# stablecoins — X 热门讨论 (2026-09-30 09:18 UTC)
## @JayNaija (JayNaija) · 09-30 08:13 · ♥60 ↻54 💬19 It's actually crazy how @myspenda is currently the only app where you deposit naira and transfer stablecoins straight from your balance. too easy https://t.co/4SVFJs2tIY https://x.com/JayNaija/status/2105209527713042526
## @i_am_treasure07 (Miss Crypt ✨🎥) · 09-30 05:20 · ♥42 ↻14 💬17 Your stablecoins can do more than just sit in your wallet.
Here’s how you can use USDT and USDC to invest in US stocks with @hisanigeria 📈 https://t.co/9gI7NrjDLY https://x.com/i_am_treasure07/status/2105165778366410771
## @X__Anderson (Anders 🏁🌏) · 09-30 08:32 · ♥44 ↻11 💬4 I think this article from American Bankers Association published on March of 2026 really highlights why the Quant Network partnership with The Clearing House is such a big deal and why the market reacted so strongly to the news!
Imo, banks have a strong incentive to implement tokenized deposits and to do it rather quickly.
First of all, it keeps the client's funds within the bank and can thus offer the client programmable money and as the cash leg for tokenized asset settlement. There's thus less of an incentive for the client to move their capital to stablecoins with tokenized deposits enabled at the bank.
A lot of banks view stablecoins as a threat because it could drain bank deposits, same issue with a CBDC btw.
Secondly, interoperability for tokenized deposits it's extremely important, for obvious reasons. Otherwise it's just a cash island.
The Clearing House sits at the core of the US banking system and together with Quant they'll build this interoperable network of tokenized deposits that banks already have a strong incentives to implement as they're in a rush against stablecoins.
ethereum:0x4a220e6096b25eadb88358cb44068a3248254675
Source: Tokenized deposits: the future of tokenized money for financial market settlement, aba banking journal, march 10 2026. https://x.com/X__Anderson/status/2105214101630722388
## @lace_io (lace.io) · 09-30 07:47 · ♥40 ↻10 💬2 What can you do with RealFi?
Today, we’re taking a closer look at yield and how it fits into the RealFi experience coming to Lace tomorrow.
From stablecoins to yield, there are different ways to explore what DeFi can offer, and we’ll be sharing more about how it all works once RealFi launches.
One more day.
@realfi_co x Lace
https://t.co/pVVJRWU4ka https://x.com/lace_io/status/2105202829405081895