# stablecoins — X 热门讨论 (2026-09-23 11:09 UTC)
## @BitmonkCrypto (BitmonkCrypto) · 09-23 09:55 · ♥61 ↻13 💬24 𝗘𝘃𝗲𝗿𝘆𝗼𝗻𝗲 𝗶𝘀 𝘄𝗮𝘁𝗰𝗵𝗶𝗻𝗴 𝗕𝗧𝗖 𝗮𝘁 $𝟴𝟳𝗞. I'm watching stablecoins. Binance just invested $100M in Circle. At the same time, European regulators are rethinking how stablecoin reserves should interact with banks. Stablecoins are becoming financial infrastructure.
The interesting question isn't which stablecoin wins. It's who controls the rails for onchain dollars. https://x.com/BitmonkCrypto/status/2102698235454431239
## @CryptoTweets (CryptoTweets) · 09-23 09:58 · ♥71 ↻6 💬13 BREAKING: $15 trillion BlackRock says AI agents could drive massive demand for stablecoins and blockchain payments.
• AI agents will need to autonomously pay for data, software and computing power.
• Stablecoins could enable these machine-to-machine payments 24/7 with near-instant settlement.
• AI computing power could become a digital asset that can be bought, sold and used as collateral.
• Cloud revenues projected to reach $1.1 trillion annually by 2030, creating a massive market for tokenized compute. https://x.com/CryptoTweets/status/2102699132393492897
## @AltcoinSensei (The Altcoin Sensei) · 09-23 10:34 · ♥55 ↻12 💬9 $NOTE is going to be insane, because it takes something only banks used to sell and puts it onchain.
If you hold stock tokens like NVDA, you can get protection in case the price drops hard. If you hold stablecoins, you get paid yield as long as the stock doesn't drop too far.
And 90% of the fees go to buying back $NOTE for stakers, so the more people use it, the more $NOTE gets bought. Price will go PARABOLIC once platform is live.
Some giga brain whales have been accumulating and it looks like it's almost ready to break out. 💎 https://x.com/AltcoinSensei/status/2102708274856362183
## @StaniKulechov (Stani) · 09-23 10:53 · ♥45 ↻5 💬13 I always get most excited about Aave App when user deposits come directly from bank accounts into Aave.
We’ve crafted the experience so users can link their bank account to Aave, deposit fiat, and have it automatically converted 1:1 into stablecoins.
Every bank transfer feels like one step closer to mainstream adoption.
I’m happy of what we’ve built with the team so far, but we’re still in beta. We’re focused on polishing every part of the experience and expanding our onramp capabilities globally.
I believe we have one chance to get this right, so we’re putting a lot of focus on the last mile. The small details matter when you’re building for mainstream users.
Really excited to launch soon and onboard as many friends as I can.
This is the first onchain experience we’ve built that passes our famous “fintech test.” https://x.com/StaniKulechov/status/2102712945234915816
## @TheVictorBuilds (TheVictorBuilds) · 09-23 09:22 · ♥41 ↻3 💬19 THE CANADIAN BANKING BIG SIX LAUNCH TOKENIZED DEPOSITS
Canada's entire tier one banking sector has just formed a unified alliance to build a shared blockchain settlement network for digital Canadian dollars. This is not a siloed pilot from a single regional bank; it is the coordinated institutionalization of a nation's financial plumbing.
On September 22, 2026, the Bank of Montreal, Royal Bank of Canada, Toronto Dominion Bank, Scotiabank, National Bank of Canada, and Canadian Imperial Bank of Commerce officially launched a joint initiative to develop a tokenized Canadian dollar deposit system.
The critical regulatory gate was opened just days prior on September 10, 2026, when the Office of the Superintendent of Financial Institutions officially clarified that tokenized deposits are legally treated the same as traditional fiat deposits.
Phase one of the project is strictly focused on building the rails to efficiently transfer these tokenized deposits among the participating financial institutions.
Crucially, these tokens are not independent stablecoins; they are digital representations of existing fiat money that remain a direct liability of the issuing bank, allowing for programmable, 24/7 settlement while maintaining standard deposit insurance protections.
The alliance's long term objective explicitly includes connecting this private interbank ledger with other emerging digital asset initiatives.
