# DeFi — X 热门讨论 (2026-09-28 20:44 UTC)
## @WhalesClub_ (Whales Club) · 09-28 18:31 · ♥125 ↻98 💬1 ☀️ DON’T SLEEP ON SOLANA.
While everybody watches the candles, builders are watching the infrastructure.
Speed. Scale. Payments. DeFi. Consumer apps. Tokenization. Communities.
Solana is becoming much bigger than a trade.
And that’s exactly why we chose to keep building $STILL on it. 🟣
We’re not here to predict tomorrow’s candle.
We’re positioning for what happens if the next wave of adoption brings millions more people and businesses on-chain.
⚡ Solana provides the rails.
🏗️ Builders create the infrastructure.
🌎 Communities drive adoption.
And somewhere inside that growing ecosystem…
$STILL is building its lane.
Real utility. Real-world payments. Merchant adoption. Community. PNS Network.
The timeline may be focused on price today.
We’re focused on where Solana could be tomorrow.
If you’re building on SOL, holding SOL, or simply believe the ecosystem is just getting started…
Drop a ☀️ below.
SOLANA SEASON OR STILL TOO EARLY? 👀 @DPnode
☀️ $SOL 🟣 $STILL
#Solana #SOL #STILL #Web3 #Crypto #BuildOnSolana #PNSNetwork https://x.com/WhalesClub_/status/2104640033458380996
## @0xc06 (Onur) · 09-28 17:51 · ♥86 ↻7 💬68 Stablecoin growth getting this broad is probably more important than which chain finished #1.
The demand underneath these numbers? Not really homogeneous.
Some dollars are there for trading, some for payments, some sit inside DeFi and some arrive because an issuer is building its own distribution stack.
This is what makes this stage of stablecoin adoption different from the old “which chain has the most USDT/USDC?” scoreboard.
The same asset class is starting to serve completely different economies depending on where it lands.
And if that continues, I doubt stablecoin market share alone tells us much.
I’d rather know what each new dollar actually does after it gets onchain. > 引用 @RWAFoundation_: Ethereum led stablecoin growth across chains over the past 30 days, adding $849.7M in market cap, while Circle's new Arc chain added $453.0M in its first month.
@ethereum +$849.7M @trondao +$603.7M @HyperliquidX +$580.0M @solana +$548.6M @arc +$453.0M @arbitrum +$315.0M @RobinhoodApp +$263.2M @BNBCHAIN +$81.7M @XRPLF +$73.5M @avax +$67.4M
Via @tokenterminal https://x.com/0xc06/status/2104630074146251250
## @Emermuo (Usman) · 09-28 17:49 · ♥74 ↻0 💬83 GN fam
Seoul → Singapore 🌍✈️
The cross chain conversation is leaving the timeline for a bit. 🗿
KBW first, then TOKEN2049. I’m curious to see what the STONfi Dev team picks up from conversations with builders around DeFi and onchain infrastructure.
Different cities, different builders, same journey.
Let’s see what comes out of it. 👀
@ston_fi > 引用 @ston_fi: 🗿 STONfi Dev Team Heads to KBW2026 @kbwofficial and TOKEN2049 @token2049! We’ll be there to connect with builders, partners, and the wider Web3 community, share what we’re building, and discuss where DeFi goes next.
📍 KBW2026 | Seoul | Sep 30 – Oct 1 Catch Andrey Fedorov, CMO & CBDO at STONfi Dev, in Seoul for networking and conversations around DeFi, cross-chain infrastructure, and the future of onchain finance.
And don’t miss his keynote at HSC Conference Seoul “Beyond Chain Boundaries: The Next Layer of DeFi” on October 1 — link in comments.
📍 TOKEN2049 | Singapore | Oct 7–8 The STONfi Dev team will be there with Andrey Fedorov and Ethan Clime, Head of DevRel, ready for deep conversations, new connections, and discussions about the future of crypto, DeFi, and cross-chain products.
#KBW2026 #token2049 #STONfi https://x.com/Emermuo/status/2104629559341482416
## @CaptCryptoX (Captain Crypto) · 09-28 17:45 · ♥75 ↻23 💬5 If you still think ethereum:0x467bccd9d29f223bce8043b84e8c8b282827790f is just a remittance token, you’re looking at an old version of @Telcoin.
