Earn money but still feel broke?
Spendalyst shows exactly where your money went — in plain English. No budget to build, no system to maintain, no guilt included.
14 days free · No card required · Your account pauses unless you choose a plan
Here's how setup and your first week look.
From sign-up to the first findings your own transaction history can support. Nothing to configure along the way.
Our AI focuses on clarity, not shame.
What happened, the charges it came from, and why it may matter.
"Crunch Fitness went from $11.99 to $17.99."
It charged $11.99 every month since January, then $17.99 on 30 April. Nothing announced the change.
At the new price that is about $72 more a year for the same thing.
Everything you need. Nothing you don't.
Built for people who want to understand their money — not manage a system around it.
Choose the approach you will actually use.
When comparing money apps, check the upkeep, bank connection, recurring-charge tools, exports, and total annual cost. Here is what Spendalyst offers today.
Simple, honest, affordable.
Less than a monthly coffee run. No tricks. Start with a 14-day free trial — no credit card required.
Your bank login is entered in Plaid's window, not Spendalyst.
We can never move your money.
Frequently asked questions
Ready to see where your money actually goes?
Import transactions to see spending summaries. Findings appear when the history has enough evidence.
Bank-grade encryption · Plaid-powered · Cancel anytime · Read-only access