# stablecoins — X 热门讨论 (2026-09-17 14:59 UTC)
## @KuwlShow (Rob Cunningham) · 09-17 13:36 · ♥51 ↻15 💬4 OUR GOLDEN ERA
Something enormous is changing beneath the noise of politics, markets and media - right now.
For generations,we have lived inside systems we could use - but rarely inspect.
Our paycheck moved through hidden ledgers Our savings depended on institutional promises Payments stopped on nights, weekends and holidays Our assets sat trapped in slow, disconnected systems Artificial intelligence could shape what we saw without showing us how it reached its conclusions Money could be created out of thin air, multiplied and moved through structures most citizens could neither see nor verify
This transformation is HUGE:
1 From promises to proof 2 From delayed access to continuous access 3 From institutional fog to public verification 24/7 4 From banker gatekeeping to individual economic agency
Under the 2025 GENIUS Act framework, new payment stablecoins must be backed by identified REAL reserve assets accompanied by 24/7 reserve verification
Tokenization gives money, Treasuries, securities and other property something they have never possessed at global scale:
The ability to be verified, transferred, divided, pledged and settled through programmable networks 24 hours a day, seven days a week
Collateral that sat idle can move
Transactions that required days can approach real time
The time value of all money and value returns to We the People
Small businesses receive funds sooner Workers send value farther at lower cost Investors inspect assets more directly Markets operate beyond banking hours Ownership becomes easier to document Competition expands beyond institutions with privileged access
The same principle reaches artificial intelligence:
Institutions do not just tell us what their systems concluded
By law and agreement, they must:
Show us the source Show us the rules Show us the evidence Show us who changed what and when
This Convergence is here, today
Money becomes more inspectable Assets become more mobile Markets become more continuous AI becomes more accountable Secrecy becomes impossible Regulation becomes more explicit Institutions face growing pressure to prove what they previously expected the public to accept
This is not decentralization for its own sake. It is the distribution of verification and accountability to true assets owners with agency
It does not require destroying every bank, central bank, exchange or government institution. It requires every participant - public or private - to operate under transparent rules, honest accounting and measurable obligations
Exactly what is in this for us?
More control over what we earn Faster access to what we own Fewer layers taking time & fees from every single transaction More competition for our business Greater ability to inspect the promises behind our money More opportunity to participate in markets once reserved for large institutions A financial system that increasingly works on our schedule - not the banker’s schedule
The geopolitical consequences are equally profound
Nations that offer transparent reserves, dependable property rights, open networks and clear rules will attract global capital
Those relying on secrecy, delay and institutional privilege will lose influence - not because another empire conquers them, but because people and markets choose systems that can be independently verified
Winning nations can not simply print the most currency
They will provide the world’s most trusted architecture
This is Our Golden Era
America strengthens real dollar leadership by making digital dollars, tokenized assets and regulated markets transparent, mobile, competitive and more useful than other alternatives
Our revolution is not just digital
It is architectural
Money carries evidence Ownership carries evidence Collateral carries evidence AI conclusions carry evidence
and institutions must reconcile their claims with inspectable reality
Our monetary transformation is coming home to us all
@Freedom250 @USTreasury @Interledger https://x.com/KuwlShow/status/2100579637419999651
## @0xfairblock (Fairblock) · 09-17 14:07 · ♥43 ↻11 💬16 Introducing Stabletrust Pay, our universal application for confidential stablecoins.
Send and manage any stablecoin with encrypted activity, without bridging, new wallets, or long delays. Confidentiality, not just anonymity.
Try https://t.co/sOyfnRMWpK on @arbitrum now. https://t.co/KlpSv7Dpv9 https://x.com/0xfairblock/status/2100587552352702531
## @KaitoStudio_ (Kaito Studio) · 09-17 14:00 · ♥49 ↻6 💬20 The Creator Earnings Dashboard is live on Kaito Studio.
It brings your campaign earnings together, with separate views for stablecoins and tokens. Track payouts and filter for rewards you can claim.
Find it in the "My Earnings" tab ↓ https://t.co/QHNyXmPLZV https://x.com/KaitoStudio_/status/2100585714161533153
## @Okada_DeFi0x (Okada_Research) · 09-17 14:18 · ♥54 ↻2 💬14 Arc Day 1 was messy af on the token side, but the chain numbers are actually pretty wild.
@Arc mainnet has only been live, and rn:
– TVL: ~$334M – Stablecoins: ~$656M, ~99% dominated by USDC – DEX volume: ~$76M / 24h – App fees: ~$453K / 24h
Circle also launched Arc with 100+ apps and 100+ institutional/ecosystem builders from Day 1.
Ngl, the contrast is kinda funny.
The chain itself is getting real liquidity, while a lot of Arc-native tokens got absolutely nuked after the mainnet hype. Classic CT: chain up, bags down lmao.
For me, that doesn't mean the Arc trade is over. It just means the easy “ape everything before mainnet” phase is prob done.
Now I'm watching which projects can actually survive the post-launch PvP:
– $ARGUS – $FAZE – $TOLLY – and obviously $USDC flows, because liquidity is basically the heartbeat of this ecosystem rn.
One thing I care about more than token PA here: where the money actually sits.
