# DeFi — X 热门讨论 (2026-10-02 06:35 UTC)
## @MFagam6 (🌱Fagam) · 10-02 04:48 · ♥98 ↻9 💬112 DeFi has grown into a huge ecosystem, but managing everything across different protocols can still feel unnecessarily complicated
That is where @zerufinance caught my attention
What I find interesting about Zeru is the focus on making DeFi strategies easier to access without forcing users to understand every technical layer underneath
The goal is not just more protocols
It is better coordination between them
The bigger opportunity is around capital efficiency
Instead of liquidity sitting idle or users constantly moving between different opportunities, better infrastructure can help make capital more productive while keeping the experience simpler
For me, the important part is watching how Zeru turns that idea into something people can actually use
Good DeFi infrastructure should reduce friction without hiding the risks
That is why I am keeping an eye on @zerufinance
Not because DeFi needs another narrative
But because better financial infrastructure can make onchain capital easier to use, manage and scale
The real test will always be execution
Product usage, liquidity, transparency and how users interact with the protocol will tell the story over time
Zeru is one I will be watching closely https://x.com/MFagam6/status/2105882473561301186
## @Pranto_xyz (Ꮲʀꫝɴᴛᴏ) · 10-02 04:11 · ♥86 ↻5 💬95 One overlooked challenge in DeFi is making your assets useful without losing sight of privacy and control.
That’s an important conversation around strkBTC and @Starknet.
Bitcoin holders already have an asset they trust. The next question is how to connect that asset with applications that offer more than passive ownership.
strkBTC brings BTC from your own wallet into the Starknet ecosystem, opening a path to explore onchain utility and supported earning opportunities.
But the bigger idea goes beyond yield.
It’s about capital efficiency, self-custody, and financial flexibility while exploring shielded activity where supported.
Of course, earning opportunities carry risks, and privacy features depend on the specific implementation.
The future of Bitcoin utility isn’t only about holding more $BTC. It’s about understanding the possibilities behind every satoshi.
Bitcoin ownership is the starting point. Utility is the next conversation. > 引用 @Pranto_xyz: The next chapter for Bitcoin could be about what happens after you buy it.
That’s why I’m paying attention to strkBTC on @Starknet.
Bitcoin holders want more than price exposure. They want flexibility, useful onchain applications, and opportunities to make their assets productive.
strkBTC brings that conversation into the Starknet ecosystem.
You can bring $BTC from your own wallet, explore supported ways to earn, and access shielded activity where available.
What matters here is the connection between Bitcoin ownership and programmable finance.
Instead of treating BTC as an asset that only waits for the next market cycle, holders get another path to explore its utility.
Bitcoin built a foundation for digital value. Now the opportunity is to explore how that value can participate in a broader onchain economy.
More utility. More possibilities. One Bitcoin-powered journey with Starknet. https://x.com/Pranto_xyz/status/2105873169194295388
## @ShinyNfts (ShinyNfts) · 10-02 05:11 · ♥84 ↻6 💬89 GM CT,
Can i get GM ?
Who is active today?
I’ve been researching the latest developments around Zeru Finance. @zerufinance The era of credit scoring and uncollateralized borrowing in DeFi seems to be gaining real momentum with Zeru.
In traditional finance, lenders look at your credit score when you borrow, whereas in DeFi, all that mattered until now was how much collateral you could lock up.
Zeru Finance breaks this taboo by integrating an onchain reputation system directly into borrowing mechanics.
I think the system stands out through its unique angles and core architecture.
It looks like they’ve found a solution to the over collateralization deadlock.
The era of locking up $150 in collateral just to borrow $100 in DeFi is coming to an end.
Instead of keeping capital locked away, Zeru AI allows it to flow actively in the market, pushing capital efficiency to the maximum.
Privacy-focused onchain reputation is taking center stage, enter zScore.
Your wallet’s transaction history, liquidation record, and ecosystem interactions are analyzed by an AI driven zScore algorithm.
Without revealing your personal data, pure onchain metrics prove you're an honest user, and your borrowing limit is set accordingly.
Low risk wallets unlock higher credit limits, and thanks to an NFT based architecture, these limits can be delegated to other strategies or users.
Users can directly deploy the liquidity they borrow into integrated DeFi pools for leveraged strategies.
Zeru Finance turns our wallet addresses from mere anonymous keys into actual financial identities and reputation profiles onchain.
Since I believe uncollateralized lending will play a key role in DeFi’s next growth wave, I’m keeping a close eye on their progress. https://x.com/ShinyNfts/status/2105888255665160238
## @Yaaaati_M1 (Tarek_web3) · 10-02 03:55 · ♥70 ↻6 💬70 gmorning CT,
one thing i find interesting about Zaps is how it looks at your existing trading history.
if you have been trading with a DeFi wallet for months, you can connect it and check what qualifying activity has already unlocked.
then, eligible future trading activity can add more Zaps.
for me, the useful part is simple: you can see what your wallet history is already worth in Zaps before doing anything new.
