# DeFi — X 热门讨论 (2026-09-30 10:56 UTC)
## @swiftcommunity (Swift) · 09-30 10:10 · ♥234 ↻53 💬15 "This time last year, I stood on the Sibos stage in Frankfurt and said we would deliver a blockchain-based ledger. And I know I caught some people by surprise. Swift and blockchain? TradFi and DeFi? Could they really go together? Can Swift really pull it off?
Twelve months later, the Swift ledger is live and in use by some of the world's largest financial institutions.
By the end of the year, we will have at least 19 banks using it across 5 major currencies to power 24/7 payments using tokenised deposits."
— Javier Pérez-Tasso, Swift’s CEO, Sibos 2026 https://x.com/swiftcommunity/status/2105238725613760517
## @LLuciano_BTC (Lucky) · 09-30 10:15 · ♥269 ↻8 💬33 Impressive move from $AAVE.
One of the strongest DeFi ecosystems out there, and I still think there’s plenty of potential ahead. https://t.co/NycXF1Lb88 > 引用 @LLuciano_BTC: Exceptional run continues from $AAVE. https://t.co/JVwCAj3Yw5 https://x.com/LLuciano_BTC/status/2105239984299245817
## @FuryMetaa (Fury) · 09-30 08:15 · ♥94 ↻1 💬126 let’s start from the top shall we what exactly is @zerufinance?
in simple term ZeruAI is trying to help people figure out which wallets they can trust
think about lending protocols, DeFi projects, and other protocols
they need some way to understand who they are dealing with
anyone can create a wallet could be a real user, a trader, a contributor, or a bot
it could even be someone creating hundreds of wallets to farm rewards (farmoors lol)
from the wallet address alone you can’t really tell but every wallet leaves a history behind
what it trades, what protocols it uses, how it behaves over time that history tells a story
you see ZeruAI looks at that behavior and turns it into trust and risk signals
how that comes to life is zScore and that’s where things start getting interesting
over the next 60 days I’ll be breaking down how this works one piece at a time https://x.com/FuryMetaa/status/2105209784882409503
## @unlovabledivine (0x阿贱空) · 09-30 08:57 · ♥86 ↻0 💬108 The next credit score probably won't come from a bank.
It could come from your wallet.
Think about what your wallet already knows:
→ how consistently you transact → how you manage liquidity → what protocols you interact with → whether you actually repay → how long you've been active
The missing piece is turning all of that activity into something useful outside the wallet.
That’s where @zerufinance gets interesting.
But I’d push the idea one step further:
Let users export their onchain reputation as a portable credit profile, usable across lending markets, RWAs and eventually even offchain financial services.
Not another DeFi dashboard.
A financial identity layer for the onchain economy.
That’s the direction I’d build toward. 🧠 https://x.com/unlovabledivine/status/2105220386635878906
## @BoehmeMargarete (Margarete DeFi) · 09-30 08:10 · ♥81 ↻1 💬95 Có một điểm khiến randomness lượng tử thú vị hơn hẳn là kết quả chỉ xuất hiện khi phép đo thật sự diễn ra
với @quipnetwork, QVRF dùng phần cứng lượng tử để tạo số rồi ghi lại mốc thời gian và dữ liệu phục vụ việc kiểm tra sau đó
Điểm mình thấy đáng chú ý là phiên bản V0 vẫn nói rõ giới hạn khi Quip đang vận hành cả khâu tạo lẫn phân phối randomness
người vận hành có thể không gửi kết quả, nhưng giá trị đã gửi phải khớp với cam kết được công bố trước đó trên chuỗi
Việc xác minh cũng diễn ra sau khi nhận số, nên QVRF không cố biến phiên bản đầu thành một hệ thống không cần tin cậy tuyệt đối
mọi người thích hơn sự minh bạch về giới hạn hay một sản phẩm nghe hoàn hảo nhưng khó kiểm chứng @NucleusCodes https://x.com/BoehmeMargarete/status/2105208526633136580
## @Btcozgurr (Bitcoin Özgür) · 09-30 08:22 · ♥76 ↻0 💬81 BTCFi becomes much more interesting when privacy is part of the design. With strkBTC, Bitcoin can move beyond simply being held. You can bring BTC into
Starknet, use it across DeFi, and choose when your activity stays public or becomes shielded.
What stands out to me is that privacy here is powered by zero-knowledge proofs rather than simply trusting a third party. @Starknet is building the infrastructure around that idea. Bitcoin with more utility, privacy and control feels like a much bigger direction for BTCFi.
Stay on Starknet! > 引用 @Btcozgurr: GM ☀️
A new day, another reason to keep watching BTCFi. What caught my attention about @Starknet and strkBTC is the focus on choice. You can put BTC to work across
DeFi without having every part of your activity exposed publicly. Public when you want it, shielded when you need more privacy.
BTCFi shouldn’t just give Bitcoin more utility. It should give users more control too.
Belive in Starknet! https://x.com/Btcozgurr/status/2105211610545418523
## @firedsol (F!RED) · 09-30 08:30 · ♥88 ↻0 💬10 Yaklaşık 10 gündür Çin’deyim dün akşam bir çinli kızla date çıktım kız kripto biliyor, DEFI yatırımcısi, spor yapıyor, alımlı gayet güzel, bugünde beraber internet cafe ye gittik 2 saat PC oynadık CS, Delta felan.
Ufak şeylerle mutlu olabilen kızlara hasret kalmışız yemin ederim. Hem ekonomik gücü var, hem kültürlü, hem güzel, süper humbled.
Rüya gibi bişey Avustralya da yada Türkiye deki kızlarda kendilerinde olmayanın peşindeler ve sonsuz bir doyumsuzluk içindeler.
Asya candır beyler 🫡 https://x.com/firedsol/status/2105213634821656710