# DeFi — X 热门讨论 (2026-09-21 10:46 UTC)
## @billions_ntwk (Billions Network) · 09-21 08:32 · ♥74 ↻57 💬41 If you’d like to meet our CEO Evin McMullen in December at the Global Blockchain Show in Abu Dhabi, this is your chance to say hi and find out how we’re building the trust layer for DeFi, agentic commerce, and the AI agent economy.
Tickets → https://t.co/4MdKKFWkkB > 引用 @0xGBS: We’re pleased to welcome Evin McMullen (@provenauthority), as a featured speaker at the Global Blockchain Show, Abu Dhabi.
Evin is the CEO and Co-Founder of @billions_ntwk, the first universal human and AI network. Billions is focused on verifying both humans and AI agents, including uniqueness, KYC/AML status, location, age and reputation, without revealing sensitive data.
Her work spans early blockchain development, onchain identity, data standards and reputation technology. She has also contributed to initiatives using onchain reputation technology with global-scale brand events, festivals and connected media.
Previously, Evin founded https://t.co/rAPhYKCVWz and served as a Director at Berkshire Hathaway and ConsenSys. She is also a cofounder of DAO Jones and inkDAO, an advisor to Boys Club and a graduate of Yale University.
We look forward to welcoming Evin to the Global Blockchain Show stage.
📍10-11 December 2026 | Abu Dhabi 🎟️Get your ticket: https://t.co/hjmT5F5pN6 https://x.com/billions_ntwk/status/2101952651889951126
## @vanzdoteth (vanz.eth ♨️) · 09-21 09:42 · ♥93 ↻1 💬71 GM Everyone ☀️
What’s one crypto app you’d still open every day if there were no points to farm?
I’m looking for something people actually use https://t.co/9KQ0mfo3hK https://x.com/vanzdoteth/status/2101970214854484230
## @Elikrypt (ΞLIKRYPTO) · 09-21 08:04 · ♥86 ↻1 💬40 The RWA market has a utilization problem.
A lot of real-world assets are moving onchain.
But what matters more is what actually happens to them once they get there.
DeFiLlama currently tracks $33.15B in RWA onchain AUM, but only $3.8B in DeFi active TVL.
So roughly 12.7% of that value is being actively used across DeFi.
And when you look at individual platforms, the gap becomes even clearer.
↳ @Securitize
~$5.18B onchain AUM ~$27.8M DeFi TVL
↳ @OndoFinance
~$3.36B onchain AUM ~$60.5M DeFi TVL
↳ Spiko
~$2.63B onchain AUM ~$40M DeFi TVL
Now compare that with:
↳ @centrifuge
~$1.67B onchain AUM ~$441M DeFi TVL
↳ @maplefinance
~$1.90B onchain AUM ~$1.12B DeFi TVL
That’s a pretty big difference.
Putting an asset onchain is one thing. Finding ways to actually use it in DeFi is another.
And that’s where things are starting to get interesting.
↳ @aave — Horizon
Aave Horizon lets qualified institutions use tokenized RWAs as collateral to borrow stablecoins.
Instead of selling the asset to get liquidity, the asset itself can help unlock it.
↳ @MorphoLabs × @OndoFinance
Tokenized equities like SPYon and QQQon are moving into lending markets.
Morpho also lets each market set its own risk parameters, which is important because not every RWA carries the same risk.
↳ @BitwiseInvest — PAPY
PAPY uses Morpho to lend against approved RWA collateral.
So the asset isn’t just sitting onchain anymore. It’s being used as part of a lending strategy.
That’s the shift worth watching.
The RWA story isn’t just about putting more assets onchain.
It’s about making those assets useful once they’re there.
Tokenization puts the asset onchain. Credit puts it to work. https://x.com/Elikrypt/status/2101945673595641918
## @Defi_Warhol (DeFi Warhol) · 09-21 09:28 · ♥79 ↻13 💬21 Be @icobeast
- Quit law to get into ICOs in 2017
- Build your crypto career by selling shovels to airdrop farmers
- Become one of the main CT voices
- Ride the InfoFi meta, get a $150K+ Kaito airdrop
- Get the biggest MegaETH allocation worth $1M+
- Trash airdrop farmers cause they "don't bring loyalty or value"
- Get your MegaETH allocation cancelled
- Join @Kalshi to push their crypto vertical
- Tweet about beating @Polymarket by crypto volume
- Get exposed by @beniduboss with proof that the volume is fake
- Make a sloppy response that triggers Beni even more
- Shit hits the fan and now every major media outlet like WSJ, Bloomberg, and CNBC is investigating Kalshi
- One CT anon wins against a $40B company https://x.com/Defi_Warhol/status/2101966672378900954
## @cihan0xeth (Cihan0x.ETH) · 09-21 09:43 · ♥72 ↻2 💬5 Elbette piyasa komple yükseliyor ve tam tersi DÜŞEBİLİR.. Risk her zaman var.. hazır olmak lazım...
Şartlar el verdiğinde kaliteli ve kalitesiz proje ayrışması kendini daha çok belli edecektir...
Sektöre para girdiğinde nerelerden geçer? Nerelere bridge yapılır? Hangi defi platformlarında lending olur, borç alınır? Hangi alana hype gelebilir? (zcash örneği) vb.. konu budur..
Mesela $arb'ı sırf siz tepeden aldınız diye, öfkelisiniz diye nefret edemezsiniz...Proje iyiyse iyidir... veya $morpho'ya Aave çakması gibi dandirik bir analiz yapamazsınız.... Layer 1 'lere hype geldiğinde tüm şartlara rağmen Top100'de kalmayı başarmış kaspa:native ve sui:native görmezden gelinebilir mi? $uni gibi kült olmuş, likidite merkezi bir projeye sırt dönemezsiniz... ethereum:0x7fc66500c84a76ad7e9c93437bfc5ac33e2ddae9 ’yi de eski proje diyerek kenara atamazsınız. DeFi’ye para girdiğinde insanlar nerede teminat yatıracak ve nereden borç alacak? Ya da token unlocku coin seçerken tek kıstas yapmamalısınız...
Duygularınızı kenara atın... Aylardır aynı şeyi söylüyorum. DCA harici çare görmüyorum. Mükemmel şartlar ya da mükemmel proje diye bir şey yok.. https://x.com/cihan0xeth/status/2101970530114936954