# stablecoins — X 热门讨论 (2026-09-29 21:50 UTC)
## @3orovik (borovik) · 09-29 20:51 · ♥59 ↻6 💬16 ETH probably rallies to $10,000 by end of 2027
The runway is set:
- Stocks are going on-chain - US dollar stablecoins adopted by gov - Real world assets are going on-chain - Massive companies launching L2s - AI agents will transact in Crypto
Best time to be bullish on ETH!! https://x.com/3orovik/status/2105037694904762506
## @xrpToday1 (XrpToday) · 09-29 19:11 · ♥55 ↻6 💬8 🚨 ESTO SÍ DEBERÍA PREOCUPAR A RIPPLE
Citigroup se ha aliado con Coinbase para que sus clientes institucionales puedan aceptar pagos con stablecoins.
Coinbase aportará la infraestructura blockchain y Citi liquidará los fondos.
¿Por qué importa para XRP?
Porque confirma que los grandes bancos quieren pagos digitales 24/7… pero también que Ripple no compite solo contra SWIFT: compite contra Coinbase y las soluciones propias de cada banco.
La oportunidad es enorme. La carrera también.
¿Ripple lleva ventaja o los bancos crearán sus propias alternativas? 👇
#XRP #Ripple https://x.com/xrpToday1/status/2105012542409994240
## @DigiByteCoin (DigiByte) · 09-29 17:42 · ♥41 ↻12 💬0 Most stablecoins live on account-based chains like Ethereum, either controlled by a company or run through smart contracts. Decentralized stablecoins in particular rely on complex contracts, and complex code is where exploits happen.
$DGB is a UTXO chain, the same model Bitcoin uses. DigiDollar enforces its collateral rules at the transaction level using UTXO scripting, built into the protocol itself. No separate virtual machine, no bridge, no contract layer on top.
No contract layer means no smart contract exploits, the kind that have drained billions from DeFi. https://x.com/DigiByteCoin/status/2104990187441016857
## @CorySwan (Cory Klippsten 🦢 Swan.com) · 09-29 17:18 · ♥41 ↻7 💬8 The AI Agent Bitcoin Thesis Is Backwards https://x.com/CorySwan/status/2104984191221821589
## @Xfinancebull (X Finance Bull) · 09-29 21:01 · ♥45 ↻4 💬9 Who still thinks $XRP vs SWIFT? Think again.
SWIFT just showed where global payments are actually going:
-24/7 settlement. -Tokenized money. -Blockchain. -Interoperability. -Programmable finance.
That sounds very familiar if you’ve been studying $XRP.
SWIFT’s new blockchain ledger already has 17 major banks moving tokenized value across six continents in currencies including USD, EUR, GBP, HKD and SGD. And SWIFT itself says the system is “interoperable by design.”
That word matters. Because the future won’t have one digital dollar, one tokenized deposit or one blockchain.
You could have:
Citi USD tokens. HSBC GBP tokens. MUFG JPY tokens. RLUSD. Tokenized Treasuries. Money-market funds. Stocks. Bonds.
Once thousands of digital assets exist, liquidity gets fragmented fast.
Five currencies already create 10 possible pairs. 100 assets create 4,950 pairs.
That is exactly where XRP’s bridge-liquidity design becomes interesting.
Instead of every asset needing deep liquidity against every other asset:
Asset A → XRP → Asset B
XRPL already has auto-bridging built around this idea.
And Ripple’s institutional roadmap now includes regulated FX, stablecoins, tokenized assets, Permissioned DEX infrastructure and XRP as an auto-bridge asset.
So I’m not looking at SWIFT’s blockchain move as competition.
I’m looking at thousands of banks being pulled deeper into the digital-value world XRP was built for.
The more money gets tokenized, the more everything needs to connect.
And $XRP was built to move between those pools of value. > 引用 @Xfinancebull: Bessent is talking about a 5% economy.
I’m thinking about the financial rails that could move all that money.
ripple:native stellar:native hedera-hashgraph:native
Treasury Secretary Scott Bessent keeps talking about an economy moving into an “acceleration phase.”
The Atlanta Fed’s latest GDPNow estimate is sitting at 5.0% annualized growth for Q3 2026.
-Factories. -Construction. -Capital spending. -Data centers. -Manufacturing.
More investment means more money has to move somewhere.
Companies need financing.
They need working capital. They pay suppliers overseas. They manage cash. They post collateral. They issue securities. They move dollars across borders.
And at the same time, the U.S. government is actively building rules around stablecoins, tokenized assets, public blockchains and faster cross-border payments.
That combination is exactly why I keep studying ripple:native, stellar:native and hedera-hashgraph:native.
Nobody in Washington needs to stand behind a podium and name these three coins.
Look at what their networks are already built to do. ripple:native
Ripple has RLUSD, Ripple Payments, custody, tokenization and XRPL.
RLUSD is a digital dollar backed by reserves that can include short-term U.S. Treasuries, government money-market funds and Treasury-backed repos. Then XRP sits inside XRPL as the native asset used for fees, reserves, settlement and liquidity functions.
stellar:native
DTCC plans to connect its Tokenization Service directly to the Stellar public blockchain in the first half of 2027.
We’re talking about traditional securities moving onto Stellar with faster settlement, extended trading hours and greater collateral mobility.
And every Stellar transaction still uses XLM for network fees.
hedera-hashgraph:native
Wyoming’s FRNT stable token is already live on Hedera.
Then you have Lloyds, Aberdeen and Archax using tokenized money-market funds and UK gilts on Hedera as collateral in FX transactions.
Real assets. Real institutions. Real financial activity moving onchain.
Bessent has also said the roughly $300B stablecoin market could grow tenfold by the end of the decade.
That would put the industry around $3 trillion under that scenario.
Where do those digital dollars move? Where do the tokenized Treasuries move? Where does the collateral settle?
Those are the questions I care about.
I believe ripple:native, stellar:native and hedera-hashgraph:native have a serious chance to capture pieces of that financial shift.
The physical economy is expanding. The financial system around it is going digital.
And I’ve been positioning around the infrastructure before the rest of the market fully wakes up. https://x.com/Xfinancebull/status/2105040167690252517