# stablecoins — X 热门讨论 (2026-09-28 16:55 UTC)
## @emiliemc (Emilie Choi 🛡️) · 09-28 15:28 · ♥98 ↻14 💬8 Institutions want stablecoins.
One of the world's largest banks is helping us deliver them. Welcome, @Citi. > 引用 @coinbase: We're bringing stablecoins into the banking system with @Citi.
That means instant stablecoin acceptance for institutions - all on bank-grade, regulated infrastructure.
The next step for stablecoins becoming everyday money. https://t.co/9ftQ50yl5y https://x.com/emiliemc/status/2104594145696526386
## @base (Base) · 09-28 16:43 · ♥87 ↻10 💬25 Institutions are adopting stablecoins on Base > 引用 @coinbase: We're bringing stablecoins into the banking system with @Citi.
That means instant stablecoin acceptance for institutions - all on bank-grade, regulated infrastructure.
The next step for stablecoins becoming everyday money. https://t.co/9ftQ50yl5y https://x.com/base/status/2104613053694439649
## @DanielFenelus2 (Daπiel.F) · 09-28 16:39 · ♥86 ↻8 💬1 There will be no room for volatile cryptocurrencies, nor for shitcoins in the new financial system. Only stablecoins will survive. $Pi > 引用 @emiliemc: Institutions want stablecoins.
One of the world's largest banks is helping us deliver them. Welcome, @Citi. https://x.com/DanielFenelus2/status/2104611853766705271
## @mellysweb3 (Melody) · 09-28 13:12 · ♥40 ↻17 💬28 The more I look at fintech products, the more I realise I’ve been looking at them too narrowly.
I used to stop at the interface.
Can I send money?
Can I receive it?
Can I withdraw?
But lately, I’ve been more interested in the question behind the button.
What actually makes that transaction possible?
Because once you start pulling that thread, you end up somewhere really interesting:
Stablecoins, payment rails, cross-border infrastructure and crypto all sitting in the same conversation.
And this is where @Daya_HQ caught my attention.
@Daya_HQ isn’t interesting to me simply because it lets you buy or move crypto.
It’s the fact that it’s building across several layers of the financial experience.
@DayaCoins
@DayaBorders
@Daya_HQ
@DayaStocks
The API
You’re looking at crypto access, cross-border payments, business payments and financial infrastructure all built around the same underlying idea:
make money move between systems more easily.
And I think that’s where the fintech conversation gets interesting.
Because we’re moving past the question of:
“Is this a fintech product or a crypto product?”
The more interesting question is:
“What financial system is this product connecting you to?”
That’s the question I’m paying more attention to now.
Because sometimes the most important part of a financial product isn’t what you see on the screen.
It’s the rails you never see. https://x.com/mellysweb3/status/2104559943265198200
## @LayahHeilpern (Layah Heilpern) · 09-28 15:50 · ♥60 ↻2 💬21 Tether has frozen nearly $550 million in USDT linked to Iran's Central Bank for evading sanctions.
Every week more banks and more governments are adopting stablecoins.
I wouldn't celebrate this as "mass adoption" of crypto...
I'd call it the subtle role out of a CBDC. https://x.com/LayahHeilpern/status/2104599548580503637
## @SeniorDeFi (Senior 🛡🦇🔊) · 09-28 16:32 · ♥65 ↻0 💬18 $83M of stolen $XRP moved while everyone could watch it happen. Nobody could freeze it.
That’s probably the most interesting part of the Bitget hack to me.
Around 103M XRP (~$160M) was stolen and split across five wallets.
Roughly 54M XRP has already left the original addresses, while ~$75M remains.
The movements are completely visible. But unlike USDT or USDC, native XRP has no issuer-controlled blacklist that Ripple can use to freeze those coins.
The contrast is pretty clear: Circle and Tether froze around $320K in stablecoins tied to the same breach. With XRP, intervention mostly depends on the funds eventually reaching a centralized venue.
Personally, it’s a good reminder that traceable doesn’t mean stoppable.
When funds are stolen, is visibility enough? https://x.com/SeniorDeFi/status/2104610273462222879
## @yeasinweb3 (Yeasin web3) · 09-28 15:24 · ♥41 ↻1 💬37 GN/gINJ fam.
onchain finance can’t reach its full potential if every transaction has to be fully exposed.
that’s why Injective CypherOS caught my attention.
the idea is simple but important: bringing native privacy to Injective through shielded transactions with the goal of supporting users and institutions across financial markets.
for financial activity, privacy isn’t just about hiding information.
it can also mean protecting trading strategies, transaction details and sensitive institutional activity while keeping the benefits of onchain infrastructure.
this fits the direction Injective has already been building toward: a finance-focused network covering trading, RWAs, stablecoins, payments and institutional infrastructure.
what interests me most is the combination of:
→ onchain finance → native privacy → institutional use cases
if CypherOS delivers on this vision, privacy could become part of the financial infrastructure itself rather than something added on later.
public markets need transparency.
financial participants also need privacy.
finding the balance between the two is where things get interesting.
