# DeFi — X 热门讨论 (2026-09-26 12:56 UTC)
## @samconnerone (Sam | Circle and Arc Dev Community) · 09-26 12:37 · ♥75 ↻31 💬41 Someone should build a trusted rating system for DeFi protocols and tokens….something that helps everyday users understand risk before allocating capital.
Security, liquidity, decentralization, audits, token concentration, protocol history, governance, yield sustainability, etc.
Risk is part of investing and it should be informed and calculated. https://x.com/samconnerone/status/2103826407616909355
## @Riyadhbro1 (RIYADH 🍌) · 09-26 09:21 · ♥71 ↻0 💬85 I’ve always thought of BTC as something you hold for the long run.
But holding BTC doesn’t have to mean leaving it completely idle.
With strkBTC, Bitcoin holders can bring BTC into Starknet from their own wallet, keep their Bitcoin exposure, and explore supported DeFi apps without first sending BTC to a centralized exchange.
That opens up a different way to think about Bitcoin:
Hold it. Use it. Keep more control over what becomes publicly visible.
And privacy matters too. Starknet supports shielded balances and private flows where available, giving users more control over the visibility of their onchain activity.
Still, this isn’t risk-free. DeFi involves smart contract, bridge, liquidity and market risks, and returns aren’t guaranteed.
BTC doesn’t have to just sit there.
@Starknet https://x.com/Riyadhbro1/status/2103777089963053113
## @Henrik_on_HL (Henrik) · 09-26 11:42 · ♥109 ↻10 💬15 Why Hyperliquid S3 will happen https://x.com/Henrik_on_HL/status/2103812385244905735
## @NicolaBlackwo12 (Nicola Web3) · 09-26 06:05 · ♥70 ↻3 💬65 The moment an AI agent starts using your capital, trust becomes a much bigger problem
With @termix_ai, the Vault Extension is built for jobs where the agent can trade, swap, deposit, or manage positions without owning the funds
A client could provide 1,000 USDC for a DeFi strategy while the provider gets execution rights instead of withdrawal rights
That opens the door to portfolio, liquidity, and procurement workflows without treating entrusted capital like a normal job payment
Would you let an AI agent manage capital if it could use the funds but never withdraw them? https://x.com/NicolaBlackwo12/status/2103727518087794884
## @stacy_muur (Stacy Muur) · 09-26 11:26 · ♥70 ↻12 💬30 I’ve read the entire “Confidential Transfers” thesis from @SuiNetwork.
Here’s my honest take:
1. Public-by-Default has tradeoffs
Blockchains are transparent.
It's fine for traders and DeFi users who want to verify activity, but for businesses, that same transparency can expose a lot of information that they'd normally keep internal.
Things like:
→ Payroll amounts → Treasury movements → Supplier payments → Revenue flows
They can reveal quite a bit about the company and how it operates.
Businesses need the benefits of public settlement without exposing every financial detail.
2. Selective privacy > full anonymity
I agree with Sui’s approach here to keep balances and payment amounts private without making the whole system anonymous.
Businesses still need auditors, compliance teams, and issuers to access certain information when needed.
So the data stays private by default, with access still available to authorized parties.
That feels much closer to how businesses already handle financial privacy.
3. Confidential finance works better as a stack
A private transfer can hide the payment itself, but businesses also need to keep the systems around that payment private.
That includes things like payroll software, finance records, and rules for who can access certain information.
In my understanding, Sui is pairing Confidential Transfers with:
→ Seal for controlling who can access sensitive data → Nautilus for processing sensitive data privately → Gasless transfers for simpler stablecoin payment flows
This approach makes privacy a part of the whole flow, not just the transfer.
A much better setup in my opinion.
My takeaway:
Crypto-native users like you and me are already used to these defaults in crypto. It's a feature, not a bug after all these years.
I'm talking about things like public balances, visible transaction history, or separate gas tokens.
But they're not really optimal for businesses.
Finance moving onchain needs a middle ground, where it has verifiable settlement, more control over what becomes public, and fewer DeFi steps around the payment itself.
So I think Sui is getting that balance right with its confidential finance stack.
Better defaults make onchain finance easier to use, especially for businesses.
And it's a way for the crypto space to scale exponentially.
Disclosure: I’m a $SUI holder. > 引用 @MSBIntel: BREAKING: Sui plans to bring Confidential Transfers to mainnet this year, allowing transfer amounts and balances to remain private. https://t.co/kpFMpaPb53 https://x.com/stacy_muur/status/2103808300899041688