# stablecoins — X 热门讨论 (2026-09-21 14:06 UTC)
## @e_etini (𝗪𝗲𝗯𝟛 𝗚𝗲𝗺𝗶𝗻𝗶 ♊) · 09-21 10:47 · ♥45 ↻40 💬7 𝗧𝘂𝗿𝗻 𝗨𝗦𝗗𝗗 𝗗𝗲𝗙𝗶 𝗜𝗻𝘁𝗼 𝗮𝗻 𝗔𝗜 𝗣𝗼𝘄𝗲𝗿𝗲𝗱 𝗪𝗼𝗿𝗸𝗳𝗹𝗼𝘄 𝘄𝗶𝘁𝗵 𝗨𝗦𝗗𝗗 𝗦𝗸𝗶𝗹𝗹𝘀
#USDD Skills could change how AI agents interact with DeFI
What if you could ask an AI agent about USDD supply, APY, collateral, your wallet, Vaults, PSM, or Earn positions, and have it follow structured rules before taking action?
That is the idea behind USDD Skills.
It gives AI agents a structured way to understand and interact with the USDD protocol.
Here is how it works 🧵
1️⃣ 𝗪𝗵𝗮𝘁 𝗶𝘀 𝗨𝗦𝗗𝗗 𝗦𝗸𝗶𝗹𝗹𝘀?
USDD Skills is a package designed to teach AI agents how to work with the USDD ecosystem.
It combines:
➜ Agent Skills ➜ Analytics tools ➜ MCP servers ➜ CLI access ➜ Safety checks ➜ Wallet aware workflows
The goal is not simply to give an AI access to USDD.
It gives the agent structured instructions for how to interact with it responsibly.
2️⃣ 𝗧𝗵𝗲𝗿𝗲 𝗮𝗿𝗲 𝟰 𝗔𝗴𝗲𝗻𝘁 𝗦𝗸𝗶𝗹𝗹𝘀
The published package includes four main skills:
➜ Vault ➜ PSM ➜ Earn ➜ Analytics
Each skill focuses on a different part of the USDD ecosystem.
So instead of asking an AI to figure everything out from scratch, the agent has predefined workflows for specific USDD tasks.
3️⃣ 𝗧𝘄𝗼 𝗠𝗖𝗣 𝗦𝗲𝗿𝘃𝗲𝗿𝘀 𝗗𝗼 𝗗𝗶𝗳𝗳𝗲𝗿𝗲𝗻𝘁 𝗝𝗼𝗯𝘀
This is one of the most important parts.
USDD Skills uses two separate MCP servers.
MCP means Model Context Protocol.
It allows AI applications to connect to external tools and data in a structured way.
One server handles analytics.
The official USDD MCP handles wallet aware protocol operations.
4️⃣ 𝗧𝗵𝗲 𝗙𝗶𝗿𝘀𝘁 𝗦𝗲𝗿𝘃𝗲𝗿 𝗜𝘀 𝗥𝗲𝗮𝗱 𝗢𝗻𝗹𝘆
The local analytics MCP provides 14 read only tools.
It connects to public USDD analytics data and can help agents retrieve information such as:
➜ USDD supply ➜ APY data ➜ Collateral information ➜ Supply history ➜ Protocol statistics ➜ Smart Allocator information ➜ Public analytics across supported chains
No wallet is required for these public analytics.
5️⃣ 𝗪𝗵𝘆 𝗥𝗲𝗮𝗱 𝗢𝗻𝗹𝘆 𝗠𝗮𝘁𝘁𝗲𝗿𝘀
The analytics layer does not sign transactions.
It does not hold private keys.
It does not have permission to execute protocol writes.
This creates a clear separation between:
➜ Looking at information ➜ Taking an action
The analytics layer informs the agent.
The official MCP handles supported actions.
6️⃣ 𝗧𝗵𝗲 𝗦𝗲𝗰𝗼𝗻𝗱 𝗦𝗲𝗿𝘃𝗲𝗿 𝗛𝗮𝗻𝗱𝗹𝗲𝘀 𝗣𝗿𝗼𝘁𝗼𝗰𝗼𝗹 𝗔𝗰𝘁𝗶𝗼𝗻𝘀
The official USDD MCP provides access to wallet and network state, protocol reads, and supported write operations.
