# DeFi — X 热门讨论 (2026-09-25 07:26 UTC)
## @miiportable_btc (MIIPORTABLE_BTC) · 09-25 04:58 · ♥79 ↻1 💬98 𝗦𝘁𝗮𝗿𝗸𝗻𝗲𝘁'𝘀 𝗽𝗼𝘀𝗶𝘁𝗶𝗼𝗻 𝗶𝗻 𝗕𝗧𝗖𝗙𝗶
Bitcoin is the largest asset in crypto, and for most of its history it has also been the least useful onchain. Billions in value, sitting mostly idle, because Bitcoin itself was never built for complex smart contracts, and every attempt to make BTC productive elsewhere usually meant wrapping it, trusting a custodian, or giving up visibility into your own funds.
BTCFi exists to fix that. But BTCFi is not one thing. It is a race between different approaches to the same question: how do you let Bitcoin do more without asking holders to give up security, custody, or control.
𝗧𝗵𝗶𝘀 𝗶𝘀 𝘄𝗵𝗲𝗿𝗲 𝗦𝘁𝗮𝗿𝗸𝗻𝗲𝘁 𝗶𝘀 𝗽𝗼𝘀𝗶𝘁𝗶𝗼𝗻𝗶𝗻𝗴 𝗶𝘁𝘀𝗲𝗹𝗳 𝗱𝗶𝗳𝗳𝗲𝗿𝗲𝗻𝘁𝗹𝘆 𝗳𝗿𝗼𝗺 𝗺𝗼𝘀𝘁 𝗼𝗳 𝘁𝗵𝗲 𝗳𝗶𝗲𝗹𝗱.
Starknet is not trying to be another chain that simply lists wrapped BTC. It is building toward becoming an execution layer for both Ethereum and Bitcoin, using STARK proofs to scale computation while inheriting the security of the base layers it settles to. That matters for BTCFi specifically, because it means BTC activity on Starknet is not just bridged and forgotten. It is verified.
strkBTC is the clearest expression of that approach so far. It brings BTC onto Starknet directly from your own wallet, through Garden Finance, without asking you to hand custody to a middleman. From there, strkBTC becomes an asset you can actually use:
➜ Earn on your BTC across Starknet DeFi ➜ Lend and borrow against it ➜ Trade it across the ecosystem ➜ Shield your balance and activity in one click, from Xverse or Ready X
That last point is what separates Starknet's approach from most of BTCFi today. Most BTC products give you yield or utility, but they leave every position fully public. Starknet is building both productivity and control over visibility into the same asset, rather than treating them as separate problems.
There is also a broader signal worth paying attention to. Starknet has stated its intention to become Bitcoin's execution layer, unifying scaling work across both Bitcoin and Ethereum rather than treating them as separate ecosystems competing for attention.
Research efforts like ColliderVM, aimed at bringing more expressive smart contract logic to Bitcoin script, and tools like Broly, which lets you inscribe on Bitcoin directly from a Starknet wallet, point in the same direction. This is not a single product. It is infrastructure being built for BTC to do more, across more surfaces, over time.
None of this means BTCFi is solved, and it does not mean every approach in this space will succeed. But it does mean the question BTCFi is trying to answer, how to make Bitcoin productive without making it exposed or custodial, is exactly the question strkBTC and Starknet are building around.
For a decade, Bitcoin has mostly waited. BTCFi is the beginning of that changing, and Starknet wants to be part of how that happens.
➜ strkBTC: https://t.co/d78SHs4Rq0 ➜ DeFi carries risk, so always do your own research.
@Starknet ll @KaitoStudio_ ll @KaitoAI https://x.com/miiportable_btc/status/2103348406642979144
## @X_Four_iv (FOUR | Crypto Spaces) · 09-25 04:40 · ♥80 ↻0 💬93 Let's deal with the questions people actually have, instead of skipping past them.
If I bridge my BTC, does someone else end up holding it?
No. You bridge from your own wallet into @Starknet , and you stay in custody of your BTC as it moves. At no point in that flow does a third party take possession of it the way a centralized exchange would.
Is shielding a way to hide from taxes or reporting?
No, and it's worth being precise here — it isn't. Shielding means your balance and routes aren't publicly linked by default. It has nothing to do with, and does nothing to remove, any tax or reporting obligations you already have. Anyone framing it that way is describing it wrong.
Does using strkBTC mean I'm anonymous?
No. Privacy here means reduced public exposure and more control over what's visible — not anonymity, and not no one can see anything. Those are different claims, and only the first one is accurate.
What actually happens if a bridge or a protocol has a problem?
This is the honest one. Bridges and smart contracts carry real risk — that's true of any bridge, on any chain, for any asset, not unique to this one. It's why understanding what you're using matters more than trusting a name.
Do I need to use every app in the ecosystem?
No — pick the one that solves an actual problem for your BTC. Staking, borrowing, trading, liquidity — they're separate tools, not a bundle you're required to touch all at once.
Most of the hesitation around Bitcoin DeFi comes from unclear answers to exactly these questions. Once they're answered plainly, the actual decision gets a lot easier to make.
Using strkBTC or any DeFi protocol carries risk, including smart contract, bridge, liquidity, and market risk, with potential loss of funds. Returns are never guaranteed, and none of this is financial advice — do your own research.
#Bitcoin #Starknet #BTCFi #DeFi #strkBTC https://x.com/X_Four_iv/status/2103343739519574423
## @BlaqOnyemauche (DeFi Gateway 🥷) · 09-25 03:07 · ♥91 ↻1 💬32 The more AI agents move across different blockchains, the harder it becomes to ignore one simple question: who can you actually trust on the other side?
Being able to act on its own is only part of what makes an agent useful.
If agents are going to move between networks, interact with people and other agents, and handle transactions, there also needs to be a way to know who is behind them.
