# stablecoins — X 热门讨论 (2026-09-23 21:33 UTC)
## @binance (Binance) · 09-23 21:00 · ♥83 ↻11 💬54 What if earning was as simple as holding?
Activate Hold to Earn for stablecoins (USDS, USDe, U) then simply hold them in your Binance Keyless Wallet.
No staking. No lock-up.
A hold new way to earn is here 👉 https://t.co/XUjwh9odIf https://t.co/zfgyEm3BWj https://x.com/binance/status/2102865593053675993
## @DylanTeil (Dylan) · 09-23 20:57 · ♥84 ↻11 💬19 everyone kept calling solana the memecoin casino
the solana:So11111111111111111111111111111111111111112 bull case is getting weirdly simple:
memecoins bring attention stablecoins bring money tokenized stocks bring wall street
same chain, three completely different users
send solana:So11111111111111111111111111111111111111112 higher 🚀 https://x.com/DylanTeil/status/2102865052823085073
## @CaptainZackZBCN (CaptainZackZBCN) · 09-23 18:53 · ♥65 ↻20 💬4 The future of payments keeps getting more connected.
Federal Reserve Financial Services is exploring a major new frontier for the FedNow Service cross border transaction support.
Why does this matter for the Zebec community? Because the direction of financial infrastructure is increasingly clear faster settlement, greater interoperability, and money moving with fewer borders.
That vision aligns closely with what @Zebec_HQ continues building across payroll, payments, stablecoins, cards, and real time financial infrastructure.
Traditional rails are evolving. Onchain rails are evolving.
The destination? A financial world where money moves at the speed of the internet. $ZBCN > 引用 @FRBservices: Federal Reserve Financial Services is on the verge of unlocking a new frontier within the FedNow® Service: cross‑border transaction support. This important milestone is designed to offer FedNow participants powerful new ways to serve internationally active customers: https://t.co/E2hHjqSfXk https://x.com/CaptainZackZBCN/status/2102833635334197608
## @Xfinancebull (X Finance Bull) · 09-23 18:01 · ♥58 ↻9 💬3 🚨 $HBAR IS STILL FLYING UNDER THE RADAR WHILE HEDERA QUIETLY BUILDS A BRIDGE BETWEEN ENTIRE PAYMENT SYSTEMS. 🚨
The line from Sushil Prabhu that stayed with me was simple:
“The world is ready with the rails.”
Countries already have instant domestic payment systems.
The United States has FedNow and The Clearing House RTP.
Other countries have their own real-time systems.
Money can move quickly inside one country.
The real headache begins when that money has to cross into another banking system, another currency, another merchant environment and another settlement network.
That problem gets messy fast.
-FX. -Compliance. -Stablecoins. -Merchant software. -Wallets. -Liquidity. -Reconciliation. -Different national rails.
This is the area Dropp and Hedera are attacking.
Dropp already connects with Truist through The Clearing House RTP.
It supports USD, USDC and HBAR.
It is also moving into retail through The Pinnacle Corporation, bringing Pay by Bank and Pay by Stablecoin into convenience-store and fuel-station infrastructure.
So the architecture starts looking less like a crypto app and more like a connector between existing financial systems.
The banking rails can stay.
The merchant systems can stay.
Stablecoins can handle digital dollars.
Hedera can coordinate the settlement underneath.
And HBAR remains required at the network level because Hedera fees are paid in HBAR even though businesses see predictable USD pricing.
That design matters.
A company can budget transaction costs in dollars without worrying about unpredictable fees, while HBAR still powers the network economically.
The global connection becomes even more interesting when you bring in Shinhan Bank, Standard Bank and SCB TechX.
Those stablecoin-remittance pilots already demonstrated Hedera settlement in seconds across different currencies.
One case showed around 3–5 seconds, compared with days through conventional rails.
Standard Bank’s demonstrated model came in around 2.5 seconds.
Now connect the regions mentally:
United States through Dropp, Truist, RTP and FedNow-related infrastructure.
Asia through Shinhan Bank and SCB TechX.
Africa through Standard Bank.
That is a much bigger payments picture than one country or one app.
Hedera also has USDC, USDT0 and FRNT on the network, while Stablecoin Studio gives banks infrastructure to create regulated digital money.
