Swift's CEO announced that Swift's blockchain-based ledger is now live and used by major financial institutions, with plans for 19 banks across 5 currencies by year-end. Meanwhile, DeFi discussions highlight innovations in wallet-based credit scoring through ZeruAI, quantum randomness via Quip Network, and Bitcoin privacy integration on Starknet.
X users discuss DeFi developments including robot training data generation through browser simulations, ZeruAI's on-chain reputation scoring system that measures wallet behavior and protocol participation, and the shift toward mainstream crypto payments infrastructure with stablecoins being adopted by major financial institutions like Citi, Coinbase, and Morgan Stanley.
A social media discussion on DeFi trends explores how decentralized finance is evolving beyond simple token holding. The posts highlight ZeruAI's reputation scoring system based on onchain behavior, speculation about QUBIC token value, and an analysis of how Real-World Assets (RWAs) could serve as the next major capital influx channel into crypto markets, following previous cycles driven by ICOs, stablecoins, and ETFs.