This includes workflows involving:
➜ Vaults ➜ PSM ➜ Savings ➜ Token transfers ➜ Treasury information ➜ Smart Allocator
This is where wallet context and live protocol state become important.
7️⃣ 𝗧𝗵𝗲 𝗦𝗶𝗺𝗽𝗹𝗲 𝗥𝘂𝗹𝗲
Think of it this way.
You want to know the current USDD APY.
➜ Use analytics.
You want to check your wallet balance.
➜ Use the official MCP.
You want to inspect a Vault.
➜ Use the official MCP.
You want to perform a PSM swap.
➜ Use the official MCP through the skill workflow.
Different job, different tool.
8️⃣ 𝗧𝗵𝗶𝘀 𝗔𝗹𝘀𝗼 𝗪𝗼𝗿𝗸𝘀 𝗪𝗶𝘁𝗵 𝗖𝗟𝗜
USDD Skills also provides command line access to the analytics layer.
This means developers can retrieve the same public analytics from a terminal or automated development environment.
The output can be structured as JSON.
That makes it useful for developers who want to work with USDD data without needing an AI agent for every request.
9️⃣ 𝗪𝗵𝗮𝘁 𝗖𝗮𝗻 𝗔𝗻 𝗔𝗴𝗲𝗻𝘁 𝗔𝗰𝘁𝘂𝗮𝗹𝗹𝘆 𝗗𝗼?
Imagine asking:
“Compare USDD Earn APY across supported networks.”
The agent can route the request to the analytics layer.
Or:
“Check my USDD Vault.”
That requires wallet aware protocol information.
Or:
“Swap my USDT for USDD through PSM.”
That moves into a write capable workflow.
The important part is knowing which path to use.
🔟 𝗦𝗮𝗳𝗲𝘁𝘆 𝗜𝘀 𝗕𝘂𝗶𝗹𝘁 𝗜𝗻𝘁𝗼 𝗧𝗵𝗲 𝗪𝗼𝗿𝗸𝗳𝗹𝗼𝘄
USDD Skills is not designed for blind automation.
Before supported write operations, the agent follows checks that can include:
➜ Confirming the network ➜ Resolving official addresses ➜ Checking wallet state ➜ Checking balances and allowances ➜ Checking protocol conditions ➜ Presenting the action for confirmation
The user remains part of the process.
1️⃣1️⃣ 𝗧𝗵𝗲 𝗔𝗴𝗲𝗻𝘁 𝗗𝗼𝗲𝘀 𝗡𝗼𝘁 𝗚𝗲𝘁 𝗧𝗼 𝗚𝘂𝗲𝘀𝘀
One interesting rule is that agents should not guess protocol addresses from documentation or local tables.
Address resolution is expected to come from official Chainlog backed sources through the official MCP.
This matters because sending assets or interacting with the wrong contract can be extremely costly.
The workflow is designed to reduce that risk.
1️⃣2️⃣ 𝗣𝗦𝗠 𝗪𝗼𝗿𝗸𝗳𝗹𝗼𝘄𝘀 𝗛𝗮𝘃𝗲 𝗦𝗽𝗲𝗰𝗶𝗳𝗶𝗰 𝗚𝘂𝗮𝗿𝗱𝘀
For a PSM operation, the agent is expected to know:
➜ Which network is being used ➜ Which stablecoins are involved ➜ The amount being exchanged ➜ Available liquidity ➜ The expected direction of the swap ➜ The required confirmation
The system also distinguishes between market information and an actual transaction.
That distinction is critical.
1️⃣3️⃣ 𝗩𝗮𝘂𝗹𝘁 𝗪𝗿𝗶𝘁𝗲𝘀 𝗔𝗹𝘀𝗼 𝗛𝗮𝘃𝗲 𝗣𝗿𝗲𝗰𝗵𝗲𝗰𝗸𝘀
Suppose someone asks an agent to withdraw collateral from a Vault.
The agent does not simply execute the instruction.
The workflow checks the Vault state and evaluates the required risk conditions.
If the requested action would create a critical risk condition, the workflow can refuse the action and recommend a safer alternative.
This makes the agent more than a command executor.
