# stablecoins — X 热门讨论 (2026-09-30 18:35 UTC)
## @AshCrypto (Ash Crypto) · 09-30 18:28 · ♥121 ↻21 💬16 BREAKING: 🇺🇸 U.S. Senate Republicans have just introduced a Crypto Tax bill 🔥
Five main changes:
1. Using stablecoins for everyday purchases won’t trigger taxes anymore.
2. Tiny transactions like network fees under $10 will have no tax headache.
3. Wash sale loophole is dead. (You can’t sell crypto at a loss and instantly buy it back just to dodge taxes.)
4. Wallet and DeFi builders no longer have to report users to the IRS.
5. Staking and mining will get clear rules on how rewards will get taxed.
Clarity is finally coming. https://x.com/AshCrypto/status/2105364274381984181
## @coinbureau (Coin Bureau) · 09-30 18:18 · ♥81 ↻14 💬15 🚨BREAKING: A MAJOR U.S. crypto tax update has just been introduced in the Senate, per Politico.
Republican Sen. Steve Daines unveiled a 56-page bill that would modernize the tax code for digital assets.
Key changes include:
- Tax exemption for small purchases made with stablecoins
- New wash-sale rules for crypto to prevent artificial tax-loss harvesting
- Broader changes aimed at simplifying digital asset tax compliance
The bill has backing from Senate Banking Chair Tim Scott, Sen. Cynthia Lummis and Sen. Bernie Moreno.
If passed, it could make stablecoins significantly easier to use for everyday payments in the U.S. https://x.com/coinbureau/status/2105361740254822756
## @Cointelegraph (Cointelegraph) · 09-30 17:00 · ♥45 ↻10 💬32 🇪🇺 LATEST: ESMA proposes expanding MiCA rules to cover DeFi gateways, staking and crypto lending, alongside stricter restrictions on services involving unauthorized stablecoins. https://t.co/JTqBpoisGO https://x.com/Cointelegraph/status/2105342047708119407
## @Xfinancebull (X Finance Bull) · 09-30 18:01 · ♥46 ↻5 💬6 HOLY SHIT! 🚨🚨🚨 American Banker just laid out what tokenization needs to scale, and I immediately thought of $XRP and $XLM.
The words Elizabeth St-Onge from TD Securities kept coming back to were simple:
Scale. Distribution. Network. Interoperability. Reach.
That sounds boring until you realize what it actually means.
Putting a bond or fund onchain is only the first step.
Someone still has to buy it. Someone has to pay for it.
The asset has to move. Interest has to be paid. Collateral has to move. Currencies have to be exchanged. Investors in different countries need access.
So every tokenized market eventually needs two things working together:
the asset and the money moving around it. TD is already testing that future.
It moved real U.S. dollars through Project Agorá. It joined Project Samara with the Bank of Canada, RBC and Export Development Canada around tokenized bond issuance and real-time settlement.
And six major Canadian banks, including TD, are now exploring tokenized Canadian-dollar deposits.
So when St-Onge talks about collaboration and interoperability, she is describing infrastructure the banking system is already trying to build.
And this immediately makes me look at XRPL and Stellar.
XRPL already has regulated assets and payments sitting in the same ecosystem.
CSD BR is using XRPL in live operations with BTG Pactual fund shares.
Guggenheim brought digital commercial paper. Aviva Investors is working with Ripple around tokenized fund structures.
Ondo brought tokenized Treasury exposure.
Then the money side already has: $XRP RLUSD Ripple Payments stablecoins institutional FX infrastructure.
Stellar is coming from another strong angle. Franklin Templeton has been running a regulated fund on Stellar for years.
Stellar reported $2B+ in tokenized RWAs and $5.5B in Q1 stablecoin payment volume.
MoneyGram gives Stellar global cash access.
And now DTCC plans to connect DTC-tokenized assets directly to Stellar in the first half of 2027.
Read that again.
One network has a regulated central securities depository in Brazil using it.
The other is being connected to DTCC’s tokenization infrastructure.
Meanwhile both were built around moving value from the beginning.
That matters because tokenization gets more valuable when the asset can actually:
trade settle move cross borders find liquidity interact with digital money.
And the native assets still have jobs.
$XRP can sit between tokenized assets through XRPL auto-bridging.
$XLM powers Stellar fees, reserves, trustlines and can participate in path-payment liquidity routes.
I think the next tokenization race will be much less about who can mint the prettiest token.
It will be about who already has the network to move it.
And $XRP and $XLM are sitting right in that conversation. > 引用 @Xfinancebull: 🚨If you’re still asking why the sudden pump in $QNT ethereum:0xfaba6f8e4a5e8ab82f62fe7c39859fa577269be3 & hedera-hashgraph:native listen to what I’m saying here 👇
Institutional era is here & these digital assets have been building for years
Now? THEY'RE READY
The last one to explode will be $XRP
Let me explain
https://t.co/rp7qKusedr https://x.com/Xfinancebull/status/2105357257097748877