And I think that’s why the significance of this upgrade is being underestimated.
18 decimals isn’t the story. TEL3 is the connective tissue for what #Telcoin has spent years building around it.
Look at what exists today:
🏦 A regulated U.S. Digital Asset Bank.
💵 Real U.S. bank accounts connected directly to on-chain eUSD Digital Cash.
🌐 eUSD operating across #Ethereum, #Base, #Polygon and #Solana.
🌍 A much larger multi-currency Digital Cash vision built for global payments, remittances and foreign exchange.
📱 A strategy centered on telecoms and mobile networks — infrastructure that already reaches billions of people.
⛓️ Telcoin Network approaching mainnet, with #TEL designed to become its native gas asset.
🤖 And now a modernized TEL built for a world of programmable money, smart wallets, automated payments and increasingly #AI-driven commerce.
That last part deserves more attention.
The next generation of the internet won’t consist only of people clicking “send.”
Software will transact. Apps will transact. AI #agents will transact. Devices will transact.
For that world, money needs to be programmable, extremely divisible, inexpensive to move and capable of being authorized without a human manually clicking through every step.
That is exactly the direction TEL3 moves $TEL.
18-decimal precision. Signature-authorized payments. Gasless transaction possibilities. Smart-wallet support. Cleaner cross-chain movement. One consistent TEL address across supported EVM networks. Native integration with the coming Telcoin Network.
Individually, those sound like technical upgrades.
Together, they make considerably more sense when you zoom out.
Telcoin isn’t building a coin and searching for a use case.
It is assembling an entire financial stack:
Bank → #DigitalCash → Wallet → #DeFi/Liquidity → Global Payments → Telecom Distribution → #Blockchain → Programmable/AI Commerce
And $TEL sits increasingly close to the center of that architecture.
Telcoin has even filed IP around combining stablecoin payments with depository functionality — another sign that its ambition goes far beyond being another crypto wallet or another stablecoin issuer.
That is what makes this moment interesting to me.
For years, Telcoin was building pieces that could be difficult for the market to connect.
Now those pieces are starting to converge.
The bank is real. The bank accounts are live. Digital Cash is real. The global distribution strategy is taking shape. TEL3 is live. Telcoin Network is next.
And the token itself is finally being rebuilt for the financial system Telcoin has been working toward all along.
The question isn’t what $TEL used to be.
The question is what happens if Telcoin successfully connects all of this into one global financial network.
That is a much bigger story! 🌎 > 引用 @L1bertyLad: There’s a ton of reasons for the ethereum:0x467bccd9d29f223bce8043b84e8c8b282827790f upgrade…
1. 18-decimal precision - TEL goes from 2 decimals to 18, allowing extremely small denominations. Important for micropayments, precise gas fees, DeFi and automated payments.
2. EIP-3009 transferWithAuthorization - Lets a user sign a payment off-chain and have another party submit it. This is especially important for gasless payments, x402-style payments and AI/agentic commerce.
3. EIP-2612 permit -Allows token spending approvals through signatures instead of requiring a separate approve() transaction. Fewer transactions and much better UX for apps and automation.
4. EIP-1271 smart-wallet support -Allows TEL to properly work with smart-contract wallets such as Safe and account-abstraction wallets. Important for AI agents, automated accounts, multisigs and programmable wallets.
5. Better micropayment support -Not just because of 18 decimals. The combination of high precision + EIP-3009 + low-cost Telcoin Network transactions makes TEL much more practical for tiny machine-to-machine payments.
6. Agentic payment compatibility -TEL3’s signature-based payment functionality means software or AI agents can potentially authorize and execute payments without the traditional manual wallet interaction for every transaction.
7. Much better x402 compatibility -x402 commonly uses EIP-3009 for token payments. TEL3 adds that exact functionality. This is separate from the move to 18 decimals.
8. Same TEL contract address across supported EVM chains -TEL3 is designed to use a consistent deterministic address across networks such as Ethereum, Polygon, Base and Telcoin Network. Makes integrations much simpler.
9. Improved cross-chain architecture -TEL3 uses a more modern mint/burn model rather than relying solely on locking tokens on one chain and releasing representations elsewhere.
