# stablecoins — X 热门讨论 (2026-09-15 23:41 UTC)
## @brian_armstrong (Brian Armstrong) · 09-15 23:17 · ♥981 ↻140 💬123 The CLARITY Act didn't advance in the Senate today, which was a disappointment. While it's possible bi-partisan conversations continue and it lives to fight another day, we can't wait on Congress anymore.
The SEC and CFTC have the tools they need to create clear rules under existing authority, and I expect will begin working on this in earnest.
So clarity is coming to crypto regardless.
And of course GENIUS is already the law of the land for stablecoins, which is even more permissive on rewards. There were some concessions we made on CLARITY that were tough to swallow, so perhaps it's for the best.
Crypto can't be uninvented. With clarity emerging through the regulators, we'll continue updating the financial system. https://x.com/brian_armstrong/status/2100001040062128191
## @rleshner (Robert Leshner) · 09-15 22:38 · ♥99 ↻9 💬11 The Clarity Act failing today makes everybody a loser, all because partisan jockeying beat out common sense:
The lines between tokens and securities are no more clear.
Entrepreneurs will still prefer to build and raise capital offshore.
Investors will receive no more information, or protections.
Developers have no additional safeguards for decentralized systems.
Banks are stuck with stablecoins able to pay rewards (yield).
There are zero ethical guardrails for government employees and crypto.
The list goes on.
But mostly I just feel for the countless folks in the industry and across the House and Senate (of both parties) that worked on this for so long, and the light of American leadership dimming just a tad.
Onwards https://x.com/rleshner/status/2099991146944503941
## @vincent_fusca (Vincent Fusca) · 09-15 22:56 · ♥79 ↻12 💬7 Clarity did not stall on complexity. It stalled on yield. Stablecoins that pay the holder threaten middlemen. They will delay the whole market to keep people from the same field they already play on. https://x.com/vincent_fusca/status/2099995802206687719
## @laderechadiario (La Derecha Diario) · 09-15 20:31 · ♥42 ↻10 💬1 🚨🇺🇸 | REVÉS PARA LA INDUSTRIA CRIPTO EN ESTADOS UNIDOS: El Senado no alcanzó los 60 votos necesarios para avanzar con la Ley CLARITY, que cayó 49-50. El proyecto buscaba terminar con años de incertidumbre regulatoria estableciendo por ley cómo se repartiría el control del mercado cripto entre la SEC y la CFTC.
La propuesta no entregaba todo el sector a una sola agencia: la CFTC tendría mayor autoridad sobre commodities digitales y mercados de activos descentralizados, mientras la SEC conservaría el control sobre tokens que funcionen como valores y contratos de inversión. Las negociaciones terminaron trabándose, entre otros puntos, por las reglas de ética para funcionarios y las stablecoins.
El mercado reaccionó inmediatamente: Bitcoin cayó cerca de un 4% hasta rondar los USD 75.900, mientras Circle (CRCL), la empresa emisora de USDC, perdió aproximadamente un 9%. https://x.com/laderechadiario/status/2099959277012111768
## @BMNRBullz (BMNR Bullz | Markets & Crypto) · 09-15 19:11 · ♥45 ↻6 💬5 THE BANKING LOBBY MAY HAVE JUST SCORED AN INCREDIBLE OWN GOAL.
For months, banks have been lobbying Congress to stop crypto platforms from paying rewards on stablecoins.
They wanted CLARITY to close the gap left by the GENIUS Act.
They fought the compromise because they thought it still gave crypto platforms too much room.
Now CLARITY has failed to advance.
And guess what?
The GENIUS Act is still the law.
It bans stablecoin issuers from paying yield, but it does not explicitly ban exchanges and other third parties from offering stablecoin rewards.
So after all that lobbying, the very gap the banks wanted Congress to close is still sitting there.
