s there - Want to spend crypto? You can - Need to make an international payment? You can do that too

And there’s much more...

RedotPay is already a full onchain neobank, not just a crypto card

And with all that, 9M+ users doesn’t look surprising at all > 引用 @RedotPay: 🌍 3 years of making stablecoins work in everyday life.

Over 9M users. 100+ countries. $14B+ in annualized payment volume.

Thank you for building RedotPay with us. https://t.co/18BdLNctPr https://x.com/0xDani/status/2106003589516677235

## @superpobe (POBE 🎀) · 10-02 11:46 · ♥139 ↻1 💬162 Not every Nucleus campaign is measuring the same thing.

Take the current American Fortress opportunity.

It’s contribution focused, with $15,000 in stablecoins allocated to the top 100 contributors.

No reputation leaderboard deciding eligibility here.

That difference is worth noticing.

If @NucleusCodes wants to become an access layer for different types of opportunities, it probably can’t rely on one universal ranking model.

The interesting question becomes whether the scoring actually matches what each campaign is trying to reward.

Same infrastructure.

Different objective.

That’s where I’ll be looking for consistency. https://x.com/superpobe/status/2105987782200172829

## @wizzybanks26 (Wiz Onchain 🥷💎) · 10-02 11:34 · ♥42 ↻20 💬23 The milestone is the hook here, but I’d make the post about what the $2M represents, not just the number.

$2M in TVL. One milestone. A much bigger signal. 🦉

Wise Nodes just crossed $2,000,000 in Total Value Locked.

And looking at where that liquidity is coming from makes the milestone even more interesting:

🔹 Ethereum: $1.778M+ 🔹 Arbitrum One: $130.5K+ 🔹 New networks: already adding to the ecosystem

What started as an idea around putting stablecoins to work is gradually becoming a multi-network ecosystem.

For me, the interesting part isn't simply seeing another TVL milestone.

It's seeing the infrastructure expand while more capital finds its way into Wise Nodes.

$2M is the checkpoint. Expansion is the bigger story.

More networks. More liquidity. More opportunities to put stablecoins to work.

The journey isn't over.

$2M today. Building toward what's next. 🦉

Stay Wise.

Explore: https://t.co/1CtZJAKZ9r

@WISE_Token https://x.com/wizzybanks26/status/2105984654171914462

## @Kylechasse (Kyle Chassé 🐸) · 10-02 12:09 · ♥75 ↻8 💬9 TIBBIR just finished the move we were watching for.

7.76M base:0xa4a2e2ca3fbfe21aed83471d28b6f65a233c6e00 and 10.4 BTC moved from the Base vault to Robinhood Chain through the new bridge.

The vault is now sitting on Robinhood, with $176K in stablecoins earning DeFi yield.

There is one caveat. The bridge is one-way. Tokens burned on Base, recreated on Robinhood.

TIBBIR is making its move. https://x.com/Kylechasse/status/2105993605798318264

## @BSCNews (BSCN) · 10-02 08:57 · ♥57 ↻10 💬4 Hyperliquid Challenges MiCA Approach As Circle Flags Stablecoin Gaps

The Hyperliquid (@HyperliquidX) Policy Center has urged the European Commission to regulate crypto perpetuals under MiFID II.

The group argues that existing derivatives rules can cover onchain perpetual futures. It says the blockchain hosting a financial product should not determine its classification.

HPC also wants venues to disclose funding methods, margin rules and liquidation thresholds.

The proposal was submitted during the Commission’s review of MiCA.

Circle meanwhile criticized MiCA’s stablecoin framework and its coverage of major global tokens.

The USDC issuer said only three of the top 25 stablecoins are currently MiCA regulated. https://x.com/BSCNews/status/2105945351756845293

## @WKahneman (WrathofKahneman) · 10-02 13:43 · ♥41 ↻12 💬3 Great interview of #Ripple's Monica Long in Korea's Maeil Business Newspaper. Says 2 key things: 1⃣ Where two stablecoins have enough liquidity, they can simply trade directly but for less frequently traded currency pairs, #XRP could serve as the intermediary asset. 2⃣ She discusses work w/Kbank (remittances), Jeonbuk Bank (S.E.Asian xborder payments) and expects to announce additional FI cooperation within a few months. https://x.com/WKahneman/status/2106017308233875631

## @Smart_Money (Smart Money Crypto) · 10-02 12:00 · ♥53 ↻3 💬5 🇪🇺 LEUTE, ES WIRD ABSURD!

Die EU-Aufsicht ESMA will Coins künftig schon auf Verdacht einfrieren dürfen. Wer in Europa Tether hält oder staked, steht gleich mit auf der Liste.

Am Mittwoch um Mitternacht lief die Frist der EU-Kommission ab. 86 Fragen dazu, was an MiCA geändert werden soll, und die ESMA in Paris hat geantwortet wie eine Behörde, die mehr Macht will. Sie will Webseiten sperren und abschalten dürfen. Sie will Krypto-Vermögen einfrieren, sobald ein Verdacht auf Marktmissbrauch oder Terrorfinanzierung besteht.

Verdacht reicht. Wer über den Verdacht entscheidet und wie lange dein Coin dann festsitzt, steht in der Antwort nicht.

Dann kommt die Tür zu DeFi. Wer dir eine Oberfläche baut, über die du ein DeFi-Protokoll erreichst, soll eine eigene Lizenz brauchen. Wann etwas wirklich dezentral ist, will die ESMA selbst festlegen.

