# stablecoins — X 热门讨论 (2026-09-19 06:48 UTC)
## @TweetByCarter (CARTER ⭕☠️) · 09-19 05:28 · ♥93 ↻10 💬31 Bitcoin, stablecoins, and tokenized gold have long lived in separate financial categories.
On @cassator's Sl8 they currently share the same lock-up terms:
30 days at 28% APY 90 days at 38% APY 180 days at 50% APY 360 days at 62% APY
$BTC, $ETH, $USDC, plus tokenized gold, silver and platinum all sit on the same product rails. The assets themselves remain very different in risk profile but the infrastructure around them no longer treats them that way.
That’s the quieter shift in on-chain finance
Campaign closes 21 September at 10:00 UTC
Rates are annualized, capital is locked for the chosen term, and returns are not guaranteed
https://t.co/zKaCf2ePQl https://x.com/TweetByCarter/status/2101181514038042980
## @Cryptoskyrun (Sky_Run ♟️) · 09-19 04:55 · ♥63 ↻2 💬27 Been looking into @arc since mainnet went live and I think there’s more to it than just “Circle launched a new chain.”
@circle already has USDC, wallets, payments and a lot of the infrastructure around stablecoins.
Now they’re building a blockchain around it.
One thing that immediately caught my attention is that Arc uses USDC for gas.
So instead of holding one token to pay for transactions and another token to actually move money, you can just use USDC.
Arc is also built for fast settlement, with transactions designed to confirm in under a second but the bigger idea is what they’re trying to put on the same network. → Lending and borrowing → Trading and liquidity → Onchain FX → Payments and settlement → Tokenized assets
And eventually, AI agents that can actually hold and move money onchain.
That last part is interesting because if all of this works together, you don’t really need to care that you’re using a blockchain.
You could be paying someone, swapping tokens, buying a tokenized asset or moving money internationally, while Arc handles the settlement underneath.
The real question for me it’s whether developers and projects actually start using it for real financial activity.
That’s the part I’m watching. https://x.com/Cryptoskyrun/status/2101173208225284399
## @RealAllinCrypto (ALLINCRYPTO) · 09-18 22:00 · ♥53 ↻12 💬3 🚨 $SUI BREAKS INTO AFRICA: Daya is now using Sui as settlement infrastructure for cross border payments across Africa!
Businesses can move stablecoins between countries, rebalance treasury funds, and do it without users needing to worry about gas fees.
The more real money and partnerships like this that move through @SuiNetwork, the stronger case for $SUI competing to becomes global financial infrastructure. https://x.com/RealAllinCrypto/status/2101068869091865046
## @Nick_Researcher (Nick Research) · 09-19 04:58 · ♥44 ↻4 💬19 tokenized stock markets forming financial market onchain
onchain RWA market cap grew from $4.3B at the start of 2025 to nearly $30B by July 2026
during the same period: → DeFi TVL fell 32.5% → total crypto market cap declined by $750B → crypto trading vol dropped 52% from its 2025 peak
that tells me the growth is not purely driven by crypto sentiment
exchanges also have a clear economic reason to push this market
when $BTC and other major crypto assets become less volatile, speculative turnover slows
adding stocks, indices & commodities gives exchanges another source of vol + fee rev without waiting for the next crypto rally
and the pivot is already visible across nearly every major platform:
→ @RobinhoodCrypto: Stock Tokens on Robinhood Chain, with 24/7 trading and DeFi integrations → @binance: bStocks issued as BEP-20 assets on BNB → @krakenfx: 131 @xStocksFi covering US stocks and ETFs across multiple chains → @Gate: gStocks, xStocks, Ondo Stocks and stock perpetuals → @okx: unified markets such as XAAPL and XTSLA that bring issuer-specific wrappers into one position and order book → @bitget: 500+ rTokens alongside Ondo Stock Tokens and TradFi perps
these are not identical products
some provide spot exposure backed by securities
others are total-return trackers, certificates or perpetual contracts
their custody, dividends, redemption rights and legal claims can differ significantly
but the direction is consistent
major exchanges are no longer positioning themselves as crypto-only venues
they are building RWA product stacks around tokenized equities, ETFs, indices, commodities and derivatives
i see this as a shift in their business models, not a temporary listing trend
but what interests me more is what happens once these assets move fully onchain
a stock inside a brokerage account is mainly held, sold or used for limited margin
a tokenized stock can potentially be:
- traded 24/7 - transferred between platforms - supplied as liquidity - deposited into lending markets - used as collateral - paired with other onchain assets - integrated into structured products
there is also a smaller and more speculative layer forming around stock-themed memecoins
on Robinhood, markets such as $AI/NVDA have paired memes directly with tokenized stocks instead of WETH or stablecoins
they are still part of the sector’s early market structure because they bring attention, traders and liquidity toward stock tokens
the perp market is developing even faster
RWA volume on perp DEXs reached a record $141B in July, up 513% YTD
public equities currently dominate open interest because traders want leveraged, 24/7 access to names such as NVDA, TSLA and AAPL
this is very different from traditional derivatives markets
right now, onchain finance is mainly importing the assets most familiar to crypto traders
it has not yet recreated the broader risk-management system used by banks, funds and corporations
there are also major structural differences between products
AAPLx, AAPLon, rAAPL and XAAPL may all reference Apple, but they can have different:
- legal claims - custody arrangements - dividend treatment - redemption paths - liquidity sources - issuer risks
the same price exposure does not mean the same financial instrument
that is where the next phase becomes more serious
building reliable liquidity, transparent backing, consistent corporate-action handling, accurate 24/7 pricing and safe collateral markets is hard
i think crypto exchanges are becoming a new access, distribution and settlement layer for them https://x.com/Nick_Researcher/status/2101174188589666386
## @TheRealWeb3Kat (Kat) · 09-19 00:17 · ♥41 ↻9 💬1 Liquid staking, choice of stablecoins to claim, denominated in USD from trading activity on @AscendPerps
Also has the feature to auto-roll your rewards back into $ASCEND
Gud tech 🔥 > 引用 @AscendPerps: The first $ASCEND staking rewards are now LIVE!
Approx $2K USD is claimable for $ASCEND stakers.
We're proud of the infrastructure behind this:
Stake $ASCEND → a Cardano Native Asset Earn rewards denominated in USD from trading activity. Claim your value in the stablecoin and ecosystem of your choice.
USDC, USDCx, USDM. Multiple chains, one system.
No locking your $ASCEND, you keep your tokens in your wallet while the platform works around you.
We've completed the economic loop, time to grow those rewards 🫡
ASCEND https://x.com/TheRealWeb3Kat/status/2101103357846863938