And x402 brings AI-agent payments into the same low-cost settlement environment.
Archax adds tokenized-security cash flows paid in USDC.
-Retail. -Banks. -Cross-border payments. -Stablecoins. -Capital markets. -Machines.
All of them can produce network transactions.
And every Hedera transaction touches HBAR economics.
That is why Sushil’s comment matters so much to me.
The domestic rails are already being built.
The giant opportunity may be connecting them. > 引用 @Xfinancebull: RedSwan Digital put Manhattan real estate on Hedera. Still bearish on $HBAR?
I keep coming back to what Gregg Bell of Hashgraph said because it makes tokenization ridiculously easy to understand.
A blockchain can create a token for a building.
Cool.
But that token means very little unless you can prove who owns the real building, divide that ownership legally, move it between approved investors and settle the money behind every transaction.
That is why Gregg broke the problem down into three things:
trust, asset and cash.
Now look at what RedSwan Digital already did.
They tokenized the Hotel on Rivington in Manhattan using Hedera.
This isn't a drawing of a future building or some test asset.
It is an actual commercial property sitting in New York City.
And RedSwan isn't experimenting with one random property either.
Hedera reports $5B+ of RedSwan tokenized real-estate assets, 13,000 investors and a goal of reaching $25B within 36 months.
That scale is exactly why I care.
Because Hotel on Rivington gives us something everyone can visualize.
Imagine owning a piece of a Manhattan hotel.
Instead of ownership living across disconnected paperwork and databases, the economic interest becomes digital.
Instead of one massive indivisible asset, ownership can become fractionalized.
Instead of simply recording who owns something, the asset can eventually move, distribute income and settle digitally.
But here's what makes Hedera's setup much deeper.
RedSwan helped develop Hedera Asset Tokenization Studio with Hashgraph and ioBuilders.
That infrastructure supports regulated securities throughout their lifecycle, including KYC/AML controls, dividends, voting, transfers and settlement.
Then Hedera has Stablecoin Studio for the money side.
And USDC already operates on Hedera.
Archax has even demonstrated tokenized securities distributing cash flows directly to investors through USDC on Hedera.
Now the picture becomes much clearer.
A property gets tokenized.
The investor is verified.
Digital cash pays for the asset.
Ownership changes.
Income gets distributed.
The asset can keep moving through its financial life.
And all of that activity happening on public Hedera uses network services whose fees are ultimately paid in HBAR.
That is the part people keep missing.
The investor doesn't need to become an HBAR trader.
They could simply want exposure to Manhattan property.
The application can handle HBAR underneath.
To me? that is much more powerful than depending on millions of people consciously buying a token just to use an app.
Even Ripple is independently building around the same basic model.
Its work in Colombia, Hong Kong and Dubai connects property ownership, tokenization and digital settlement, and Ripple now describes RLUSD as the regulated cash leg for tokenized assets.
Different network.
Same conclusion.
Real tokenization needs the asset, trusted ownership and digital money working together.
Hedera already has all three pieces developing around one another.
And RedSwan has already put a real Manhattan building through that machine.
One hotel is the proof.
What gets me bullish is imagining the same system handling hundreds of properties, billions more in assets, distributions, transfers, settlement and eventually financing.
That is where $HBAR becomes far more than another ticker to me.
It becomes the resource underneath a financial network where real-world ownership actually lives and moves. https://x.com/Xfinancebull/status/2102820542503928274
## @Shashwat_web3 (Shashwat Chauhan) · 09-23 16:09 · ♥42 ↻15 💬1 BlackRock just designed the agent wallet. Nobody designed the crash.
BlackRock dropped The Machine-Native Economy, and CT heard: “Agents will spend stablecoins.”
The happy path: set a $2,500 trip cap, delegate to agents, pay for fare data with x402, book through another agent.
Four hops. One intent. No specified transaction coordinator.
Here’s the catch: x402 has a payment-identifier extension. It can deduplicate a matching request, but it’s optional and TTL-bounded. After expiry, the same ID can be processed again.
That’s not a saga. It’s hop-level deduplication.
Now imagine the agent crashes after payment settles but before recording success. It resumes, retries, and may pay again.
Swap a tool call for a 402, and the side effect is USDC leaving your wallet.