That is where @Concordium comes in.
With the Verified by Concordium badge, an AI agent can keep operating on networks like Ethereum or Solana while still being linked to a verified human or business.
So the agent does not have to move to another chain just to prove who stands behind it.
That verified link can remain available wherever the agent operates, without exposing the personal information behind the verification.
For users and businesses, that adds something important to cross-chain interactions: a way to verify that there is a real person or business behind the agent they are dealing with.
As more AI agents begin working across different networks, having that kind of verifiable identity attached to them could become very important.
#Concordium https://x.com/BlaqOnyemauche/status/2103320509773426819
## @2xnmore (2xnmore) · 09-25 06:00 · ♥73 ↻12 💬7 BlackRock just designed three portfolios you can hold as a single token onchain.
Most people will read that headline wrong.
BlackRock is not running your money here. It designed the strategies, and Ondo builds and runs them.
That distinction is the whole story, so here it is in plain language.
Ondo just launched Intelligent Portfolios.
Think of it as the difference between ingredients and a finished meal.
Until now, Ondo gave you ingredients: tokenized US stocks and ETFs, one at a time. You still had to decide what to hold, in what mix, and when to rebalance.
An Intelligent Portfolio hands you the finished meal. One token holds an entire professionally designed portfolio, and the rebalancing happens automatically.
It works in three layers.
Strategy, Engine, Token.
Strategy: a manager designs the mix. The first three strategies come from BlackRock, built specifically for Ondo.
Engine: Ondo encodes the allocation, the rebalancing schedule and the fees into smart contracts, with real tokenized stocks and ETFs underneath.
Token: you mint or redeem one token to move in or out, and there is nothing else to manage.
The first lineup:
BLKHIon High Income, a global income strategy
BLKDIGon Diversified Growth
BLKGRWon High Growth
So why not just buy an ETF?
An ETF trades only during market hours, is limited by where you live, and only shows what it holds in periodic disclosures.
These tokens trade around the clock outside restricted jurisdictions, every rebalance is visible onchain, and the token itself can be used across DeFi.
That last part is genuinely new. A whole diversified portfolio can now back a loan or a perps position.
Now the fine print.
"Powered by BlackRock" means the strategy came from BlackRock. It is not a BlackRock fund, and BlackRock is not the one executing it.
The announcement does not list the fees.
Access excludes restricted jurisdictions, so check where you stand before you get excited.
If you hold ethereum:0xfaba6f8e4a5e8ab82f62fe7c39859fa577269be3, the question from Private Client still applies. The portfolios have fee logic built in, but nothing in the launch says how any of that value reaches the token.
Ondo just built a private client desk for its whales, and now it has built a portfolio product for everyone else.
That is the shift from access to allocation. Ondo is no longer just putting assets onchain. It is starting to manage how people invest them.
Ondo is quietly becoming an asset manager, and the only thing still missing is proof that ethereum:0xfaba6f8e4a5e8ab82f62fe7c39859fa577269be3 gets paid like one. https://x.com/2xnmore/status/2103363875462582776
## @pitown89 (Pi Town) · 09-25 02:22 · ♥81 ↻10 💬2 💥🚨 THE TECHNICAL, STRATEGIC, AND OPERATIONAL ARCHITECTURE BEHIND PI CORE TEAM’S PROTOCOL 28 UPGRADE
1. Network Infrastructure & Processing Capacity
* Built for higher real-world transaction throughput: Optimizing transaction-data latency suggests the network is being prepared to handle greater operational load as user activity and dApp adoption expand. Lower latency can help reduce transaction bottlenecks and improve confirmation speed when P2P transfers or merchant payments scale up.
* Stronger blockchain reliability: Reducing data latency can allow Nodes to converge on network state more efficiently, supporting faster and more reliable consensus. In turn, this can help reduce the risk of issues such as duplicate transactions, inconsistent state, or unintended network forks.
2. Developers & the dApp Ecosystem
* Batch smart-contract upgrades: The ability to upgrade multiple smart contracts in a coordinated batch is particularly relevant for more sophisticated applications such as DeFi protocols, marketplaces, and Web3 games. Complex dApps often rely on multiple interconnected contracts, so synchronized upgrades can reduce compatibility risks and prevent one contract from breaking dependencies across the application stack.
* Safer state and data migration: More robust mechanisms for modifying and migrating stored state give developers greater flexibility when scaling their applications. The goal is to evolve a dApp without compromising critical user data such as account states, balances, or transaction history. This creates a more practical foundation for development teams building products intended to operate on Pi over the long term.
3. Pi Node Operations & Mainnet Rollout
* Node quality control and network standardization: Setting firm upgrade deadlines October 13 for Testnet and October 16 for Mainnet creates a clear synchronization window for Node operators. Nodes that fail to upgrade in time may lose connectivity or become ineligible for rewards. Operationally, this can help the network phase out outdated, inactive, or poorly maintained infrastructure.
* A three-day production-readiness buffer: The three-day gap between the Testnet and Mainnet deadlines is particularly notable. Updating Testnet first gives the Core Team a controlled window to observe how the upgraded Node infrastructure performs across the network before deploying the same changes to Mainnet.
This type of staged rollout can reduce deployment risk and provide additional time to identify unexpected compatibility or performance issues before they reach the production network.
Protocol 28 therefore looks less like a single feature upgrade and more like an infrastructure-level preparation phase.
The underlying direction is clear: higher network throughput, more coordinated smart-contract operations, safer state migration, and tighter Node synchronization.
If these components perform as intended, the upgrade could provide a stronger technical foundation for Pi to move from a network dominated by user onboarding toward one capable of supporting more complex applications and higher volumes of real economic activity. https://x.com/pitown89/status/2103309069851467997