# stablecoins — X 热门讨论 (2026-10-08 06:25 UTC)
## @KingIdolo (King Idolo) · 10-08 04:59 · ♥66 ↻16 💬61 THE ZERO-FEE THESIS: Inside ULANBIT's Bet That the Future of Exchange Is Free https://x.com/KingIdolo/status/2108059591594377286
## @Okada_DeFi0x (Okada_Research) · 10-08 05:17 · ♥83 ↻3 💬13 The monetary endgame will not be one trade.
I think it splits into 2:
$BTC protects purchasing power.
$XMR and $ZEC protect financial privacy.
The first part is already playing out.
US federal debt is approaching $40T, while annual interest expense has crossed $1T.
The CBO expects another $1.9T deficit in 2026, with debt held by the public rising from 101% of GDP today to 120% by 2036.
This is not only a US problem. Global public debt is projected to reach 100% of GDP by 2029.
There are only a few ways to manage this:
– Cut spending, raise taxes, and produce exceptional real growth
– Accept defaults and keep nominal growth and inflation above funding costs
I doubt governments will choose enough austerity to solve it cleanly.
The more politically realistic path is some combination of inflation, currency dilution and financial repression.
Savers continue losing purchasing power without seeing an explicit default.
This is why I still view $BTC as the cleanest monetary hedge.
It has a fixed terminal supply, global liquidity, no sovereign issuer and growing access through traditional financial markets.
But BTC only solves one side of the problem. Bitcoin is scarce, but it is not private.
Every transaction remains on a public ledger.
Once an address is connected to a real identity through an exchange, payment provider or merchant, its history can be analysed indefinitely.
That matters more as the entire financial system moves toward digital and tokenized rails.
Central banks are developing digital currencies. Banks are testing tokenized deposits.
Stablecoins and onchain securities are becoming part of regulated financial infrastructure.
These systems improve settlement, but they also make financial activity easier to record, screen and analyse.
That creates the second trade:
When money becomes fully digital, privacy becomes a monetary feature again.
This is where I think $XMR and $ZEC return to the discussion.
[1] $XMR: private digital cash
@monero makes privacy the default.
Sender, receiver and transaction amounts are hidden, giving every unit stronger fungibility.
Its permanent tail emission means supply is not absolutely capped, but it keeps paying miners to secure the network instead of relying entirely on future txn fees.
FCMP++ and Carrot are also being developed to strengthen Monero’s anonymity model further.
I see XMR as the purer bet on actual private payments.
[2] $ZEC: scarce money with programmable privacy
@Zcash is structurally closer to Bitcoin:
– 21M maximum supply
– Proof of Work
– Periodic halvings
– Optional shielded transactions
The difference is that users can hide the sender, receiver and amount while retaining the ability to disclose specific information when necessary.
Nearly 29% of circulating ZEC is now held inside shielded pools.
The recent Ironwood upgrade also introduced a formally verified shielded pool and stronger supply-auditability.
That combination of scarcity, privacy and selective disclosure could make ZEC easier to position between cypherpunk demand and regulated capital.
My thesis is not that privacy coins replace Bitcoin.
It is that Bitcoin adoption eventually exposes Bitcoin’s privacy gap.
My current positioning is:
– $BTC as the core monetary hedge
– $XMR as the strongest private-payment asset
– $ZEC as the higher-beta bet on scarce, compliant-capable private money
If sovereign debt keeps expanding while money becomes more digital and traceable, I expect the market to price both problems:
scarcity first, privacy second.
BTC is already becoming reserve collateral.
The more interesting question is which asset becomes private digital cash. https://x.com/Okada_DeFi0x/status/2108064138375397873
## @CoinMarketCap (CoinMarketCap) · 10-08 04:30 · ♥44 ↻3 💬14 EXPLAINED: ⚡ You can now buy a slice of Apple stock with a few dollars of stablecoins, trade it at 3:00 am on a Sunday, and borrow against it without selling. All thanks to tokenization.
Tokenized stocks have skyrocketed this year, and CoinMarketCap breaks down how to get started.
https://t.co/Ohs2h7u4VQ https://x.com/CoinMarketCap/status/2108052269501411525
## @OKXLatam (OKX Latam) · 10-07 20:34 · ♥40 ↻9 💬5 🔥 Nuevas Noticias: OKX lanza OKX Money @OKXMoneyLATAM , una aplicación de pagos y ahorros en stablecoins que ofrece hasta un 10 % de APY en $USDG en mercados emergentes. > 引用 @Cointelegraph: 🔥 NEW: OKX launches OKX Money, a stablecoin savings and payments app offering up to 10% APY on $USDG across emerging markets.
The source of the yield is yet undisclosed. https://t.co/56QeosQT0j https://x.com/OKXLatam/status/2107932640699380043