# DeFi — X 热门讨论 (2026-09-19 05:10 UTC)
## @brian_armstrong (Brian Armstrong) · 09-19 04:42 · ♥387 ↻35 💬92 Here we go again! The WSJ is working on a story blaming Coinbase and me personally for the CLARITY Act not passing.
The Journal has repeatedly been hostile to CLARITY in its reporting, regurgitating bank lobby talking points, while I’ve spent years pushing for crypto legislation, but that’s not stopping them from trying to reverse the blame.
The boring TLDR: in January I opposed a draft of the bill going into a committee vote, because it needed a lot of work on DeFi, tokenization, CFTC authority, and stablecoin rewards. At the time, the bill had major issues that would have harmed crypto. Support was fractured, and it wasn’t passable. We worked with a number of parties who improved the bill and made it passable. All four of the items I called out were fixed in the draft that then went through the committee about four months later. I'm proud to have done it, and would do it again, because it helped create a better bill. One step of many along the way.
The final draft of CLARITY that went to the Senate was great, and I strongly supported it. I'll continue showing up for our customers and pushing for clear rules that treat crypto fairly, even if those who feel threatened by crypto try to plant false stories. It's a shame that the WSJ takes direction from bank lobbyists instead of reporting the truth, but luckily, people are smart enough to see through it these days, and it backfires on them every time. https://x.com/brian_armstrong/status/2101169966271938691
## @kaleido_finance (Kaleido🥬) · 09-18 20:15 · ♥85 ↻42 💬11 Kaleido x BitgetWallet 🤝
Agentic DeFi on Arc, now one tap away in @BitgetWallet
→ Connect Bitget Wallet on Kaleido → Or open Kaleido straight from Bitget Wallet's dApp browser
Trade & bridge, let Luca , our AI agent does everything for you. Live on Arc. 🟢 https://t.co/s6r7boiT0k https://x.com/kaleido_finance/status/2101042491864629430
## @superpobe (POBE 🎀) · 09-19 01:37 · ♥83 ↻2 💬89 Web3 has plenty of attention
What it still lacks is a good way to measure who actually deserves it
That is where @NucleusCodes gets interesting
Its rankings combine verified onchain activity with social footprint instead of treating follower count as the whole picture
And the scope is getting broader:
Users Communities NFTs DeFi AI RWA Gaming Memecoins
Rankings are updated every 12 hours, so the data is not meant to be a static reputation badge
The bigger opportunity here is obvious
If Web3 keeps moving toward reputation based distribution, someone will need to turn scattered activity into a signal people can actually use
Nucleus is building around that idea The market will decide how valuable that signal becomes. https://x.com/superpobe/status/2101123573914177781
## @arbitrum (Arbitrum) · 09-19 03:01 · ♥115 ↻9 💬30 This week on Arbitrum:
The programmable economy continues to grow in magnitudes across tokenization, perps, privacy and founder support
> Tokenized funds on Arbitrum One just reached a new high of $800M+ in market cap (majority of growth is being driven by @Spiko_finance, @USDai_Official, @FTDA_US, @WisdomTreeFunds and many more)
> @itsbrendanma from the Arbitrum Foundation went live on @FINTECHTVglobal at the NYSE to talk about the latest on Arbitrum's growth
> Registrations for Founder House Singapore are now open (great opportunity for founders to launch their products onchain with the right support and $300K in prizes and grants)
> Robinhood Chain reached 750M transactions and $60B in cumulative DEX volume
> Tokenized stocks by @BitgetWallet are now live on Arbitrum (rTokens like $rAAPL, $rSPCX, and more now have onchain liquidity for DeFi composability, and 1700 more available via RFQ)
> @variational_io reaches $339B in total volume traded and becomes the top 3 perps for trading TradFi onchain with $1.5B in 24hr volume
> @0xfairblock brought more programmable privacy to Arbitrum One. Users can now send and receive encrypted stablecoin payments with Stabletrust Pay
> @BleapApp enabled euro payments for folks in Brazil on their payments app
> @deadstock_app launched it's public beta. Users can rip packs and trade premium collectibles on Arbitrum (full launch is coming soon)
> @gains_trade drops their multi-level referral program https://x.com/arbitrum/status/2101144595962683515
