Tracked investments across the household, excluding the 529 goal.
Every account.
One real allocation.
See your complete investment allocation, uncover potential tax drag across account types, and model the goals your portfolio needs to fund.
Not the largest holding—the costliest placement in this sample.
Hold the bond exposure in the 401(k) and the equity exposure in taxable. Future 401(k) withdrawals may be taxable.
Single · $200K–$400K income · Massachusetts. Illustrative estimate based on the assumptions shown in the app. Tax effects are simplified and may omit future taxes, plan restrictions, trading costs, and changes in yields or law.
$1.11MMedian
$1.95M
$90K annual after-tax spending · $3,500 monthly Social Security at 67
$15K today · $9K annual contributions · $25K per college year
Illustrative sample data and assumptions. Simulations illustrate possibilities, not forecasts or guarantees. Not investment, tax, or legal advice.
Redirect new contributions toward underweight bonds.
FXNAX location. Consider an allocation-neutral FXNAX/FXAIX swap after confirming plan availability and tax details.
Stocks are +16.1 percentage points over target and bonds −10.5 points under.
Your portfolio stays yours.
Quartermaster doesn’t connect to your financial accounts or upload your holdings. Your work stays in a private portfolio file that you save and reopen.
How saving works
- Unsaved work is shown clearly.
- You get a warning before leaving.
- The same file reopens on desktop or mobile.
No affiliate commissions · no products to sell · no custody or trading
Find your real allocation.
Introductory release—your feedback helps decide what Quartermaster improves next.