10. LayerZero OFT compatibility -TEL3’s cross-chain architecture is designed around LayerZero’s Omnichain Fungible Token framework, allowing TEL to move more cleanly between supported chains.
11. Unified TEL supply across chains -Instead of treating TEL deployments on different networks like loosely connected versions, TEL3 is designed to function as one coordinated omnichain asset.
12. Telcoin Network becomes TEL’s canonical home -The new architecture centers TEL supply/accounting around Telcoin Network rather than TEL simply being an Ethereum ERC-20 that happens to be bridged elsewhere.
13. TEL becomes native gas on Telcoin Network -TEL isn’t merely another token on the network. It pays transaction fees and becomes part of the basic economic infrastructure of the chain.
14. Better DeFi compatibility-18 decimals, permit support and standardized modern ERC-20 functionality make TEL easier to use inside AMMs, lending protocols, smart contracts and automated financial applications.
15. Better account-abstraction compatibility -TEL3 is much more suitable for ERC-4337-style smart accounts, where users or agents can have transactions sponsored, bundled or executed according to programmable rules.
16. Gas-sponsored transactions become easier -Because signatures can authorize actions without the TEL holder necessarily submitting the transaction themselves, another entity can potentially pay the network gas.
17. Better machine-to-machine payments - APIs, devices, applications and autonomous software can potentially exchange tiny amounts of TEL with far less human involvement.
18. Cleaner developer integration -Standardized modern Ethereum features such as Permit, EIP-3009, EIP-1271 and a consistent multichain address reduce custom work developers have to build around TEL https://x.com/CaptCryptoX/status/2104628674867712185
## @FabiusDefi (Fabius DeFi) · 09-28 15:29 · ♥70 ↻9 💬22 My recent research workflow with Top Cooks on @wardenprotocol Token Terminal 👇
profitable wallet → see what they're trading → check the flows → research the token.
This is also probably the part I've spent the most time digging into so far.
On Cook Board, Warden ranks wallets based on:
→ Total / Realized PnL → ROI per trade / win rate → number of trades / tokens traded
From there, it's pretty easy to follow what whales and smart money are doing, and which tokens are actually getting their attention.
Then What's Cooking gives me a broader view of the tokens standing out that day, with detailed inflow and outflow data.
If I want to go one layer deeper, Cook Flow shows near real-time activity:
which wallet → bought/sold what → position size → how long ago.
Pretty hyped to see Warden gradually building this into a proper social trading terminal, with each new product making the whole flow more complete.
Btw, I also spotted @Nick_Researcher + @Kaffchad on the Most Wanted board 👀
Guess my two bros still haven't joined yet.
Do me a favor and use my ref link here so we can all collect the 5,000 bounty each, haha 👇
https://t.co/dQMUAr4tMk > 引用 @FabiusDefi: Typical workflow for degen trading just a year ago 👇
> find the token on Dexscreener > check the data on CoinGecko > open another tab like X to research > then jump over to Uniswap or another DEX to actually execute.
That fragmentation is becoming much less of a problem now as trading terminals start putting almost everything a trader needs in one place.
Fomo is probably one of the clearest examples of that shift.
I’ve also been testing Warden Token Terminal - new product from @wardenprotocol with quite a few features already live.
Search a token → open the AI analysis → check the key data → see who’s trading and which wallets have positive PnL → execute directly.
The terminal currently supports Robinhood Chain, Arc, Base, and BNB Chain - all ecosystems that have been attracting meaningful attention and capital lately.
Cross-chain swaps are also supported, pretty much a must-have for any terminal imo.
I tested a few trades myself and got quite solid rates. Gas is abstracted from the flow as well, which makes the whole experience feel much cleaner.
For each trade, PnL is tracked directly inside the terminal, making it easier to review positions and rebalance the portfolio.
After the success of products like Fomo, I think this terminal trend still has plenty of room to run.
If Warden continues building out the social trading side well, that may end up being the most interesting layer:
discovery → intelligence → execution → feedback, all inside the same loop.
Testing a few more trades here:
→ https://t.co/cnBBVLelAM https://x.com/FabiusDefi/status/2104594454892233108
## @CryptoLego0311 (Crypto Legolas) · 09-28 16:30 · ♥71 ↻6 💬13 Geçtiğimiz gün 0.16$ maliyetle $RED almıştım.
Neden yatırım yaptığımı kısaca anlatmak istiyorum.
