# stablecoins — X 热门讨论 (2026-10-01 19:41 UTC)
## @chainlink (Chainlink) · 10-01 19:23 · ♥169 ↻34 💬7 NEW: Chainlink unlocks automated corporate actions for tokenized equities using Swift messaging & Chainlink infra.
For the 2026 @swiftcommunity Hackathon Business Challenge, we built a solution that automates a cash dividend across four blockchains with zero manual intervention:
→ CRE orchestrates the workflow & builds one ownership record across every chain → CCIP delivers stablecoins or tokenized deposits across chains → ACE checks each wallet for identity, sanctions, tax, and eligibility rules → Data Feeds provide the data needed to adjust the reference price at ex-dividend
Thank you to Swift for organizing this year’s Business Challenge and naming Chainlink’s solution the runner-up. We look forward to continuing to build on our joint work with the Swift community.
https://t.co/1sYGCC99w1 > 引用 @swiftcommunity: 🏆 Congratulations to the winners of the Swift Hackathon 2026!
@StanChart won the Business Challenge with their tokenised receivables solution, while @PictetGroup came up with a ‘Control Passport’ to win the Technical Challenge.
Shout out to runners-up, @chainlink and @SunTecGroup, alongside honourable mentions @TDBank_US and @KaikoData.
Learn more about the winning solutions: https://t.co/ZLUBu0gTPg
#digitalassets #innovation #interoperability #hackathon https://x.com/chainlink/status/2105740352070000869
## @ProfRipplEffect (ProfessoRipplEffect) · 10-01 18:15 · ♥65 ↻18 💬7 BEFORE YOU READ ⚠️⚠️
I am not saying this is going to happen, nor am I claiming that any specific technology will be adopted.
I am simply comparing the language used in the ongoing 2026 Basel Committee / International Conference of Banking Supervisors (ICBS) discussions with existing publicly available documentation from Ripple/XRPL.
This is a comparison of documented language and functionality — not a prediction of adoption. Thank you 🤝🏻📑
However, I will still express my feeling that Ripple’s one-stop shop does appear to bring together the capabilities highlighted in the Basel 2026 workshop on the future of regulated finance👇🏻
📑 BIS/BASEL 2026 → RIPPLE • XRP • XRPL • RLUSD
The wording, directly from the documents. 👇🏻
1️⃣ REGULATION BASED ON FUNCTION AND RISK
BIS 2026 — page 2 [1]:
“A cryptoasset that provides equivalent economic functions and poses the same risks compared with a ‘traditional asset’ should be subject to the same capital, liquidity and other requirements as the traditional asset.”
Ripple’s Basel submission — page 5 [2]:
“should instead be classified depending on the particular economic function and purpose they serve.”
🔗 Both focus on economic function and risk. Ripple’s submission goes on to discuss XRP’s use as a payment and exchange bridge.
2️⃣ BANKING SERVICES → RIPPLE CUSTODY + XRPL
BIS 2026 — page 1 [1]:
“including custody, trading, issuance, and the facilitation of crypto-related services.”
Société Générale–FORGE — February 2026 [3]:
“The launch of EUR CoinVertible on the XRPL is being supported by Ripple’s custody solution.”
🔗 Ripple Custody and XRPL already support a banking subsidiary’s stablecoin issuance.
3️⃣ TOKENISATION → XRPL + RLUSD
BIS 2026 — page 1 [1]:
“tokenised representations of traditional assets”
DBS — September 2025 [4]:
“tokenised money market funds on the XRP ledger blockchain and stablecoins such as Ripple USD (RLUSD).”
🔗 DBS’s announced arrangement connects traditional investment assets, XRPL and RLUSD.
4️⃣ EFFICIENT SETTLEMENT → XRP’S BRIDGE FUNCTION
BIS 2026 — page 1 [1]:
“faster and more efficient settlement processes.”
XRPL’s Auto-Bridging documentation [5]:
“using XRP when doing so is cheaper than trading directly.”
🔗 XRP can provide intermediary liquidity between tokens when that route offers a better exchange:
Token A → XRP → Token B
5️⃣ TECHNOLOGY NEUTRALITY → FUNCTION OVER BRAND NAMES
BIS 2026 — page 2 [1]:
“While the prudential framework should apply the concept of ‘technology neutrality’, it should account for any additional risks arising from cryptoasset exposures relative to traditional assets.”
Ripple’s Basel submission — page 5 [2]:
“should not be solely defined relative to a specific technology”
🔗 My reading: these categories can encompass Ripple and XRPL activities because they address financial functions and risks without requiring individual providers to be named 🤝🏻📑
Official sources👇🏻
[1] BIS/Basel 2026 workshop "https://t.co/BloHfTK7mF" (https://t.co/BloHfTK7mF)
[2] Ripple’s Basel submission "https://t.co/yGLMlQ2ahr" (https://t.co/yGLMlQ2ahr)
[3] Société Générale–FORGE "https://t.co/P053xmfqyy" (https://t.co/P053xmfqyy)
[4] DBS "https://t.co/pGzh0j6WFz" (https://t.co/pGzh0j6WFz)
[5] XRPL Auto-Bridging "https://t.co/JkeWpMW47C" (https://t.co/JkeWpMW47C) https://x.com/ProfRipplEffect/status/2105723175744966840
## @axe123111 (EMON) · 10-01 17:17 · ♥44 ↻1 💬46 A wallet balance can tell you how much someone owns.
It can’t tell you how they manage money.