Am härtesten trifft es den Dollar, mit dem die Welt Krypto handelt. Tether ist 184 Milliarden Dollar schwer, der größte Stablecoin überhaupt, und hat keine MiCA-Zulassung. Die lizenzierten Börsen haben ihn für Europäer schon 2025 aus dem Handel genommen. Jetzt sollen lizenzierte Firmen ihn auch nicht mehr verleihen, als Sicherheit annehmen oder umtauschen dürfen.

Circle, Herausgeber von USDC und Gewinner jeder solchen Regel, hat diese Woche selbst gezählt. Von den 25 größten Stablecoins fallen drei unter MiCA. Wer in Europa legal handelt, handelt mit dem Rest der Welt nur noch über eine Nebenstraße. Strengere Auflagen für Staking, Lending und für Influencer, die Krypto bewerben, kommen obendrauf.

Was am Ende dieser Politik steht, zeigt Binance schon heute.

Seit dem 1. Juli müssen Börsen ohne MiCA-Lizenz ihr EU-Geschäft abwickeln. Binance hat am 24. Juni seinen Antrag in Griechenland zurückgezogen, die alten Lizenzen in Frankreich, Spanien und Polen sind ausgelaufen. Europäer bedient Binance trotzdem, über eine Gesellschaft in Abu Dhabi. Die Begründung heißt Reverse Solicitation: Der Kunde sei von selbst gekommen. Laut Financial Times prüfen die ESMA und die Aufseher aus Frankreich, Deutschland und Griechenland jetzt, ob das hält, Strafen sind möglich. Gillian Lynch, Europa-Chefin von Binance, sagt: "Binance verlässt Europa nicht."

Was ich nicht weiß: ob die Kommission das übernimmt. Noch ist nichts davon Gesetz, der Bericht der Kommission ist bis zum 30. Juni 2027 fällig, ein Gesetzesvorschlag kann folgen oder ausbleiben. Und ob für das Einfrieren ein Richter nötig wäre, lässt die ESMA offen.

Europa mauert gerade jede Tür zu... https://x.com/Smart_Money/status/2105991399283765477

## @gandreou007 (Giannis Andreou) · 10-02 10:45 · ♥51 ↻4 💬1 🕶️ $XLM IS BUILDING CONFIDENTIAL STABLECOINS FOR INSTITUTIONS

Stellar has published a new architecture for stablecoins where transaction details can remain private while issuers keep the controls they need.

The design combines confidentiality with issuer-managed compliance.

That matters.

Institutions want blockchain settlement.

They don’t necessarily want every financial detail visible to the world.

$XLM is building for that reality. https://x.com/gandreou007/status/2105972309206954303

## @amandacassatt (amanda.eth) · 10-02 08:30 · ♥46 ↻1 💬5 When I moved to Asia, I planned to bring the US crypto gtm playbook to APAC.

The exact opposite happened. The West came around to how Asia already worked.

A few years ago, Western projects were wary of kols and shipping whitepapers and governance tokens. Now stablecoins, defi, vaults, and rwas have pmf, use cases are mostly financial, and teams want on-brand comms and data-driven growth that performs.

That's where @serotonin_hq lives: the convergence of defi and tradfi, and the distribution engine for the products it creates.

Bringing that pov to panels and firesides at @token2049 for the fourth year running. See you in Singapore 🇸🇬 https://x.com/amandacassatt/status/2105938518673371394

## @spaceandtime (Space and Time) · 10-02 08:17 · ♥42 ↻5 💬1 Reconciling Stablecoin Payments at Business Scale https://x.com/spaceandtime/status/2105935240585982201

## @ETNnigeria (All NETWORK| Interlink T3 Ambassador ID= 20160098) · 10-02 08:21 · ♥50 ↻1 💬0 STABLECOINS ARE BECOMING A BIG DEAL IN CRYPTO AND PI NETWORK JUST STEPPED INTO THAT CONVERSATION WITH OPEN STANDARD. THE PLAN IS TO EXPLORE OUSD REWARDS FOR PIONEERS. IT'S EARLY, BUT THE DIRECTION LOOKS EXCITING. KEEP YOUR EYES ON PI! WE ARE THERE ALREADY https://t.co/o710K8JGYW https://x.com/ETNnigeria/status/2105936108676595923

## @QuintenFrancois (Quinten) · 10-02 13:17 · ♥42 ↻0 💬9 Ethereum holds $146 billion in dollar-pegged stablecoins.

That is a strange place for a supposedly useless network to end up…. https://x.com/QuintenFrancois/status/2106010808027120066

## @clannation92 (D-claπ) · 10-02 08:06 · ♥40 ↻1 💬1 The most compelling moves in crypto rarely happen in isolation.

They happen at the intersection. ​Stablecoins. AI agents. Digital identity. On-chain infrastructure. Tokenized real-world assets. Compute.

​These aren't just buzzwords—they are the core pillars defining the next phase of Web3. ​Right on cue, $Pi Network is positioning itself across these exact layers. The recent Open Standard partnership—arriving just as TOKEN2049 Singapore puts these themes center stage—feels less like a coincidence and more like strategic orchestration.

​Is $Pi simply growing an ecosystem... or quietly building for where Web3 is actually heading? ​Keep your eyes on October. ​#PiNetwork #Web3 #Crypto #TOKEN2049 #AIAgents #RWA #Blockchain https://x.com/clannation92/status/2105932513667367329