# stablecoins — X 热门讨论 (2026-09-22 13:12 UTC)
## @binance (Binance) · 09-22 12:40 · ♥275 ↻35 💬74 Binance invests $100M in @circle. Partnership extended 5 years.
A trusted digital dollar for more people, in more places.
This is a major commitment to regulated stablecoins - and on the infrastructure the next decade of finance gets built on.
Read more → https://t.co/J7VybCQUv0 https://x.com/binance/status/2102377377582256361
## @KAVA_CHAIN (Kava) · 09-22 13:01 · ♥224 ↻22 💬18 Across much of Latin America, USDT isn't primarily a trading asset.
It's a dollar people can hold, send and receive without needing a US bank account.
That's what real stablecoin adoption looks like ↓
https://t.co/fUhm5QMo6I https://x.com/KAVA_CHAIN/status/2102382660152697079
## @ChadSteingraber (Chad Steingraber) · 09-22 12:46 · ♥62 ↻12 💬5 —DAY 67—
Europe is wanting to ditch part of the new MiCA law that requires money deposits to back Stablecoins. Instead, using a variety of highly liquid assets to back them. > 引用 @CoinDesk: JUST IN: The ECB and European central bank system recommend scrapping MiCA's 60% bank deposit requirement for stablecoin reserves, proposing liquid short-term assets as a safer alternative, per Reuters. https://t.co/3Q9olCiyzu https://x.com/ChadSteingraber/status/2102379037045686446
## @AIStockSavvy (Hardik Shah) · 09-22 12:01 · ♥51 ↻8 💬2 📢 𝗝𝗨𝗦𝗧 𝗜𝗡: SoFi and Mastercard Launch Stablecoin Settlement Across $25 Billion Card Program - $SOFI $MA
👉 𝗞𝗲𝘆 𝗛𝗶𝗴𝗵𝗹𝗶𝗴𝗵𝘁𝘀:
➤ 𝗦𝗼𝗙𝗶 and 𝗠𝗮𝘀𝘁𝗲𝗿𝗰𝗮𝗿𝗱 launch live stablecoin settlement using 𝗦𝗼𝗙𝗶𝗨𝗦𝗗.
➤ SoFi is migrating its entire $𝟮𝟱 𝗯𝗶𝗹𝗹𝗶𝗼𝗻 card program.
➤ Card transactions are already settling on the 𝗯𝗹𝗼𝗰𝗸𝗰𝗵𝗮𝗶𝗻.
➤ 𝗦𝗼𝗙𝗶𝗨𝗦𝗗 is issued by OCC-regulated 𝗦𝗼𝗙𝗶 𝗕𝗮𝗻𝗸, 𝗡.𝗔.
➤ SoFiUSD is fully redeemable 𝟭:𝟭 for U.S. dollars.
➤ Reserves supporting SoFiUSD consist primarily of 𝗰𝗮𝘀𝗵.
➤ Merchants can access settlement funds instantly without holding 𝘀𝘁𝗮𝗯𝗹𝗲𝗰𝗼𝗶𝗻𝘀.
➤ SoFi is discussing stablecoin settlement with 𝗹𝗮𝗿𝗴𝗲 𝗨.𝗦. 𝗺𝗲𝗿𝗰𝗵𝗮𝗻𝘁𝘀.
➤ Future opportunities include 𝗰𝗿𝗼𝘀𝘀-𝗯𝗼𝗿𝗱𝗲𝗿 𝗽𝗮𝘆𝗺𝗲𝗻𝘁𝘀 and remittances.
👉 𝗪𝗵𝘆 𝗧𝗵𝗶𝘀 𝗠𝗮𝘁𝘁𝗲𝗿𝘀:
➤ Moves bank-issued stablecoins from experimentation into 𝗹𝗶𝘃𝗲 𝗽𝗮𝘆𝗺𝗲𝗻𝘁 settlement.
➤ Potential $𝟮𝟱 𝗯𝗶𝗹𝗹𝗶𝗼𝗻 annualized volume gives deployment significant commercial scale.
➤ Could give merchants 𝗳𝗮𝘀𝘁𝗲𝗿, around-the-clock access to settlement funds.
➤ Connects traditional card infrastructure with 𝗯𝗹𝗼𝗰𝗸𝗰𝗵𝗮𝗶𝗻-𝗯𝗮𝘀𝗲𝗱 settlement rails.
👉 𝗘𝘅𝗽𝗲𝗿𝘁 𝗦𝘁𝗮𝘁𝗲𝗺𝗲𝗻𝘁𝘀:
𝗔𝗻𝘁𝗵𝗼𝗻𝘆 𝗡𝗼𝘁𝗼, CEO of SoFi:
“In six months, SoFi and Mastercard took stablecoin settlement from an idea to a live product that materially improves how money moves for businesses,” said Anthony Noto, CEO of SoFi. “Merchants do not need to hold stablecoins, build new infrastructure or change how they operate. Through SoFi’s Big Business Banking platform, any merchant can receive settlement funds instantly in a SoFi Bank account and withdraw to cash around the clock and at zero cost. That means businesses have faster access to their money via the speed of blockchain, with the safeguards of a bank.”
𝗦𝗵𝗲𝗿𝗿𝗶 𝗛𝗮𝘆𝗺𝗼𝗻𝗱, Global Head of Digital Commercialization, Mastercard:
"Stablecoins become meaningful when they solve real problems that businesses face every day," said Sherri Haymond, Global Head of Digital Commercialization, Mastercard. "With SoFi, we're moving beyond exploration to implementation, bringing regulated stablecoin settlement into a live production environment while preserving the trust, scale and safeguards expected from Mastercard. This is another step toward giving businesses more choice in how money moves." https://x.com/AIStockSavvy/status/2102367748462354807