Congratulations, I guess https://x.com/BMNRBullz/status/2099939072966017126
## @KevWysocki (Kevin Wysocki) · 09-15 19:50 · ♥42 ↻7 💬5 In theory what Sen. Tillis did preserves the right for the Senate to reconsider the cloture for the motion to proceed on CLARITY. Whether or not another vote actually materializes is a different story, but it is exactly what happened with GENIUS. I would like to think that though the cloture failed, a lot of Senators that voted "no" were close to a "yes," if given a little more time to work on some finer points in the bill. Maybe that is wishful thinking, but the Sunday draft from the GOP made up a lot of ground between the two parties. Of course rulemaking/ guidance--without legislation-- is a viable option, too. The OCC did it successfully with custody and stablecoins issuance. I believe the SEC and CFTC can do the same. > 引用 @Eleanor_Mueller: NEW: The Senate fails to advance its crypto bill 49-50.
All voting Democrats plus four Republicans (Collins, Hawley and Moran plus Tillis, who changed his vote from "yes" in order to enter a motion to reconsider) voted "no."
Coons did not vote. https://x.com/KevWysocki/status/2099948944562295230
## @Elemzir (LM) · 09-15 20:50 · ♥44 ↻6 💬4 Over the weekend, @gabe_schenk posted a weekly community recap on Discord that finally shed light on what the $KTA team has been working on.
For weeks, everyone has been waiting on edge for the official stablecoin launch.
In the update, @gabe_schenk explained that the team is deep in testing, systematically resolving edge cases and complex transaction flows to make sure the network is completely reliable before going live.
Right after explaining the stablecoin testing, @gabe_schenk revealed another major development: The team is working in parallel to bring the HopNow anchor live.
Putting those two updates together tells you a lot about how Keeta seems to be approaching this rollout.
A native stablecoin cannot simply launch in a vacuum without an institutional ramp to back it up.
If you issue digital fiat on a high performance ledger, you need a specialized gateway that allows institutions to move capital in and out of traditional bank accounts.
That is precisely why I believe the HopNow anchor is being prepared in tandem with the stablecoin engine.
HopNow specializes in corporate treasury management, wholesale foreign exchange, and cross border settlements.
Their public footprint shows a direct presence inside Circle's official partner network, which focuses heavily on institutional USDC rails.
I want to be completely clear here: I do not have any inside access, and I do not know if Circle is officially involved.
This is purely what I think after connecting the public breadcrumbs, and how the architectural puzzle pieces appear to fit together.
If Ty and the team want Keeta to handle massive enterprise settlement, pairing native multi currency stablecoins with a verified gateway like HopNow is the logical route.
In my view, this is also why the rollout is taking time: The pending Clarity Act and federal regulatory scrutiny.
Washington is making it clear that payment stablecoins will face strict bank grade reserve standards and oversight.
Launching an unverified token bridge without established institutional rails could invite immediate regulatory pushback.
By taking the time to test every remaining edge case and securing compliant anchors like HopNow, Keeta protects the network before the first dollar moves.
So where does all of this leave us?
This is not financial advice, and I do not speak for the team.
I am just an independent sleuth connecting the public dots that others might miss.
When you build an engine for multi billion dollar enterprise settlements, you do not cut corners for short term hype.
You test every single edge case, you align with regulated institutional corridors, and you build something built to last.
I'll let you decide what that means for Keeta's future. 🤔
I hope at least some of this makes sense to you guys. I appreciate all of you.
And to Ty and the team, you are always welcome to correct me.
I'm ready. Are you?
⸻⸻⸻⸻⸻⸻⸻ Follow me: @Elemzir 👈 ⸻⸻⸻⸻⸻⸻⸻ $KTA @KeetaNetwork #Keeta #Fintech #Crypto https://x.com/Elemzir/status/2099964063757595062
## @cryptodylnews (Crypto Dyl News) · 09-15 19:21 · ♥41 ↻1 💬0 @WhaleInsider He is a liar and a fraud. Stablecoins pay better yield than banks https://x.com/cryptodylnews/status/2099941819513495761