Zaps are intended to count toward a future airdrop, based on the final eligibility rules.
@zerufinance > 引用 @Yaaaati_M1: gmorning CT,
if you already have a trading group, Zaps has an interesting option.
you can create your own Clan, invite your traders and see the community activity in one place.
members can connect the trading wallets they already use, while qualifying activity can contribute to Clan progress and Zaps based on the reward terms in the app.
i like that you can actually track:
->members ->rank ->verified activity ->Clan progress
so if you already trade, there is no need to start from scratch.
connect your wallet, check your Zaps.
@zerufinance https://x.com/Yaaaati_M1/status/2105869137667141803
## @YoniCombinator (Yoni Ben-Shimon) · 10-02 01:14 · ♥70 ↻15 💬8 just for context : so far in prev waves in crypto 20bn was raised for icos, defi tvl >100bn , nft market caps was 184 bn$ .
tokenized stocks is going to get to 1tn$ tvl soon: - stock memecoins are the main driver for tokenized stocks demand. - so far in tokenized stocks LONG communities has a fifth of the ~$160M of stock minted on the chain since July which created a market cap of >300m$ of assets.
* what will be the value of assets on long when tokenized stocks reaches 1tn$ ? *
https://t.co/nlb79p495P > 引用 @Ian_Unsworth: Pretty wild how @longdotxyz has been one of the main catalysts for bringing tokenized stocks onto @RobinhoodApp Chain, with every $1 of stock that buyers paid into Long pools followed by ~$1.90 of new minting of that same stock within three days and ~$2.80 within a week
That holds after controlling for each stock, each day's market-wide minting, and the stock's normal DEX volume, and buying into Long pools shows no link to minting in the days before it. Even in raw, uncapped data with AMC and SPY left out, it is still ~$1.40 within three days and ~$2 within a week. Scaled across every stock, the main estimate works out to Long being behind roughly a fifth of the ~$160M of stock minted on the chain since July, while pools on other launchpads like Bankr, PONS, and PAIR show a weaker and less consistent link and have released more stock than they absorbed over the same stretch
The clearest examples came from Long's biggest launches, as onchain AMC went from 112,732 shares the day before "A Meme Coin" launched on 09/03 to ~2.9M the day after, HIMS went from 275 shares to ~2,400 in the three days after Boner Coin launched on 08/20 with Long pools absorbing 41% of the new supply, and NVDA supply rose 158% in the week after Artificial Inu launched on 07/14, compared to 35% for the median stock
MONITOR took longer to get going, with PLTR supply up 64% in its first week against 87% for the median stock, but it kept climbing. When @JTLonsdale quote-posted MONITOR on 09/23, its value went from ~$1.1M to ~$10M in under two hours, and its pool traded 1.4x all tokenized PLTR in a single hour, while PLTR supply rose ~11% that day to double its pre-launch level as Long pools took in ~1,250 PLTR, and supply was still ~3% above its pre-post level the next day
Long isn't the whole story, since Long pools hold only ~$14M of the ~$170M of tokenized stock onchain and the size of the estimate depends on capping a cluster of $2M - 7M mint days, mostly in SPY and AMC, that otherwise swamp it, but the pattern is consistent enough to say the Long memecoin trading is pulling new shares onchain rather than just recycling the ones already there
These pairs have also started to attract real social capital, with @vladtenev following "A Meme Coin", @AndrewDudum following "Boner Coin", and @JTLonsdale following + quote-posting MONITOR, all for something that is still relatively nascent
The next catalyst could come from Robinhood itself, since @vladtenev says 1:1 in-kind redemption and voting are coming to Robinhood Stock Tokens, which would give holders a reason to keep shares onchain rather than just trade them
/board_sit https://x.com/YoniCombinator/status/2105828639820460393
## @DineroDom0 (DineroDom) · 10-02 01:38 · ♥73 ↻5 💬3 Right now $MOO is earning 140% APR on their MU/USDG pool… defi heads are gonna love this.
Considering this is prior to any optimization, this is insane to think about.
Owning the routing for popular tradfi assets is set to be extremely lucrative
MOO that > 引用 @Natan_benish: @DineroDom0 @memorycowmoo the pool is specified and this is the APR on the Uni app
we will tweak it tho to see how far we can push fees from diff pairs vaults.
LONG. https://t.co/f9A9hMyy05 https://x.com/DineroDom0/status/2105834813408059511