Lütfen sonuna kadar okuyun.
Bir beğeni de atabilirsiniz. 😂
Önce şununla başlayalım. RedStone ne yapıyor?
En basit haliyle finansal verileri blockchain’e taşıyor. Fiyat verilerinin yanında RWA tarafında çok önemli olan NAV (Net Varlık Değeri) verilerini de on-chain’e taşıyor.
Bu neden önemli? Bunun anlamı kısaca şu:
“Bu tokenın arkasındaki gerçek varlığın değeri ne?”
Partnerlik ve ortaklık konusunda da oldukça etkililer.
RedStone, Securitize’ın ana oracle partneri.
Bunun yanında BlackRock, Apollo ve VanEck gibi dev şirketlerin tokenize ürünlerinin veri akışını sağlıyor.
Size uzun uzun RWA 2.0 konseptinden söz etmiştim.
Şöyle düşünelim: Varlık -> Tokenizasyon -> Teminat -> Borçlanma -> DeFi
Mesela Apollo’nun tokenize private credit ürünü bu adımları kullanıyor ve borçlanma imkânı sunuyor.
RedStone bu döngüdeki “fiyat ve NAV” sorununu çözüyor.
Ki zaten benim özellikle anlattığım RWAfi ya da RWA 2.0 tam olarak bu.
Peki sadece bu kadar mı? Tabii ki hayır.
RedStone: • Fiyat • NAV • Proof of Reserve • Teminat Altyapısı • Settlement gibi ayrı ayrı alanlarda da genişliyor.
‼️ Yani sadece fiyat bilgisi değil, tokenize ürünleri DeFi’da kullanılabilir hale getiren altyapıyı oluşturmak. ‼️
Diğer önemli konu ise “Settle”.
Tokenize ürünlerin en büyük sorunlarından biri likidite. Bazı varlıkların nakde dönüşmesi 30–180 gün arası sürüyor. DeFi ise anlık likidasyon istiyor.
Settle, bu iki dünya arasındaki boşluğu kapatıp RWA’lara “T+0” likidite sağlamayı amaçlıyor.
Güncel olarak RedStone:
• 100’den fazla blockchain • 1.300 varlık • 200 müşteri • 9 milyar dolar güvence altındaki değer seviyesine ulaşmış durumda.
Tokenize edilmiş varlıkların kullanım alanları arttıkça, bu varlıkları kullanılabilir hale getiren altyapılar da büyüyecek.
$LINK dışında bu işleri $PYTH ve $RED de yapmaya başlayacak. https://x.com/CryptoLego0311/status/2104609605112287697
## @alexelorenzo (Alexander Lorenzo) · 09-28 17:37 · ♥77 ↻8 💬0 Ondo just turned BlackRock portfolios into one crypto token.
Four AI traders for $1, including one that trades for you around the clock. Link in bio.
BlackRock designed three investment plans: one for income, one for steady growth, one for high growth. Ondo turned each one into a single token.
So instead of juggling a pile of stocks and funds, you hold one token. When the market moves the mix off plan, software rebalances it for you, and every holding is visible onchain.
It lives in your crypto wallet, it moves on weekends, and some apps will even let you borrow against it.
For now it's only open to investors outside the US, with an identity check to buy. But this is where finance is heading, with or without the regulation. https://x.com/alexelorenzo/status/2104626554848374844
## @patfscott (Patrick Scott) · 09-28 17:54 · ♥70 ↻1 💬7 We've been quietly building a media arm within @DefiLlama.
Earlier this year, I set a goal of building distribution beyond our website and main X account. At first it felt like a distraction, but now we're finally seeing results.
Nearly 40K subscribers across our two newsletters, breaking down what our data shows. These have already changed how we launch new products. As we scale email acquisition, I expect this to turn into one of our biggest distribution channels.
We launched the @llama account, which users can tag to receive a response from LlamaAI. Llama is now tagged in hundreds of replies per month.
More recently, we launched the @FullyVested_Pod, a DeFi podcast hosted by me and @DeFiDave. Since launching over the summer, our videos have had over 60K cumulative views, with most of that in the past month.
Owning distribution means that we can get our data and products in the hands of more people, without being beholden to the algorithm. https://x.com/patfscott/status/2104630728608862528