# DeFi — X 热门讨论 (2026-09-13 18:45 UTC)
## @Abba_bakaji_ (𝔸฿฿𝔸𝕂₳ℝ ☠︎☾︎☽︎) · 09-13 17:08 · ♥70 ↻4 💬75 Good Night 🌙
gRvh Fam 🦅
Flock Credit is becoming one of the more interesting pieces of Ravenhood’s growing DeFi ecosystem
The latest numbers show that users are already putting locked assets to work:
→ $59.7K veUP collateral → $21.7K $USDG credit outstanding → 36.44% LTV → 82.48% lender APR → 111.51% projected APR next epoch → 23 active collateral positions
The important part isn’t just the numbers.
Flock Credit gives holders a way to access liquidity against their veNFT positions without simply giving up their underlying exposure.
That creates a more capital-efficient model for locked assets and adds another layer of utility around the Ravenhood ecosystem.
As more collateral positions, markets and users come in, this could become an important part of the Flock’s DeFi infrastructure.
Ravenhood is building utility, not just a token narrative.
@RVHProtocol $RVH #ravenhood https://x.com/Abba_bakaji_/status/2099183549827924096
## @Sherlockwhale (Sherlock | DeFi Researcher) · 09-13 14:43 · ♥75 ↻11 💬13 2013-15 bottom: 406 days after the top, down 84.5%
2017-18 bottom: 364 days after the top, down 83.8%
2021-22 bottom: 366 days after the top, down 76.7%
Current $58.5K low: only 267 days after the top, down 53.1%
If $58.5K was the final bottom, this cycle bottomed 97 days faster and 23.6% points shallower than even the mildest previous full cycle bear market.
Today is day 342 after the October 2025 top. Based on the three completed cycles, the historical bottom window will be open from October 5 to November 16, 2026 and does not begin for another 22 days. https://x.com/Sherlockwhale/status/2099147057999056924
## @TrashTalk_fr (TrashTalk) · 09-13 18:06 · ♥73 ↻3 💬0 J’aime bien le début de match des Bleues en attaque.
La balle circule pas trop mal, les duels plutôt bien ciblés.
Maintenant, c’est le défi physique en défense qui va faire la différence.
Breanna Stewart est là pour distribuer les tartes au poste. https://x.com/TrashTalk_fr/status/2099198114166882464