## @ChemistDeFi (Chemist 🧪) · 09-18 19:46 · ♥70 ↻7 💬66 DeFi lending is growing while fewer wallets are showing up.
Aave’s August numbers are a pretty good example:
• TVL: $27.4B, +13.7% MoM • Active loans: $11.7B, +12.9% • Fees: $33.9M, +15.2% • Monthly active users: 68.9K, -3.8%
That’s the fourth straight month of declining users, while capital, borrowing and fees are all moving higher. Aave also now holds 47.8% of the tracked onchain lending loan book.
And V4 makes the pattern even clearer.
Average V4 TVL grew 53.4% MoM, while active loans grew 62.9%. Aave Labs separately reported V4 deposits passing $800M by month-end.
To me, this is a more interesting DeFi signal than another TVL ATH.
Growth doesn’t necessarily need millions of new wallets anymore.
It can come from fewer, larger and more capital-efficient balance sheets doing more onchain.
That looks a lot more like financial infrastructure than the old “farm → dump → move to the next protocol” version of DeFi. https://x.com/ChemistDeFi/status/2101035050703729110
## @BoehmeMargarete (Margarete DeFi) · 09-19 02:10 · ♥74 ↻0 💬72 A multi-chain agent economy only works if each chain has a clear reason to exist for @termix_ai, AACP targets Base, BNB Chain and Ethereum with different roles across deployment and settlement
Base is positioned as the primary chain with low proof costs and native USDC BNB Chain adds low gas and a broad DeFi environment, while Ethereum is aimed at higher value settlement
What interests me is that every target chain supports the BN254 pairing needed for Groth16 proof verification which chain would you choose first for running real agent jobs? https://x.com/BoehmeMargarete/status/2101131663057231995
## @RAILGUN_Project (RAILGUN - Private Ethereum DeFi) · 09-18 22:12 · ♥77 ↻13 💬3 RAILGUN already privatizes the stables you hold. DAI, USDC, USDT, any ERC-20.
What @protocol_fx built on top is private issuance: ETH goes in shielded, fxUSD comes out shielded. No public mint.
A dollar that is yours the way cash is yours. > 引用 @protocol_fx: Wall Street is buying privacy from a brokerage account.
The market is finally admitting what cypherpunks have said for 30 years: money that everyone can watch is money that can be used against you.
But there is a question nobody in this trade is asking.
Where is the private dollar?
Because you don't live in ZEC. You live in DOLLARS. You save in dollars, you pay in dollars, you measure your life in dollars. And every dollar onchain today is the opposite of private. Every balance is a public record, sitting under an issuer who can freeze it with one transaction.
We built digital cash, then handed it a surveillance camera and a kill switch.
fxUSD is the answer to that question.
It's the first stablecoin that can be minted privately on Ethereum. Through @RAILGUN_Project and @anondotinc, your ETH goes in shielded and your dollars come out shielded. No visible minter. No public position. No issuer who can freeze it. Hold it, send it, put it to work in DeFi, and never step back into the open.
A dollar that is yours the way cash is yours.
And it lives on the one chain that has actually been through the fire. A nation state sanctioned privacy code on Ethereum. Developers were arrested. Everyone said privacy on Ethereum was finished. The sanctions were thrown out. The code never stopped running. Not for a single block.
That's what a real privacy test looks like. Not a price chart. A government trying to switch it off, and failing.
Ethereum passed it. fxUSD is built on top of it.
You don't have to sell your ETH. You don't have to leave Ethereum. You don't have to choose between privacy and a dollar you can actually use.
The market just figured out that privacy matters. The private dollar is already here. https://x.com/RAILGUN_Project/status/2101071872804704397