CypherOS coming to $INJ. @injective > 引用 @injective: Native onchain privacy is fast approaching on Injective. Shielded transactions and true onchain privacy for every user and institution across every financial market.
Injective CypherOS. Coming soon to $INJ https://x.com/yeasinweb3/status/2104592985501601792
## @CryptoWendyO (Wendy O) · 09-28 16:00 · ♥45 ↻6 💬21 Crypto things you might have missed:
- $BTC drops below $83K -Bitget reopens crypto withdrawals -Chainlink launches CCIP 2.0 -@coinbase partners with Citi on stablecoins -Apollo: AI agents could trigger bank run -US stocks fall as oil prices rise -Gold and silver extend losses https://x.com/CryptoWendyO/status/2104602038458077375
## @mobymedia (Moby Media) · 09-28 16:45 · ♥61 ↻1 💬10 Stablecoins are entering the AI economy.
@verona_dev has launched verUSD, a stablecoin designed specifically for AI agents to make autonomous, onchain payments.
As AI agents become more capable, giving them native financial infrastructure could unlock an entirely new digital economy. https://x.com/mobymedia/status/2104613552929862123
## @Dipdas2001 (Dip) · 09-28 14:57 · ♥44 ↻0 💬24 Mad about @base? I regret to inform you
Base is just getting started
$6.2B DeFi TVL $16.2B ecosystem TVL 10M+ daily transactions $800M+ daily DEX volume $1B+ tokenized stock DEX volume ~90% of x402 micropayments settle here 30+ local currency stablecoins onchain
Join us or stay mad in 2027 https://x.com/Dipdas2001/status/2104586298409512985
## @0xZephh (Zeph) · 09-28 14:59 · ♥51 ↻4 💬4 Stablecoins usually launch first and beg for adoption later. verUSD did it the other way around, and that's what got me.
@verona_dev has been settling payments in USDC for four years across the projects building on it.
Those teams just swap over, so verUSD starts with real usage on day one. $60M+ in signed revenue already lined up, plus $100M+ in commitments from Animoca, Figment, Sfermion and others.
Live on Ethereum, Solana, Polygon, Avalanche, Optimism, Arbitrum and Celo from the start, backed 1:1 by USD reserves.
Verona might end up as one of the biggest stablecoin issuers without ever trying to be one. Pretty bullish if you ask me 🔥 > 引用 @verona_dev: Introducing verUSD.
The first stablecoin for AI agents, with more than $100,000,000 in institutional launch commitments from @AnimocaVentures, @FigmentCapital, @Sfermion_, @PentosVentures, @ark_stream, and others. https://t.co/vhaKlXojXv https://x.com/0xZephh/status/2104586850451259862
## @OfonKvng (U-kay Samiel ✌️✌️) · 09-28 15:27 · ♥57 ↻2 💬0 My phone shouldn’t need a trading map 😂
Stocks on one app. $BTC on another. Forex somewhere else. Then a wallet just to move the crypto around.
I get why it ended up this way.
Traditional brokers were built around traditional markets, while crypto exchanges grew around 24/7 digital assets.
But my portfolio doesn’t care about those boundaries.
If I’m watching BTC, an index, gold, oil or a stock at the same time, I’d rather have the option to move between markets without rebuilding my whole workflow every time.
That’s where @BingXOfficial fits into how I trade. The crypto side still feels native, stablecoins, on-chain transfers, crypto markets while traditional assets sit alongside it.
I’m not looking for a broker that happens to offer Bitcoin.
I want fewer doors to walk through when the market gives me something worth looking at. https://x.com/OfonKvng/status/2104593747774206056
## @CoinbaseDev (Coinbase Developer Platform🛡️) · 09-28 15:20 · ♥40 ↻6 💬3 We're strengthening our partnership with @Citi in two major ways.
1) Businesses can automatically convert fiat into stablecoins with Coinbase Virtual Accounts powered by Citi.
2) Citi's institutional clients can now accept stablecoin payments through Spring by Citi, powered by Coinbase infrastructure.
A direct path between traditional finance and digital assets. No need to build either stack from scratch. > 引用 @coinbase: We're bringing stablecoins into the banking system with @Citi.
That means instant stablecoin acceptance for institutions - all on bank-grade, regulated infrastructure.
The next step for stablecoins becoming everyday money. https://t.co/9ftQ50yl5y https://x.com/CoinbaseDev/status/2104591996686143780