# DeFi — X 热门讨论 (2026-09-19 22:05 UTC)
## @HugoPhilion (Hugo Philion) · 09-19 19:15 · ♥363 ↻104 💬26 As its Alt SZN (TM) I wanted to recapitulate the Flare offering.
• Flare is the only major L1 with a built in data.
• That data is used to power onchain markets and interoperability with tokens like XRP and Bitcoin which have historically been massively underutilised. The utility just from this is huge - Firelight, the entire DeFi ecosystem in Flare, Flare smart accounts etc. This is where we are today but the best is yet to come… read on
• Those same data capabilities are being used to assure a verifiable compute layer that sits above Flare.
• Verifiable compute lets you run huge programs (example - a whole LLM) privately and with sufficient security to use the results onchain.
The use cases for the combination of Flare’s data, interoperability and compute are manyfold:
Protocol managed wallets which let a decentralised application on Flare take actions on any chain. Autonomous crypto or RWA portfolio creation & management. Private data streams that can interact with applications - so a public app can use data that can’t be exposed publicly but a user can be certain that the data came from the correct source. Applications built directly on chains like XRP (with baked in privacy). Private equity or perps markets. Privacy tooling that can be applied to other markets. Private and verifiable agents.
These are just a few of the ones that appeal to me.
Everything feeds revenue into FIRE - the Flare mechanism for buying back the FLR token.
We are ALL early. > 引用 @0xQuantic: A short list of apps that could be built on top of FCC:
• Private orderbooks, RFQ systems and dark pools
• Confidential lending, credit and underwriting
• Payroll, treasury and private institutional settlement
• Parametric insurance and private prediction markets
• Agents that hold API keys, policies or signing authority
• External-chain wallets controlled by Flare logic
• Automated rebalancing, market making and treasury execution
• Private Web2 data pulls and custom attestations
• KYC-gated apps with selective disclosure
• Shielded balances and private transfers
• Proprietary trading or risk models
• Heavy offchain computation with only the result posted onchain
• Randomness and specialized oracle services
• Apps that need secrets without falling back to a trusted backend
We have a lot of work to do. ☀️ https://x.com/HugoPhilion/status/2101389725361688592
## @0xifreqs (IFreqs) · 09-19 20:16 · ♥134 ↻11 💬17 Monad's story just flipped from "infrastructure waiting for users" to "the liquidity finally showed up." DeFi TVL on the chain has crossed $1 billion for the first time, sitting at $1.04B, with stablecoins topping $721M and roughly $416M in tokenized real-world assets on top of that.
★ The names that just landed are why: Aave went live with $USDC, $USDT0, $GHO and $USDe and Ethena brought its USDe and sUSDe synthetic dollars, giving Monad battle-tested lending and stablecoin liquidity from day one.
The MIP-8 upgrade also cut gas costs by roughly 98% through storage-page pricing, making high-frequency DeFi genuinely cheap on a chain already built for 10,000 TPS and sub-second finality.
★ The honest gap is demand: MON still trades near $0.025 for a ~$290M market cap, about 49% below its all-time high, with chain fees around $15K a day and active addresses near 15.6K, so the token has not repriced what the chain now holds.
If real usage catches up to the capital and the fees that come with it, the distance between a $1B TVL and a ~$290M token cap becomes the setup. The next metric to watch is active addresses and chain fees, not the TVL headline.
The broader signal is that @monad has finally attracted serious liquidity; now it has to turn that liquidity into usage. https://x.com/0xifreqs/status/2101405042146415025
## @astroboysoup (Pete) · 09-19 14:32 · ♥74 ↻18 💬0 Cardano support landing in the x402 SDK is quietly important. 🤖💳
Agents can pay with ADA or native assets across mainnet, preprod and preview, giving Cardano a payments angle well beyond normal DeFi.
Which Cardano apps should be testing agent payments first?
Great work by @MasumiNetwork and @Cardano_CF getting this implemented.
THIS IS NOT A PAID PROMOTION https://x.com/astroboysoup/status/2101318411007795277
## @MaticoYTB (Matico) · 09-19 17:57 · ♥72 ↻7 💬7 Vocês têm noção do tamanho da oportunidade que tá na nossa frente????
Ações tokenizadas no mundo inteiro valem hoje só US$ 3 bilhões. O mercado acionário global? US$ 130 trilhões.
Isso significa que 0,002% do mercado de ações está na blockchain.
Pra chegar em 1% do mercado acionário global, precisa crescer mais de 400 vezes! E é muito possível chegar.
Desses US$ 3 bilhões, só 7% tá sendo usado em DeFi: empréstimos e pools liquidez.
Quando o investidor entender que dá pra fornecer liquidez e gerar dólar com isso, ou usar a ação como colateral pra tomar crédito, protocolos como Aave, Morpho e Uniswap entram numa adoção de massa.
Estamos no início e essa é apenas a categoria Stocks de RWA. https://x.com/MaticoYTB/status/2101370170984079625
## @trexia69 (🇺🇸HBAR Whale) · 09-19 12:50 · ♥72 ↻7 💬1 $HBAR TO TOP 10 CRYPTOCURRENCIES !!! https://t.co/eS8HoERjbq $HBAR is no longer a quiet player, it’s making the loudest moves in crypto.
In 2025, Hedera is not just competing, it’s building the foundation of the next financial and AI era
→ $408M in ecosystem funding to fuel DeFi, tokenization, and adoption → Verifiable AI with NVIDIA Blackwell — on-chain AI compute is here → Real-world assets and stablecoins launching across Australia & the Middle East → A major foundation rebrand for sharper vision and governance
Hedera is solving trillion-dollar problems with the backing of real institutions, real capital, and now, real AI.
I’ve watched HBAR stay slept on while delivering milestone after milestone, this year feels different.
The money will follow what actually works. And in 2025? That looks a lot like $HBAR.
Repost if you see it early. Follow for the truth they’ll chase later. > 引用 @pete_rizzo_: 🇺🇸 SEC PAUL ATKINS ANNOUNCED ON NATIONAL TV THAT THE RULES ARE COMING WITH OR WITHOUT THE #BITCOIN CLARITY ACT
THE SEC AND CFTC ARE "READY, WILLING, AND ABLE TO COME OUT WITH RULES THAT ADDRESS THE SAME ISSUES IN CLARITY"
"WE HAVE A CLEAR DIRECTION TO GO FOR"
CLEAR RULES FOR CRYPTO ARE COMING EITHER WAY
IT'S HAPPENING 🔥 https://x.com/trexia69/status/2101292788142752203