# stablecoins — X 热门讨论 (2026-09-22 11:32 UTC)
## @madamayo_ (ayo.artss) · 09-22 10:20 · ♥49 ↻42 💬10 Many people don’t really understand the importance of Spenda.
Apart from swapping your crypto to naira without the usual hassle, you can deposit naira and send stablecoins like USDT and USDC directly from your naira balance.
It genuinely saves lives, just like you can see from the message someone sent me this morning. (First frame)
All you need to do is tell your crypto friends, followers, or even people around you about the app. Some people don’t know how to use P2P, so Spenda makes things much easier for them.
When they download the app with your referral code and DEPOSIT crypto, you earn commission continuously.
You don’t need a huge following to make it work. Keep putting people on consistently.
One person might download today. Another tomorrow.
Download link below ⬇️ Use this code: 1PDGK3K1 for bonus https://x.com/madamayo_/status/2102342277322457334
## @MeridianX_ (MeridianX) · 09-22 10:23 · ♥43 ↻0 💬15 Stablecoins have crossed the $300B mark.
But supply is only half the story.
What matters next is velocity — how often these dollars move, settle, and get reused across real economic activity.
With USDC alone now above $74B in circulation, stablecoin infrastructure is reaching a scale where industry-specific payment and clearing networks can finally emerge.
Aviation is a natural fit: high-frequency transactions, global counterparties, constant settlement demand.
MeridianX is building for that layer — turning stablecoin liquidity into working settlement infrastructure for global aviation commerce. https://x.com/MeridianX_/status/2102342936528580817
## @tradeguru (The Tradeguru 🧠) · 09-22 10:00 · ♥41 ↻5 💬7 CZ recently said IPOs will move onchain.
But here's the thing - they already have.
When I first mapped the pre-IPO markets, there were only a handful of them giving crypto users access.
A lot has changed since March.
Today, the crypto IPO market has expanded and platforms emerging in this category fall into 3 buckets:
1. IPO pre-markets Platforms that let users trade the expected value of the stock before listing, usually through futures, perps or tokenized exposure.
2. IPO participation Platforms that let users subscribe to actual IPO allocations before public trading begins via crypto or stablecoins.
3. Hybrid platforms Platforms that offer both pre-IPO trading and access to IPO allocations.
Here's the updated IPO landscape ↓
1. IPO pre-markets .@PancakeSwap - tokenized pre-stock acess .@BinanceWallet - acess to pre-stock on pancakeswap .@bitget - tokenized pre-stock acess .@joinrepublic - tokenized pre-stock acess .@PreStocks - tokenized pre-stock acess .@JarsyInc - tokenized pre-stock acess .@MEXC - pre-IPO futures trading .@HyperliquidX - pre-IPO perps trading
2. IPO participation .@Nectar_finance - IPO subscrition using stablecoins .@Bybit_Official - IPO subscrition using stablecoins
3. Hybrid platforms .@Gate - pre-IPO trading and IPO participation using USDT/GUSD .@xStocksFi - pre-IPO trading and IPO participation using USDC/USDG .@coinbase - pre-IPO trading and IPO participation
The wall between crypto capital and equity markets is getting thinner.
Soon, every stock will have a chain. > 引用 @tradeguru: 1/6 IPO Season Is Coming but most are approaching it like a TGE.
And like TGEs, IPO success cluster around timing, access and market cycles. Which means not everyone captures the upside.
But if you're going to play them anyway, you’d need to get in on the ground floor 👇 https://t.co/sg9c6LzVNp https://x.com/tradeguru/status/2102337106140078429
## @0xVishnya (Nikita) · 09-22 09:27 · ♥43 ↻3 💬9 Weekly Crypto Card Digest: Sep 14 - 20
- @RedotPay : scan to pay with crypto now works in Argentina and Bolivia, next to Brazil, Colombia and Peru
- @ether_fi : EtherFi Borrow users have accessed $100M+ in liquidity without selling their assets
- @raincards : adding support for KRW1, the first won-backed stablecoin, issued by BDACS on Avalanche, which will make it spendable anywhere Visa is accepted, and building onchain loyalty for Insomniac festival fans with Avalanche
- @wirexapp : its infrastructure crossed $1B in total onchain card spend 10 months after launch, with 100K+ addresses and 11M+ transactions, and it is now live on Arc
- @EthenaPay : Daily Boost caps went up, Pro now earns up to 6% on the first $100,000 and VIP on the first $1,000,000, up from $15,000 and $50,000, and 600+ waitlisted users got access in a week
- @Plasma : 10% cashback on eBay until September 28 for eligible users, zero FX fees on global spend with Platinum, 3DS verification is live, and @Hollysem is looking for a product designer to join the Plasma One team
- @PulsarMoneyApp : went live with Arc mainnet and invited its first users from a 20,000-person waitlist, Pulsar Pro has no trading fees on Arc and no fees on EUR and USD accounts or virtual cards
- @coca_card : August was its best month yet, card spend plus a paid tier now raise the monthly claim capacity up to $450, and Apple purchases earn an extra 1% until September 30, up to 9% total
- @avici : ATM withdrawals go up to $3,000 a day for everyone, $0 ATM fee on Signature cards, sending money by link is live, 20% cashback on the new EA Sports FC outside the UK, and total volume reached $58.8M per co-founder @RamXBT
- @0xinfini : personal virtual accounts are live, USD through Lead Bank over ACH, Wire, FedNow and RTP plus EUR through Banking Circle over SEPA, and cashback goes up to 3% with a 2% base and no cap during the promotion
- @moonpay : Guest Checkout and Express Checkout are live, buy first and verify as you grow
- @Tangem : Tangem Pay now pays cashback on purchases, and USDT top-ups work next to USDC on Base, Arbitrum, BNB Chain and Polygon
- @BitgetWallet : the Bitget Wallet Card can now be topped up with USDC on Arc
- @SolidYield : the Solid Card went global on Wirex infrastructure across Europe, Asia, Latin America, Africa and the Middle East, plus tier trials and higher card limits
- @Exa_App : SEPA transfers from any European bank now land in a named euro account, held as USDC and spent with the Exa Card
- @altitude : named EUR accounts are live, and it acquired Acctual to bring invoicing into the account alongside deeper bill pay
- @cashi : BTC, ETH and SOL can now be deposited, sent and spent directly with the Cashi card, no conversion to stablecoins first, and the first spend gets $10 back
- @gnosispay : long-standing partner apps are now migrating to the system its enterprise partners have run on since earlier this year, which should mean far fewer declined payments
- @oobit : crypto spending now works through QR Ph across the Philippines, and first purchases in September get 10% cashback
- @BleapApp : Brazilians can turn reais into euros via PIX instantly, with no fees and 0% IOF
- @eldoradoio : three months after launch, 200+ businesses send payments to 150+ countries from El Dorado Business
- @DptPay : DPT Pay is now on the App Store in 6 more countries, Egypt, Bolivia, Kuwait, Morocco, Tajikistan and Turkmenistan
- @trustee_io : log in to Trustee Plus with Google, Apple or a passkey instead of an SMS code
- @itstuyo : home screen widgets are live
- @allscaleio : the AllScale mobile app is live
What did I miss? https://x.com/0xVishnya/status/2102329017437147540