Governance decay, with a balance attached.
x402 can help protect one hop. It can’t automatically unwind an earlier payment because a later step failed.
And when agents manage always-on treasuries, spending caps and mandates can’t live only in prompts.
What needs to ship: • Durable payment IDs and transaction state • Caps enforced in the signing path • Coordination and recovery across multi-hop workflows • Explicit timeout and compensation paths • No raw keys in shell environments
LLMs emit tokens. Your authorization system has to enforce intent.
Token price was the last distraction. Settlement speed is the next one.
Machine-native money without machine-native recovery is just a faster way to be wrong. cc @BlackRock @julian2kwan
Sources in reply: @BlackRock paper, original post, @x402 payment-identifier docs.
Don’t argue the paper from a screenshot. Argue the retry. > 引用 @BlackRock: Our latest research paper explores the growing connection between AI and digital assets and explains why broad AI adoption may drive new demand, utility and applications across the digital asset economy. https://t.co/z5T88Orble https://t.co/GMxQqTVmUN https://x.com/Shashwat_web3/status/2102792421994316183
## @heythereRich (SonOfaRichard) · 09-23 20:16 · ♥53 ↻6 💬5 If you’re frustrated that everything doesn’t look massive yet, zoom out — Pull up a stool for a second.
This still feels like standing on a huge piece of open land with the stadium plans in your hand. The blueprints are real. The money is showing up. The land has been bought.
But when you look around, all you see right now is dirt, space, and the beginning.
In early 2025, tokenized U.S. Treasuries were only about $5.42 billion. The broader on-chain RWA market was only around $10B–$18B.
Now fast forward to September 2026:
Tokenized U.S. Treasuries: $13.9 billion Total on-chain RWA market (excluding stablecoins): $46.3 billion
That’s not a little growth. That’s the market quietly pouring the foundation.
Nearly 400% macro expansion in that time.
So no — the stadium isn’t built yet. The lights aren’t on. The crowd isn’t roaring.
But the land is bought. The permits are moving. The equipment is arriving. And the build-out is very clearly underway.
Most people only show up when the scoreboard is already lit.
The opportunity is seeing the empty land… and understanding what’s being built there before everyone else does. https://x.com/heythereRich/status/2102854577057857742
## @hood10xyz (HOOD10 Index) · 09-23 15:23 · ♥41 ↻10 💬8 Pair anything. Build something different.
Memes, majors, stablecoins, tokenized assets and everything in between.
The HOOD10 Launchpad lets builders launch against any asset with an existing liquidity pool. > 引用 @hood10xyz: The first wave of HOOD10 updates is Live.
https://t.co/6a0zysWC4R
A redesigned Index and Launchpad. Revised fees. Anything Pairing.
Projects can now launch against any tokens with an existing LP, opening HOOD10 to entirely new combinations and possibilities.
Keep an eye on the Launchpad. You never know what might show up next. 👀
Next up: Builder Incentives. https://x.com/hood10xyz/status/2102780946898362874
## @Drummer_HC (Hernan Coronel) · 09-23 16:07 · ♥40 ↻8 💬1 #FedNow hasta ahora era una autopista rápida, pero dentro de Estados Unidos. Lo que está haciendo la Reserva Federal es preparar esa autopista para que pueda conectarse con pagos que cruzan fronteras.
Ojo: esto no significa que FedNow vaya a mover directamente dólares a cualquier país. FedNow resolvería el tramo estadounidense, pero todavía hace falta resolver el puente entre países, monedas y sistemas financieros. Y ahí está lo verdaderamente interesante.
Todos están adoptando #ISO20022 para hablar el mismo idioma, pero hablar el mismo idioma no significa tener resuelto cómo mover y convertir el valor.
La pregunta ahora es: quién va a proporcionar ese puente de liquidez y liquidación entre un sistema y otro. Y por eso seguimos mirando Ripple, Stellar, stablecoins, depósitos tokenizados y otras infraestructuras. > 引用 @FRBservices: Federal Reserve Financial Services is on the verge of unlocking a new frontier within the FedNow® Service: cross‑border transaction support. This important milestone is designed to offer FedNow participants powerful new ways to serve internationally active customers: https://t.co/E2hHjqSfXk https://x.com/Drummer_HC/status/2102791863400890791