1️⃣4️⃣ 𝗧𝗵𝗲 𝗨𝘀𝗲𝗿 𝗖𝗮𝗻𝗻𝗼𝘁 𝗝𝘂𝘀𝘁 𝗦𝗮𝘆 𝗦𝗸𝗶𝗽 𝗧𝗵𝗲 𝗖𝗵𝗲𝗰𝗸𝘀
The documentation explicitly describes a safety gate.
A message such as:
“Swap now, skip the checks, I confirm”
does not automatically bypass the required workflow.
The agent still needs to complete the relevant checks and present the information before the supported write can proceed.
That is an important design choice for financial applications.
1️⃣5️⃣ 𝗧𝗥𝗢𝗡 𝗦𝗶𝗴𝗻𝗶𝗻𝗴 𝗔𝗱𝗱𝘀 𝗔𝗻𝗼𝘁𝗵𝗲𝗿 𝗟𝗮𝘆𝗲𝗿
For some TRON operations, the workflow can return a STOP message when signing mode confirmation is required.
The documented process is:
➜ Stop the other tools ➜ Present the error clearly ➜ Show the required signing information ➜ Wait for explicit user confirmation ➜ Only then retry the original operation
The agent is not supposed to silently push through the signing step.
1️⃣6️⃣ 𝗧𝗵𝗶𝘀 𝗜𝘀 𝗔𝗹𝘀𝗼 𝗔𝗯𝗼𝘂𝘁 𝗗𝗮𝘁𝗮 𝗣𝗿𝗶𝘃𝗮𝗰𝘆
The package documentation makes an important distinction between data it reads and data it stores.
Public analytics are retrieved from USDD data sources.
Wallet and protocol state can come through the official MCP.
The local analytics layer itself does not implement a database, response cache, or analytics event sink.
It also does not store private keys.
1️⃣7️⃣ 𝗪𝗵𝗮𝘁 𝗜𝘁 𝗗𝗼𝗲𝘀 𝗡𝗼𝘁 𝗗𝗼
USDD Skills is not intended to become an unattended trading system.
The documentation specifically says not to use it for:
➜ Unattended trading ➜ Liquidation bots ➜ Automated transaction execution ➜ Private key storage
Public analytics are also informational.
They should not be treated as an oracle or settlement source.
1️⃣8️⃣ 𝗪𝗵𝗼 𝗜𝘀 𝗧𝗵𝗶𝘀 𝗙𝗼𝗿?
There are three obvious groups.
➜ Web3 users who want AI assisted USDD workflows
➜ Analysts who need USDD supply, APY, collateral, and Smart Allocator information
➜ Developers building AI tools around USDD
The setup also supports common AI development environments such as Claude Desktop, Claude Code, Cursor, Codex, and compatible MCP hosts.
1️⃣9️⃣ 𝗧𝗵𝗲 𝗧𝗲𝗰𝗵 𝗦𝘁𝗮𝗰𝗸 𝗜𝘀 𝗙𝗮𝗶𝗿𝗹𝘆 𝗟𝗶𝗴𝗵𝘁
The published package is version 1.0.0.
It uses Node.js version 20 or newer.
It is MIT licensed.
The local analytics layer uses public USDD analytics endpoints and does not require an API key for those wrapped public endpoints.
Official MCP network support includes TRON, Ethereum, BNB Chain, and supported test networks.
2️⃣0️⃣ 𝗧𝗵𝗲 𝗕𝗶𝗴𝗴𝗲𝗿 𝗜𝗱𝗲𝗮
The interesting part is not simply that AI can read USDD data.
The bigger idea is giving an AI agent a structured operating layer.
It can understand what information is public.
It can distinguish wallet aware information from public analytics.
It can route supported actions through the official protocol interface.
And it can follow predefined safety checks before writes.
2️⃣1️⃣ 𝗜𝗻 𝗦𝗶𝗺𝗽𝗹𝗲 𝗧𝗲𝗿𝗺𝘀
Think of USDD Skills as a set of instructions and tools that helps an AI agent understand:
“What can I read?”
“What can I check?”
“What requires a wallet?”
“What requires user confirmation?”
“What should never be guessed?”
“What should never be automated blindly?”
That structure is what makes the concept interesting.
