# stablecoins — X 热门讨论 (2026-10-09 15:07 UTC)
## @wefi_official (WeFi) · 10-09 14:52 · ♥180 ↻106 💬27 The centerpiece of the WeFi's Onchain Financial Infrastructure: Onchain Banking Account. 🏦⚡️
The Onchain Banking Account isn't like any other banking experience.
It is what the entire Deobanking Model is built around, engineered to hold, move, and spend value across fiat and onchain rails from one place.
Right now, your money lives in pieces: ↳ Income lands in a bank account. ↳ Stablecoins sit in a separate wallet. ↳ A card handless everyday spending. ↳ Another app bridges fiat and crypto.
Each tool solves one part. None of them work as one system.
In our latest article, we explain how WeFi’s Onchain Banking Account closes this gap.
Here's how it works 👇
🔹 Dual-Rail Connectivity: Bank transfers and cards on one side, crypto networks and stablecoins on the other.
🔹 Unified Balance: Fiat value and onchain liquidity managed from one place.
🔹 Local & Global Variants: Built for domestic compliance, and for cross-border settlement.
One account. Two financial rails. One connected experience.
Read the full article: ➡️ https://t.co/GxyQKkxXGw https://x.com/wefi_official/status/2108571431554392332
## @Toobbss (Tobi) · 10-09 13:26 · ♥44 ↻8 💬35 Transparency is not the same as trust.
Privacy chains force finance teams to move, here @primus_labs brings privacy to existing liquidity on BNB Chain.
ZKredit proves credit without exposing data. Confidential Vault hides amounts while keeping the same yield.
Confidential payroll encrypts salaries and issues verifiable receipts. Low gas, fast confirmation, and deep stablecoins are practical reasons for durable adoption. https://x.com/Toobbss/status/2108549787658203317
## @BTQ_Tech (BTQ Technologies) · 10-09 11:41 · ♥51 ↻8 💬1 BTQ to bring post-quantum security to @moonpay Korea's full-stack on-chain infrastructure for Korean won stablecoins, from issuance to last-mile delivery, connected to MoonPay's global payments network https://t.co/2sH75rzNtI $BTQ https://t.co/vviwEWMR8Q https://x.com/BTQ_Tech/status/2108523124711157937
## @News_crypto (Crypto News) · 10-09 11:02 · ♥52 ↻3 💬3 NEW: EU orders MiCA-licensed firms to stop dealing with non-compliant stablecoins, including #USDT, by January 8, 2027. https://t.co/QvGgzNSWVm https://x.com/News_crypto/status/2108513434090279206
## @_RichardTeng (Richard Teng) · 10-09 14:21 · ♥42 ↻4 💬10 Finance shouldn’t feel fragmented.
Users want one seamless experience across digital assets, stablecoins, fiat, tokenized securities and yield products - all in one trusted place.
📍 Digital Asset Summit > 引用 @blockworksDAS: The Race to Build Finance's Everything Exchange with @_RichardTeng & Hui Yi HO
DAS Asia 2026 Mainstage https://t.co/pNwTQccNbs https://x.com/_RichardTeng/status/2108563474406355178
## @RealAllinCrypto (ALLINCRYPTO) · 10-09 14:00 · ♥43 ↻5 💬5 🚨NEW: EU crypto firms have reportedly been ordered to remove Tether's $USDT by the 8th of January!
The reason is due to Europe's MiCA rules which require stablecoin issuers to meet strict standards on regulation, reserves and transparency.
This could be HUGE for other compliant stablecoins as the worlds's biggest is out the game in Europe! https://x.com/RealAllinCrypto/status/2108558219907850716
## @heythereRich (SonOfaRichard) · 10-09 13:15 · ♥40 ↻3 💬7 ☕ Pour your coffee. Add the creamer. Hell, if it’s a 3-day weekend — splash in some Baileys.
Because this APAC story deserves your FULL attention.
Tether built the biggest tollbooth in Asia.
Ripple and SBI spent a DECADE building the highways, connecting banks, securing regulatory access and positioning institutional capital.
$USDT: 98% → 91% of tracked APAC stablecoin payments.
Now watch the pieces converge. 👀
🇯🇵 JAPAN: $RLUSD enters as the FIRST Type 4 Electronic Payment Instrument. SBI controls a powerful distribution network.
SBI + Franklin Templeton are also developing investment products, including a proposed Bitcoin/XRP ETF and a gold + crypto ETF fund.
🇰🇷 SOUTH KOREA: An absolute POWERHOUSE of $XRP liquidity.
Evernorth’s own SEC-filed commentary estimates South Korea accounts for 33% of GLOBAL XRP trading volume.
And now? A Korean investment trust commits another $30 MILLION to Evernorth through convertible notes, with NH Investment & Securities as trustee.
The funding is tied to Evernorth’s business-combination closing. Wires over within hours of close.
Coincidence? Follow the capital.
🇸🇬 SINGAPORE: Regulated payment infrastructure.
DBS + Franklin Templeton + Ripple are developing institutional trading and lending solutions involving $RLUSD, tokenized money-market funds and collateralized credit.
And remember MAY 6.
Mastercard. JPMorgan Kinexys. Ondo. Ripple.
A tokenized U.S. Treasury redemption processed on the XRP Ledger in UNDER 5 SECONDS, with the dollar payout routed to Ripple’s bank account in SINGAPORE.
A completed pilot.
Singapore is becoming a proving ground for 24/7 institutional settlement.
🏦 EVERNORTH: SBI’s $200M commitment. Ripple’s investment. Institutional XRP liquidity, lending and capital markets.
And Evernorth explicitly identifies ASIA as their immediate strategic priority, with Japan and South Korea central to that opportunity.
Now here’s where it gets interesting 👇
Evernorth didn’t identify Japan and South Korea by accident.
SBI didn’t commit $200 MILLION by accident.
South Korean capital didn’t show up with another $30 MILLION in financing by accident.
And Ripple, DBS and Franklin Templeton aren’t exploring tokenized collateral in Singapore because they ran out of things to do.
THREE COUNTRIES. THREE DIFFERENT PIECES OF THE SAME FINANCIAL PUZZLE.
🇯🇵 Japan brings regulated distribution.
🇰🇷 South Korea brings XRP liquidity and capital.
🇸🇬 Singapore brings the institutional settlement infrastructure.
Sitting at the intersection?
RIPPLE. SBI. RLUSD. XRP. EVERNORTH.
Tether still dominates APAC stablecoin payments.
But here’s the question nobody seems to be asking:
What happens when the next trillion dollars doesn’t come from crypto traders?
What happens when it comes from banks, tokenized Treasuries, collateral markets and institutional settlement?
You don’t win that business simply by having the most stablecoins in circulation.
You win it by being connected to the institutions moving the money.
TETHER HAS THE MARKET SHARE.
RIPPLE AND SBI ARE POSITIONING FOR THE MARKET THAT HASN’T ARRIVED YET.
And it’s monumentally larger.
And Evernorth?
FOLLOW THE $230 MILLION. 👀
Next week.
$XRP $RLUSD $XRPN https://x.com/heythereRich/status/2108546990032208324