# stablecoins — X 热门讨论 (2026-09-21 11:20 UTC)
## @cryptorover (Crypto Rover) · 09-21 10:47 · ♥231 ↻23 💬30 BREAKING: 🇪🇺 ECB officially brings central bank euros on-chain for tokenized financial transactions.
Banks are fighting back against stablecoins. https://x.com/cryptorover/status/2101986656261644574
## @BullTheoryio (Bull Theory) · 09-21 10:57 · ♥230 ↻29 💬15 BREAKING: 🇺🇸 Apple with over 2 billion users is hiring an Apple Pay strategy lead with stablecoin and blockchain experience.
Apple could be preparing to bring stablecoins into one of the world's largest payment ecosystems. https://t.co/pKOlZpfdL5 https://x.com/BullTheoryio/status/2101989172332704179
## @Elikrypt (ΞLIKRYPTO) · 09-21 08:04 · ♥94 ↻1 💬42 The RWA market has a utilization problem.
A lot of real-world assets are moving onchain.
But what matters more is what actually happens to them once they get there.
DeFiLlama currently tracks $33.15B in RWA onchain AUM, but only $3.8B in DeFi active TVL.
So roughly 12.7% of that value is being actively used across DeFi.
And when you look at individual platforms, the gap becomes even clearer.
↳ @Securitize
~$5.18B onchain AUM ~$27.8M DeFi TVL
↳ @OndoFinance
~$3.36B onchain AUM ~$60.5M DeFi TVL
↳ Spiko
~$2.63B onchain AUM ~$40M DeFi TVL
Now compare that with:
↳ @centrifuge
~$1.67B onchain AUM ~$441M DeFi TVL
↳ @maplefinance
~$1.90B onchain AUM ~$1.12B DeFi TVL
That’s a pretty big difference.
Putting an asset onchain is one thing. Finding ways to actually use it in DeFi is another.
And that’s where things are starting to get interesting.
↳ @aave — Horizon
Aave Horizon lets qualified institutions use tokenized RWAs as collateral to borrow stablecoins.
Instead of selling the asset to get liquidity, the asset itself can help unlock it.
↳ @MorphoLabs × @OndoFinance
Tokenized equities like SPYon and QQQon are moving into lending markets.
Morpho also lets each market set its own risk parameters, which is important because not every RWA carries the same risk.
↳ @BitwiseInvest — PAPY
PAPY uses Morpho to lend against approved RWA collateral.
So the asset isn’t just sitting onchain anymore. It’s being used as part of a lending strategy.
That’s the shift worth watching.
The RWA story isn’t just about putting more assets onchain.
It’s about making those assets useful once they’re there.
Tokenization puts the asset onchain. Credit puts it to work. https://x.com/Elikrypt/status/2101945673595641918
## @BSCNews (BSCN) · 09-21 10:13 · ♥90 ↻13 💬8 Apple to Integrate Crypto Soon?
According to reports, Apple is looking for a lead to integrate Stablecoin and digital assets into Apple Pay.
The development suggests the tech company plans to introduce blockchain-enabled settlement channels to its 2 billion-strong consumer base.
It could enable direct crypto-to-fiat transactions through its payment ecosystem.
The job description involves integrating regulated stablecoins into its existing financial framework for easy P2P payments and merchant settlements. https://x.com/BSCNews/status/2101978002762400252
## @CryptoTweets (CryptoTweets) · 09-21 10:59 · ♥50 ↻8 💬12 BREAKING: 🇪🇺 ECB officially brings central bank euros on-chain for tokenized financial transactions.
• Banks can now settle blockchain-based asset transactions directly in ECB-backed money.
• New system connects tokenized markets with the ECB’s existing payment infrastructure.
• Gives banks a central-bank-backed alternative to using private stablecoins for settlement. https://x.com/CryptoTweets/status/2101989690417041744
## @Cointelegraph (Cointelegraph) · 09-21 11:01 · ♥41 ↻7 💬19 🔥 LATEST: Apple is hiring an Apple Pay strategy lead with expertise in stablecoins, tokenized deposits and blockchain technology. https://t.co/kC4BFSGn0S https://x.com/Cointelegraph/status/2101990124896616781
## @CryptoTweets (CryptoTweets) · 09-21 10:22 · ♥58 ↻3 💬7 BREAKING: 🇺🇸 Apple $AAPL is hiring a stablecoin & crypto lead for Apple Pay.
• Role focuses on stablecoins, crypto and digital-asset payments.
• 2+ billion-device ecosystem.
• Could open the door to deeper crypto integration across Apple’s payment products. https://t.co/TGu2z3UcwL https://x.com/CryptoTweets/status/2101980338268348419
## @themarketsniper (Francis Hunt - The Market Sniper, CMT (MBA)) · 09-21 09:11 · ♥42 ↻4 💬1 Here they come. Your device based wallets with Stablecoins [♤CBDC♧] @TheCryptoSniper @TheResetSniper > 引用 @coinbureau: 🚨JUST IN: Apple hints at adding stablecoin support, potentially allowing CRYPTO payments via Apple Pay.
Apple posted a job listing requiring stablecoin expertise for payment roles, offering up to $280,000.
This follows Samsung’s plans to introduce the same feature to Samsung Wallet.
Together, Apple and Samsung have more than 3.5 BILLION active devices worldwide. https://x.com/themarketsniper/status/2101962431014502534