A huge chunk of Arc TVL is already concentrated in lending. Morpho alone is around $225M+, while Aave is around $77M on Arc.
So imo, don't confuse Arc infra adoption with Arc shitcoin performance.
Same chain, completely different trade.
I'm still watching $ARGUS, $FAZE and $TOLLY for a potential second wave, but no rush to ape rn. Let the chart cook, let weak hands/dev farms get flushed, then I'll decide what deserves a spot in the bag.
Arc Day 2–7 should be way more interesting than Day 1. > 引用 @Okada_DeFi0x: Arc public mainnet is in 1 day and the launchpad war already looks overcrowded.
Circle’s L1 hasn’t even opened the doors yet and there are already 30+ pads fighting for day-one flow.
I’ve been watching the pads that actually shipped something on testnet instead of just a landing page. Most of this list will be dead by week two but a few might survive, imo
Here’s the early Arc launchpad watchlist I’m actually keeping on screen:
1/ @Longdotsupply
Same stock-pair thesis that already worked on Robinhood Chain, now pointed at Arc: bridge tokenized stocks (NVDA, CRCL, etc.) over, then launch memes on top of those stocks.
They already claimed ~30% of RH $CRCL supply got bridged across and $2M bridged atm
2/ @liftdotfun
Top of the current “mainnet exposure” rankings for a reason. Simple token launch UX, already live as a pad surface. I’m hearing some alpha abt Lift that it has a solid backer.
3/ @ellipsefun
It bridges real assets (gold, CRCL claims, etc.) and lets you launch tokens *quoted against those assets*, not just USDC. Gold-backed 1:1 bridge that kills the OTC premium rn.
4/ @circlewarp
Warp is a launchpad + trading terminal with zero-fee CCTP bridging, and they just flipped on stock pairs using @Longdotsupply’s bridged shares.
28 tokens across 8 stocks already, LP locked forever at graduation.
Classic curve path is still there, but the stock-quote layer is what makes this interesting for day one.
5/ @minarafun
Uniswap v4 pool from block one, permanently locked LP, launch fee around 1 USDC, fees as low as 0.5–0.75%, and the creator can buy up to 80% in the same tx.
Team has Circle Ventures history via NFTGo.
6/ @TollyLabs
Direct full-supply into a locked USDC pool, no curve.
They published code, which is rare in this meta, and they already showed the most meaningful testnet volume among the non-curve pads (~$1.8M traded, 200+ tokens).
7/ @actfunxyz
Launchpad + AMM + NFT marketplace in one place. Not the cleanest product story, but they have been loud and shipping on Arc for months.
8/ @Arguspad
Pad + watch terminal + board in one place.
No curve, no migration, token goes straight into a Uniswap v4 pool from the launch tx, gas-only create, creator tax 0–10% with USDC rewards to holders.
~$2.3M all-time volume and they just printed a $2.1M vol day before public mainnet.
9/ @UBIdotFUN
The only Uni v4 pad pitching 0% launch fee and a real UBI loop: fees route back to creators, traders and holders in USDC.
Smaller account than the rest of this list, so this is the early/asymmetric one if the fee-share loop actually works.
Day-one on Arc will be messy. Liquidity will be thin, a lot of these pads are still pre-mainnet vapor, and half of them will be farming their own token volume. So Dyor carefully! https://x.com/Okada_DeFi0x/status/2100590110714769700
## @jvisserlabs (Jordi Visser) · 09-17 14:00 · ♥57 ↻2 💬1 2/ For more than a decade, crypto has been building infrastructure.
Blockchains. Stablecoins. Wallets. DeFi. Smart contracts. Exchanges.
The capital came for the hope. The city got built.
But we were still waiting for the residents. https://x.com/jvisserlabs/status/2100585606929604845
## @Stacks (stacks.btc) · 09-17 13:02 · ♥41 ↻9 💬2 Bitcoin-native finance isn't one app, it's a whole stack.
Vaults, lending, market making, AI infrastructure, stablecoins. All settling on Bitcoin, all built on Stacks. https://t.co/uSmHqGLzv4 https://x.com/Stacks/status/2100570978329985397
## @alexelorenzo (Alexander Lorenzo) · 09-17 13:00 · ♥45 ↻8 💬0 Banks can issue stablecoins now, and they keep the interest on your cash.
Find out how we're taking advantage of this inside the group. Link in bio, a dollar a month.
The GENIUS Act, the US stablecoin law, lets banks create their own stablecoins.
You give the bank $100,000 and get $100,000 in stablecoins back. The bank holds your cash in things like short term Treasury bills, which are loans to the US government, and it keeps the interest. The law doesn't let it pay that interest to you.
The bank can also lend those Treasury bills out in short loans called repurchase agreements, so it can raise cash fast when people cash out.
Your stablecoin can go to work too. You can trade it for tokenized Treasuries, which are Treasury bills on the blockchain. One of those funds, USYC, is even accepted as collateral for big trading clients on Binance, a major crypto exchange.
Right now a 3 month Treasury bill pays about 4%. A lot of stablecoin money ends up flowing into US government debt.
Follow so you catch the next move early. https://x.com/alexelorenzo/status/2100570473830777252