A wallet showing $200K onchain could still struggle to repay a $100 loan next week.
That’s the gap @zerufinance is targeting with zLend.
Instead of treating net worth as creditworthiness, zLend reconstructs a wallet’s onchain cash flow and generates 70+ behavioral signals.
It looks at:
Liquidity - can the wallet actually cover the loan?
Cash flow - are inflows consistent or irregular?
Risk history - has liquidity repeatedly hit zero or seen major drawdowns?
Recent trend - is the wallet becoming stronger or weaker?
It also looks at the wallet from two angles:
Stablecoin liquidity vs. total portfolio value.
Because $200K in volatile assets is very different from $200K in liquid stablecoins when repayment is due next week.
And loan size matters too.
A wallet that looks healthy for a $100 loan may tell a very different story when the request is $10K.
zLend doesn’t make the lending decision.
It gives lenders a behavioral view of the wallet so they can make that decision with more context.
Onchain credit shouldn’t just ask:
How much do you own?
It should also ask:
How do you actually manage your money? https://x.com/axe123111/status/2105708781166580187
## @Cointelegraph (Cointelegraph) · 10-01 19:01 · ♥55 ↻8 💬20 🚨 INSIGHT: Bitwise CIO Matt Hougan says stablecoins are “going much, much higher” as the San Francisco Fed highlights their role in offsetting declining Chinese Treasury holdings. https://t.co/KVWvbfqR19 https://x.com/Cointelegraph/status/2105734756872687741
## @abhinavsam4 (abhinav sharma) · 10-01 15:30 · ♥51 ↻15 💬9 Why I Like Polygon ( $POL )
And Polygon can soar-here's why, in just a few points:
1. Stablecoin payments are already exploding on Polygon, and it's not just another L2 anymore...it's becoming serious global payments infrastructure
2. Fees so low they're basically nothing...transactions cost fractions of a cent, making high-frequency payments actually practical
3. Polygon is built for massive payment throughput, with new infrastructure targeting millions of payment updates per second
4. Millions of users and massive transaction activity...real usage, real payments, not just PPT slides
5. Visa has already added Polygon to its stablecoin settlement program, while Polygon is becoming one of the biggest rails for USD stablecoin payments
6. Polygon is building the Open Money Stack...connecting wallets, payments, stablecoins, compliance, chains and settlement into one global onchain money layer
7. POL powers the ecosystem, while Agglayer is expanding beyond EVM chains to connect liquidity and value across a much broader multichain world
ETH has the liquidity. SOL has the hype culture. Polygon has payments + stablecoins + institutional adoption + Agglayer
Cheap transactions + massive payment infrastructure + global money movement + cross-chain liquidity...this isn't just potential, this is a serious setup
2026-27, Polygon can soar, and it'll become a global spotlight https://x.com/abhinavsam4/status/2105681685291679940
## @TagadoBTC (Tagado Bitcoin & Crypto) · 10-01 16:09 · ♥45 ↻8 💬4 Dogecoin a passé un cap important aujourd’hui ✍️
DogeOS vient en effet d’ouvrir son testnet public qui va permettre de faire de Dogecoin autre chose qu’un simple memecoin.
Concrètement, des développeurs peuvent désormais commencer à construire tout un écosystème autour de DOGE : - prêts crypto - trading de perpetuals - marchés de prédiction - stablecoins - jeux et beaucoup plus ...
Le tout compatible avec Ethereum, avec DOGE utilisé pour payer les frais.
Évidemment ce n’est encore qu’un testnet. Le vrai défi sera maintenant d’attirer des développeurs, des utilisateurs et surtout de la liquidité.
Mais si ça prend, le DOGE pourrait progressivement passer du statut de memecoin historique à celui de véritable écosystème 🔥 https://x.com/TagadoBTC/status/2105691481751130379
## @RVanGrack (Ryan VanGrack) · 10-01 17:53 · ♥41 ↻5 💬12 The next era of the internet will be shaped by AI Agents.
To get there, they need more than access. They need a way to pay.
Cloudflare is now using Coinbase’s x402 Facilitator to verify and settle USDC payments on Base.
Stablecoins 🤝Agents. > 引用 @Cloudflare: Today, we’re making the Cloudflare Monetization Gateway available as part of a closed beta, and showcasing four customer use cases that are in production today. https://t.co/FeiXo5FBJL #BirthdayWeek https://x.com/RVanGrack/status/2105717863600324779
## @CTNewsApp (Pi News) · 10-01 17:02 · ♥55 ↻2 💬4 Remember when people said $Pi would never connect with the real financial world?
Remember when they said Pioneers were simply wasting their time?
We heard it all.
But we kept mining. We kept building. We kept waiting.
Now Pi Network has officially partnered with Open Standard, the company behind Open USD (OUSD).
And suddenly, the conversation is changing. 👀🔥
This is bigger than a headline.
It shows the Pi ecosystem is moving into conversations around payments, finance, stablecoins and real-world utility.
The people who left may come back when they finally understand.
But the people who stayed?
They already know why they stayed. 💜
The story isn't finished.
We're watching it unfold. 🚀
#PiNetwork #PiCoin #Pioneers #OUSD #OpenStandard https://x.com/CTNewsApp/status/2105704809622118877