# DeFi — X 热门讨论 (2026-09-28 22:55 UTC)
## @XPRNetwork (XPR Network) · 09-28 21:59 · ♥89 ↻34 💬0 XPR Network: 0.5s blocks, zero gas, @ names, passkeys, native permissions, private balances, @MetalXApp DeFi, on-chain games and NFTs.
https://t.co/eRru0BwXpP https://t.co/Bo7ghMHHAn https://x.com/XPRNetwork/status/2104692591476494456
## @Xfinancebull (X Finance Bull) · 09-28 21:01 · ♥109 ↻23 💬2 BOOOOM! $XRP SPOT ETFs ARE STARTING TO BECOME A SERIOUS SOURCE OF XRP DEMAND🚨
Look at the last 15 weeks. 14 were green. Only one week showed net outflows.
And across those 15 weeks, roughly $345.87M flowed into XRP ETFs.
The pace has picked up too.
Nearly $269M came in during just the most recent six weeks shown.
Then the latest week delivered another: +$75.59M
Bitwise alone brought in around $58.99M. Franklin Templeton added another $16.60M.
Now here’s the part every $XRP holder needs to understand.
These spot ETFs actually hold XRP. When ETF assets grow, more underlying XRP is held inside institutional custody to back that exposure.
And we’re already at:
$1.79B cumulative net inflows $1.77B in net assets $338.95M traded in the latest week
Yet XRP ETFs currently represent only around 1.80% of XRP’s market cap.
Bitcoin ETFs are around 6.43%.
Run the same penetration on XRP using the numbers in this data and you get roughly $6.32B in XRP ETF assets.
That would be about $4.55B more than today.
And XRP doesn’t need Bitcoin-sized ETF inflows to make a serious difference because XRP’s market cap is much smaller.
Then look at who is already around this market.
Goldman Sachs. Jane Street. Millennium Management.
Add the infrastructure being built around the ETFs:
Bitwise. Franklin Templeton. Grayscale. Canary. 21Shares.
Custody through names like Coinbase, BitGo and Anchorage.
Liquidity through Cumberland, FalconX, Virtu, Wintermute and Flowdesk.
CME futures sitting beside the spot market.
Options and structured XRP products appearing on top.
This is getting deep fast.
And remember:
ETFs are only one source of demand. XRP also has payments, RLUSD, tokenization, institutional DeFi, lending, treasury companies and cross-chain XRP growing around it.
14 green weeks out of 15. $1.79B already in. And ETF penetration is still only 1.80%.
$XRP hasn’t had an ETF market like this in any previous cycle.
HIGHER > 引用 @Xfinancebull: YOU READY FOR THIS? $XRP Seoul is coming, and just look at who is walking onto that stage.
October 3 in Seoul is shaping up to be way bigger than a normal crypto conference.
You’ve got Monica Long, Markus Infanger, Ayo Akinyele, Christina Chan, Tatsuya Kohrogi and Jinnie Lee from Ripple.
Then add Asheesh Birla from Evernorth, Min Lin from Ondo Finance, Hugo Philion from Flare, Rox Park from Doppler, Nicholas Motz from Soil, Chandler Fang from t54, plus executives from Kbank, JB Bank, Woori Bank, Kakao Bank, Kyobo Securities, Siam Commercial Bank and SC Ventures.
That lineup already tells you what kind of event this is.
This is about the financial infrastructure around $XRP getting deeper.
Monica Long can speak directly to Ripple’s 2026 push across stablecoins, tokenization, custody and institutional adoption.
Markus Infanger brings the XRPL institutional DeFi side.
Ayo Akinyele is tied directly to the technical roadmap, including quantum readiness.
Christina Chan, Tatsuya Kohrogi and Jinnie Lee bring ecosystem growth and APAC institutional expansion. Then the banks start showing up.
Kbank already adopted Ripple’s institutional wallet infrastructure through Ripple Custody.
JB Bank is already using Ripple Payments for cross-border business remittances.
Siam Commercial Bank has been connected to Ripple payments for years.
Then you still have Woori Bank, Kakao Bank and Kyobo Securities on the same conference lineup.
This is where Seoul gets really interesting to me.
You are putting banks that already use parts of Ripple infrastructure in the same room with the people building the next layers.
Now add tokenization.
Min Lin from Ondo Finance is coming while OUSG is already live on XRPL, with RLUSD connected to minting and redemption.
That means the conversation around tokenized assets is already tied to something real.
Then comes Asheesh Birla and Evernorth.
Evernorth’s model revolves around holding XRP and actively deploying it into liquidity and XRPFi instead of leaving it idle.
Now put Rox Park from Doppler and Nicholas Motz from Soil beside that.
Suddenly the XRP story starts expanding from simply holding or transferring XRP into:
-treasury management -lending -yield -liquidity -credit -collateral
Then Hugo Philion brings Flare and FXRP. Fig from Squid brings cross-chain liquidity. Chandler Fang from t54 brings AI-agent payments using XRP and RLUSD.
So one conference is touching: -banks -treasuries -tokenized securities -stablecoins -DeFi -yield -cross-chain liquidity -AI payments
And the official agenda even includes:
“Announcement of a new xrp entity.” That one line alone has me watching October 3 closely.
The bigger picture I see is simple:
$XRP is moving from one major use case into an entire capital-market stack.
Payments were the beginning.
Now add banking, custody, tokenization, treasury, lending, liquidity, collateral, RLUSD and AI payments. Look at the speakers again.
These aren’t random names talking about what XRP could become someday.
A lot of them already control pieces of the infrastructure being built around it.
And now they’re all meeting in Seoul.
HUGE!!! https://x.com/Xfinancebull/status/2104677779937931368
## @DarkoMatrix (Darko) · 09-28 20:15 · ♥78 ↻3 💬65 bitcoin is easy to hold
using it onchain is a different story
on @Starknet, strkBTC gives BTC holders a way to bring their Bitcoin into DeFi while keeping their Bitcoin exposure
once it’s on Starknet, there are different ways to use it
➥ stake through @endurfi ➥ trade through @avnu_fi ➥ use crypto lending and borrowing on @vesuxyz ➥ provide liquidity through @EkuboProtocol
the idea is simple
bring your BTC onchain, keep your exposure and give it more utility across DeFi
that’s the practical side of BTCFi
Bitcoin doesn’t have to just sit there you can actually put it to use onchain
DeFi still comes with smart contract, bridge, liquidity and market risks and returns aren’t guaranteed
so always dyor before using any products https://x.com/DarkoMatrix/status/2104666228208091553
## @Defi_Warhol (DeFi Warhol) · 09-28 19:43 · ♥73 ↻10 💬17 Anyone else having issues with cards running on @raincards?
@KASTxyz @lava_xyz @itstuyo etc seem to not be working at the moment. https://x.com/Defi_Warhol/status/2104658319323673029
## @TounsDawla (Tunisian’s 🔆) · 09-28 19:53 · ♥71 ↻5 💬3 🇹🇳👍 La Tunisie veut éviter un nouvel été sous tension électrique !
Après les difficultés et délestages enregistrés durant l’été 2026, l’Ordre des ingénieurs tunisiens a élaboré une feuille de route énergétique pour préparer dès maintenant l’été 2027.
Parmi les priorités avancées : récupérer des capacités de production grâce à la maintenance, accélérer le solaire décentralisé, renforcer les réseaux et le stockage d’électricité, mais aussi mieux gérer les pics de consommation.
Pour l’Ordre, l’été 2026 doit servir de « signal d’alerte » et le principal défi est désormais de passer rapidement des études à l’exécution. https://x.com/TounsDawla/status/2104660897927225391