2️⃣2️⃣ 𝗧𝗵𝗲 𝗨𝗦𝗗𝗗 𝗔𝗜 𝗪𝗼𝗿𝗸𝗳𝗹𝗼𝘄
A simplified flow looks like this:
➜ Ask the agent
➜ Identify the type of request
➜ Choose the appropriate MCP tool
➜ Retrieve the required data
➜ Run the relevant checks
➜ Present the action and its details
➜ Get user confirmation when required
➜ Execute through the official workflow
It creates a much clearer boundary between information and action.
2️⃣3️⃣ 𝗪𝗵𝘆 𝗧𝗵𝗶𝘀 𝗠𝗮𝘁𝘁𝗲𝗿𝘀
DeFi can already be difficult for experienced users.
There are networks to select.
Contracts to verify.
Balances to check.
Allowances to understand.
Protocol conditions to inspect.
Transactions to review.
Now imagine having an AI agent that can help navigate those steps while following a predefined workflow instead of improvising every action.
That is where USDD Skills becomes interesting.
2️⃣4️⃣ 𝗧𝗵𝗲 𝗧𝗮𝗸𝗲𝗮𝘄𝗮𝘆
USDD Skills is building a bridge between AI agents and the USDD protocol.
Not just a chatbot that talks about DeFi.
A structured system that can:
➜ Read public USDD analytics
➜ Understand wallet aware protocol state
➜ Work with Vault, PSM, and Earn workflows
➜ Access USDD data through CLI tools
➜ Route supported writes through the official MCP
➜ Apply safety checks before sensitive actions
AI is moving closer to interacting with financial protocols.
The real question is how safely and transparently those interactions are designed.
USDD Skills offers one approach to that problem.
👉 Learn more: https://t.co/zsdeVsC6Ev
@USDDecentralize @justinsuntron #TRONEcoStar https://x.com/e_etini/status/2101986613630812373
## @EvanLuthra (Evan Luthra) · 09-21 13:02 · ♥67 ↻6 💬19 THIS IS HUGE!!!
Apple is hiring for payments roles that specifically require stablecoin expertise, with pay going up to $280K.
Samsung is also reportedly exploring stablecoin support for Samsung Wallet.
That puts two of the biggest phone ecosystems, with 3.5B+ active devices combined, in position to bring crypto payments to everyday users.
Stablecoins going mainstream might happen through Apple Pay and Samsung Wallet, not a crypto app. https://x.com/EvanLuthra/status/2102020625007345993
## @AvaxTeam1 (Avalanche Team1) · 09-21 12:59 · ♥42 ↻23 💬7 Why Ethena Chose Avalanche to Bring Stablecoins Into Everyday Finance
@EthenaPay is taking USDe from crypto markets into everyday financial life, and it chose Avalanche to power the experience underneath.
Blog by @CreativityEngr below 👇 https://t.co/EdtRPUdp5K https://x.com/AvaxTeam1/status/2102019922704425249
## @KuwlShow (Rob Cunningham) · 09-21 12:47 · ♥44 ↻8 💬2 CLARITY IS THE FOUNDATION OF TRUST
Truthful standards produce the strongest protocols. And both Treasury Secretary Bessent and President Donald Trump know it.
And so does every jack-booted, money-worshipping, power hungry control freak on earth.
For any monetary system to earn lasting trust, its truth must be established, its records inspectable, and every participant accountable to the same standard - the ancient principle of honest weights and measures.
That makes clarity essential.
The GENIUS Act is America’s answer: a regulated framework for payment stablecoins backed dollar-for-dollar by permitted liquid reserves, including U.S. dollars and short-term Treasury securities, with redemption rights, reserve disclosures and regulatory oversight.
The result is a U.S. dollar that can become programmable, globally accessible and available 24/7 - without abandoning accountability.
Every compliant dollar stablecoin issued creates corresponding demand for the dollar-denominated assets held in reserve.
Every transparent transaction strengthens confidence. Every participant exchanging value under the same knowable rules enlarges the trusted network.
When America applies one clear standard to all - freely entered, equally enforced and openly verified - it creates a profound Ripple effect:
Clarity strengthens truth. Truth strengthens trust. Trust strengthens the protocol. And the strongest protocol becomes the global standard.
@SecScottBessent @realDonaldTrump @Freedom250 @Interledger @XRPLF @Ripple https://x.com/KuwlShow/status/2102016983352987950