For years, the crypto industry assumed legacy banks would be disrupted by offshore stablecoins or replaced by a government issued Central Bank Digital Currency. The Canadian banks just bypassed both scenarios. They realize that if they do not offer instantaneous, 24/7 programmable money, corporate treasuries will inevitably migrate to crypto native solutions to optimize their capital efficiency. By forming a unified front, the Big Six are weaponizing blockchain architecture to defend their deposit bases. They are creating a closed loop, fully compliant ledger that guarantees instant interbank settlement, cutting out legacy clearinghouse latency and slashing their own back office reconciliation costs. This proves that commercial banks are not waiting for central banks to innovate; they are preemptively building the infrastructure to ensure digital money remains firmly within the commercial banking perimeter.
The architecture of interbank settlement is being rebuilt in real time. The market has spent years speculating on when central banks will launch digital currencies. This joint venture proves that private commercial banks are moving faster and deploying tokenized deposits that achieve the exact same 24/7 programmable utility without the political friction of a CBDC.
The core value proposition of tokenized interbank deposits is instant finality. If Canada's six largest banks successfully route their institutional and corporate volume through a shared digital ledger, traditional T+2 batch clearing networks will face severe, structural volume compression. While this starts as a closed consortium, the underlying ledger technology must be mathematically bulletproof to handle tier one banking volume. Identify the specific blockchain infrastructure providers or layer one networks that secure this Canadian banking cartel they will instantly become the gold standard for global institutional compliance.
The legacy banks are no longer fighting the blockchain; they are absorbing it. Track the interbank settlement volume, and position your capital for the total digitization of fiat deposits. > 引用 @TheVictorBuilds: BLACKROCK DECLARES AI WILL RUN ON BLOCKCHAIN RAILS.
The world's largest asset manager has officially validated the convergence of artificial intelligence and digital assets. BlackRock has released structural research asserting that autonomous AI agents will drive massive demand for stablecoins and blockchain based payment infrastructure.
Here is the deep data dive on BlackRock's thesis and exactly how you need to position your portfolio for the machine native economy.
BlackRock's specific metrics and technological citations are highly revealing. BlackRock argues that legacy payment networks, such as ACH and bank cards, are structurally incapable of handling the high frequency, subcent microtransactions required for machine to machine commerce due to latency and uneconomical merchant fees.
The report highlights emerging AI payment protocols like Coinbase's x402, Stripe's MPP, and the Agentic Commerce Protocol. These frameworks allow software agents to execute and settle payments entirely without human intervention.
Stablecoins are designated as the optimal settlement layer for these autonomous agents because they offer 24/7, near real time finality for API calls, data acquisition, and compute consumption.
BlackRock noted that adjusted stablecoin transaction volume exceeded 11 trillion dollars in 2025, reaching parity with Visa and Mastercard, and exhibiting an 80% compound annual growth rate.
Beyond payments, the firm projects the creation of standardized, onchain derivatives for computing power, effectively turning GPU capacity into a financial asset that AI agents can trade, stake, or use as collateral.
For the last two years, the market has treated artificial intelligence and cryptocurrency as two distinct, competing investment narratives. BlackRock just shattered that assumption. Their thesis points out a glaring logistical reality: artificial intelligence agents do not have social security numbers, they cannot pass traditional identity verification protocols, and they cannot wait for a T+2 bank wire to clear. Traditional finance is entirely unequipped for the velocity of AI. If an autonomous agent needs to execute ten thousand API calls per second across multiple global servers to complete a complex task, the legacy banking system's merchant fees and authorization latency make it mathematically unviable. Stablecoins and public blockchains are the only financial rails built with the programmable speed necessary to act as the native currency for automated intelligence. BlackRock is officially signaling to institutional capital that crypto is not just a speculative asset class; it is the physical plumbing for the AI revolution.
The convergence of AI and digital assets is the most asymmetric investment thesis of this decade.
Prioritize stablecoin infrastructure. The absolute clearest beneficiary of this shift is the stablecoin issuance layer. As AI agents begin transacting in digital dollars natively, the circulating supply and transaction fee revenue of regulated stablecoins will scale exponentially. Position capital in the equity and governance tokens of compliant stablecoin issuers and the specific high throughput blockchains they run on.
Track the Compute as a Commodity market. BlackRock explicitly highlighted the tokenization of computing power. Look for decentralized physical infrastructure networks that are successfully aggregating GPU compute and settling resource purchases onchain. The ability to trade compute futures will be a massive new derivative market. Monitor the integration of AI payment protocols. The adoption of protocols like x402 and ACP by major tech firms is the catalyst. The moment a tier one AI developer explicitly defaults its agentic API payments to a specific blockchain network, the native token of that blockchain will undergo a violent structural repricing.
The machines will dictate the velocity of capital. https://x.com/TheVictorBuilds/status/2102690023191498792