# stablecoins — X 热门讨论 (2026-09-25 17:50 UTC)
## @mark_greaat (Mark) · 09-25 15:31 · ♥40 ↻34 💬4 Most people think $CCD is something every @Concordium user needs to touch.
Not quite.
In an agent-run purchase, the shopper can use stablecoins while $CCD quietly powers the infrastructure underneath.
Here’s what $CCD actually does 🧵 https://t.co/ZqMgdbiwt3 https://x.com/mark_greaat/status/2103507594635624579
## @Algorand (Algorand) · 09-25 17:14 · ♥64 ↻18 💬5 Algorand and @HesabPay_ have been featured in The New Humanitarian in a piece exploring stablecoin-powered humanitarian payments.
In Afghanistan, @Refugees has used HesabPay to distribute $35M+ in stablecoins to 150,000 families, reaching over 625,000 people.
HesabPay now serves 1M+ users, with all transactions on Algorand and around $183M transferred every month.
This is exactly where blockchain can make a real difference, helping funds reach people when traditional financial rails fall short. https://x.com/Algorand/status/2103533491082465746
## @scottmelker (The Wolf Of All Streets) · 09-25 15:36 · ♥51 ↻7 💬34 "Similar to Bitcoin, no one controls Ethereum. There is no CEO who can step in and change the rules of the game."
Joseph Chalom on the similarities and differences between $ETH and $BTC
"I am a big owner of Bitcoin, equal to Ethereum. When I was at BlackRock we launched the fastest growing ETF in history, IBIT, to put Bitcoin in the hands of tens and tens of thousands of new investors."
"Bitcoin is incredibly simplistic. It is the hedge against monetary debasement, it is the hedge against the scourge of war and risk that we see in today's economy. An exit asset that no human, no CEO controls."
"Ethereum is slightly different in that it's more programmable. Bitcoin has not become a payment instrument, or an instrument where markets and DeFi are built on it. Ethereum you can think of as programmable infrastructure."
"A new onchain economy with stablecoins, tokenized assets, DeFi, now agentic rails, most of that we predict is gonna happen in the Ethereum or other blockchain ecosystem. That's not to denigrate Bitcoin in any way. We just think they serve different purposes." > 引用 @scottmelker: Bitcoin's New Bull Market Meets A $4 Trillion AI Revolution | Joseph Chalom https://t.co/UMe6e6r149 https://x.com/scottmelker/status/2103508938318843983
## @Sharplink (Sharplink) · 09-25 16:46 · ♥54 ↻10 💬7 "Agents with machine intelligence, new blockchain rails, stablecoins, and tokenized assets are not going to do it in slow motion.
They're going to do it in fast forward."
CEO @joechalom with @scottmelker on the speed of agentic finance's penetration, and why it will outpace every technology shift before it. https://x.com/Sharplink/status/2103526553007087772
## @Altcoinist (Altcoinist) · 09-25 15:46 · ♥41 ↻5 💬6 BlackRock: AI agents will be the next major demand driver for stablecoins.
now imagine a shared network asset. 🐸 https://t.co/6dGObhYvEc https://x.com/Altcoinist/status/2103511444147081576
## @martypartymusic (MartyParty) · 09-25 17:12 · ♥40 ↻5 💬6 Genius Act rollout begins Jan 18 2027
The Fed put out two proposed rules yesterday (Thursday, Sept. 24, 2026) to implement the GENIUS Act, including a process for Fed-supervised banks to issue payment stablecoins. It is a proposed rulemaking, not a final green light with 60 day comment period. (dec 1 deadline)
Federal Register public publications:
1. Prudential framework for Board-supervised payment stablecoin issuers (PPSIs): 1:1 backing with permitted reserves (cash, short-term Treasuries, and similar high-quality liquid assets), segregated from other assets; capital charges; risk-management and custody rules; monthly reserve disclosures certified by CEO/CFO and reviewed by a registered public accountant; generally two-business-day redemptions. If reserves drop below par, notify the Fed and restore or wind down. The GENIUS Act’s ban on issuer-paid yield/interest is also in this implementation track, aligned with the OCC’s earlier take. 2. Bank application process: insured state member banks that want a subsidiary to issue payment stablecoins would apply by letter with a business plan, financials, policies, capital structure, bios, and certifications. Appeals and hearing procedures are included. The Fed staff memo estimates only about 5–10 banks might apply. This is the Fed’s piece of a multi-agency rollout. Congress already authorized permitted issuers in the GENIUS Act (signed July 2025). OCC and FDIC have been building their own application/reserves. https://x.com/martypartymusic/status/2103533010561962019